At a Glance
- Tasks: Manage credit risk for a growing mortgage portfolio and enhance data insights.
- Company: Dynamic Financial Services business focused on sustainable lending.
- Benefits: Up to £57,000 salary, bonus, strong pension, and flexible working options.
- Why this job: Join a purpose-driven team and make a real impact in financial services.
- Qualifications: Experience in credit risk management and strong analytical skills.
- Other info: Flexible hours support work-life balance in a fast-growing environment.
The predicted salary is between 43200 - 64800 £ per year.
I am exclusively partnering with a growing Financial Services business to recruit a newly created Credit Risk Manager for their mortgage portfolio. They are known for its purpose driven approach, balancing strong growth with sustainable and responsible lending. There is a strong risk culture with mature frameworks across credit, operational, compliance, and financial crime and they are currently undergoing digital transformation, improving modelling and MI capabilities.
The role offers flexible working, full time or part time 4 days a week, and reports into a mature 2nd line risk function.
Salary & benefits
- Salary range up to £57,000 + bonus, strong pension contribution and other benefits
- Fast growing business with development opportunity
- Hybrid Working model (2 days a week in the office)
- Can be full time or 4 days a week – to support work life balance
Role overview
This is a hands on 2nd line credit risk role, working directly with a small, but growing mortgage book. The focus is on building and improving MI, enhancing risk modelling, and supporting ICAAP reporting. You will collaborate with distribution and product teams, providing credit insight, challenge, and analysis.
Key responsibilities:
- Review and manage credit risk within the mortgage portfolio
- Support MI and data improvements as part of digital transformation
Credit Risk Manager in Leeds employer: Distinct
Contact Detail:
Distinct Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager in Leeds
✨Tip Number 1
Network like a pro! Reach out to people in the financial services sector, especially those involved in credit risk. A casual chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MI and risk modelling. We want you to showcase your expertise and how you can contribute to their digital transformation.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email. It shows your enthusiasm and keeps you fresh in their minds.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, we’re always looking for passionate individuals who align with our purpose-driven approach.
We think you need these skills to ace Credit Risk Manager in Leeds
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the Credit Risk Manager role. Highlight your experience with mortgage portfolios and any relevant risk management frameworks. We want to see how your skills align with our purpose-driven approach!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our growing team. Don’t forget to mention your interest in sustainable lending practices!
Showcase Your Analytical Skills: Since this role involves enhancing MI and risk modelling, be sure to include examples of your analytical prowess. We love seeing how you've tackled complex data challenges in the past—let us know how you can bring that to our digital transformation!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, we love seeing candidates who take that extra step!
How to prepare for a job interview at Distinct
✨Know Your Numbers
As a Credit Risk Manager, you'll need to be comfortable with data and metrics. Brush up on key performance indicators related to credit risk and mortgage portfolios. Be ready to discuss how you've used data to drive decisions in your previous roles.
✨Understand the Company Culture
This company values a purpose-driven approach and sustainable lending. Research their mission and values, and think about how your own beliefs align with theirs. During the interview, share examples of how you've contributed to a strong risk culture in past positions.
✨Prepare for Technical Questions
Expect questions that dive deep into risk modelling and MI capabilities. Review your technical knowledge and be prepared to discuss specific methodologies you've used. Practising answers to common technical questions can help you feel more confident.
✨Showcase Collaboration Skills
You'll be working closely with distribution and product teams, so highlight your experience in cross-functional collaboration. Prepare examples of how you've successfully partnered with other departments to enhance credit insights and improve processes.