At a Glance
- Tasks: Manage credit risk for a growing mortgage portfolio and enhance risk modelling.
- Company: Dynamic Financial Services business focused on sustainable lending.
- Benefits: Up to £57,000 salary, bonus, strong pension, and flexible working options.
- Other info: Fast-growing company with excellent development opportunities and hybrid working model.
- Why this job: Join a purpose-driven team and make a real impact in financial services.
- Qualifications: Experience in mortgage credit risk and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
I am exclusively partnering with a growing Financial Services business to recruit a newly created Credit Risk Manager for their mortgage portfolio. They are known for its purpose driven approach, balancing strong growth with sustainable and responsible lending. There is a strong risk culture with mature frameworks across credit, operational, compliance, and financial crime and they are currently undergoing digital transformation, improving modelling and MI capabilities.
The role offers flexible working, full time or part time 4 days a week, and reports into a mature 2nd line risk function.
The RoleThis is a hands on 2nd line credit risk role, working directly with a small, but growing mortgage book. The focus is on building and improving MI, enhancing risk modelling, and supporting ICAAP reporting. You will collaborate with distribution and product teams, providing credit insight, challenge, and analysis.
- Review and manage credit risk within the mortgage portfolio
- Support MI and data improvements as part of digital transformation
- Work with distribution and product teams to support lending decisions
- Contribute to ICAAP, risk monitoring, and reporting
- Help strengthen frameworks and controls, while taking a practical, hands on approach
- Experience in mortgage credit risk
- Strong technical knowledge of risk frameworks, ICAAP, and MI development
- Commercial mindset, able to balance risk and lending objectives
- Comfortable working hands on with distribution and product teams
- Analytical, proactive, and able to work in a small, collaborative team
Salary range up to £57,000 + bonus, strong pension contribution and other benefits. Fast growing business with development opportunity. Hybrid Working model (2 days a week in the office).
Credit Risk Manager in Bradford employer: Distinct | B Corp
Join a dynamic Financial Services business that prioritises purpose-driven growth and sustainable lending practices. As a Credit Risk Manager, you will thrive in a collaborative environment that fosters professional development and offers flexible working arrangements, including the option for part-time hours. With a strong focus on digital transformation and a commitment to enhancing risk frameworks, this role provides an excellent opportunity to make a meaningful impact while enjoying a competitive salary and comprehensive benefits.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Manager in Bradford
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Distinct | B Corp. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Manager in Bradford
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Distinct | B Corp.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Distinct | B Corp's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Distinct | B Corp
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Distinct | B Corp.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Distinct | B Corp will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Distinct | B Corp employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
