Motor Underwriter

Motor Underwriter

Bristol Full-Time 36000 - 60000 £ / year (est.) No home office possible
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Direct Line Group

At a Glance

  • Tasks: Join our Motor Underwriting Team to manage and improve our Core Motor product portfolio.
  • Company: DLG is evolving, putting customers at the heart of everything we do.
  • Benefits: Enjoy flexible hybrid work, insurance discounts, health options, bonuses, and generous holidays.
  • Why this job: Make a real impact on customers' lives while developing your skills in a supportive environment.
  • Qualifications: Experience in motor underwriting and fraud controls, with strong data analysis skills preferred.
  • Other info: Work from London, Bristol, Leeds, or Glasgow in a diverse and inclusive workplace.

The predicted salary is between 36000 - 60000 £ per year.

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About DLG

DLG is evolving. Across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining them, you’ll have the opportunity to not just be recognised for your skills but encouraged to build upon them and empowered to do your absolute best.

Pricing and Underwriting

Pricing and Underwriting is a complex field where historical data, geospatial information, and mathematical models meet talented analysts. Our Pricers and Underwriters are key to balancing business goals with customer needs, reducing risk, and predicting future events to ensure our business grows while providing the best prices for our consumers.

What you’ll be doing

Join us as a Motor Underwriter in our Motor Underwriting Team. We’re looking for an enthusiastic and self-motivated team player to help grow our brands and strengthen our presence in the Motor Insurance market.

You’ll be involved immediately, gaining new experiences and positively influencing our operations, making a tangible impact on our customers’ lives. We’ll utilize your skills where they are most needed and provide opportunities to expand your expertise.

Your key responsibilities will include:

  • Supporting the management of our Core Motor product portfolio, reviewing performance, and identifying improvement opportunities.
  • Proactively developing and implementing application fraud controls, identifying new rules and controls.
  • Collaborating with our counter fraud teams to monitor fraud performance.
  • Ensuring underwriting criteria support our financial targets and positive customer outcomes.
  • Enacting and enhancing underwriting controls.
  • Working with a multi-disciplinary trading team.

Work Model

Our hybrid model offers a flexible approach, with colleagues spending at least 2 days a week in the office, depending on the role and team. Locations include London, Bristol, Leeds, or Glasgow.

What you’ll need

  • Experience developing motor underwriting proposals in personal lines insurance, ideally Motor.
  • Experience with fraud controls at quote and post-sale stages.
  • A proven track record of using underwriting expertise to make a positive impact.
  • Ability to analyze data to inform decisions.
  • Experience with data analysis tools; SQL experience is desirable.
  • Understanding of relevant insurance regulations and legislation.
  • Ability to innovate and work in a fast-paced environment across multiple initiatives.

Additional Information

This role is available in our London, Bristol, Leeds, or Glasgow offices. We offer excellent benefits, including insurance discounts, health and dental options, bonuses, EV car schemes, generous holidays, share schemes, employee discounts, and more.

We promote a flexible, inclusive work environment, supporting our colleagues to work at their best and maintain a healthy work-life balance.

Our Commitment

Direct Line Group is an equal opportunity employer committed to diversity and inclusion. We value the unique contributions of all our employees and support adjustments during the recruitment process as needed.

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Motor Underwriter employer: Direct Line Group

At DLG, we pride ourselves on being an excellent employer that values the growth and well-being of our employees. With a flexible hybrid work model and a commitment to inclusivity, we provide a supportive environment where you can thrive as a Motor Underwriter. Our comprehensive benefits package, including health options, generous holidays, and employee discounts, ensures that you are rewarded for your contributions while maintaining a healthy work-life balance.
Direct Line Group

Contact Detail:

Direct Line Group Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Motor Underwriter

✨Tip Number 1

Familiarise yourself with the latest trends in motor underwriting and fraud controls. Understanding current market dynamics and regulatory changes will help you engage in meaningful conversations during interviews.

✨Tip Number 2

Network with professionals in the insurance industry, particularly those involved in motor underwriting. Attend relevant events or join online forums to gain insights and potentially get referrals that could boost your application.

✨Tip Number 3

Brush up on your data analysis skills, especially SQL. Being able to demonstrate your proficiency in analysing data to inform underwriting decisions can set you apart from other candidates.

✨Tip Number 4

Prepare to discuss specific examples of how you've positively impacted underwriting processes in previous roles. Highlighting your achievements will showcase your expertise and fit for the Motor Underwriter position.

We think you need these skills to ace Motor Underwriter

Motor Underwriting Expertise
Fraud Control Implementation
Data Analysis
SQL Proficiency
Understanding of Insurance Regulations
Analytical Skills
Collaboration Skills
Problem-Solving Skills
Attention to Detail
Ability to Innovate
Experience in Personal Lines Insurance
Performance Review and Improvement
Adaptability in Fast-Paced Environments
Communication Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in motor underwriting and fraud controls. Use specific examples that demonstrate your ability to analyse data and make informed decisions.

Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention how your skills align with the responsibilities outlined in the job description, particularly your experience with personal lines insurance.

Highlight Relevant Skills: In your application, emphasise your familiarity with data analysis tools, especially SQL. Discuss any previous roles where you successfully implemented underwriting controls or improved product performance.

Showcase Your Teamwork: Since the role involves collaboration with various teams, include examples of how you've worked effectively in a team setting. Highlight any experiences where you contributed to a positive outcome through teamwork.

How to prepare for a job interview at Direct Line Group

✨Know Your Underwriting Basics

Make sure you brush up on your motor underwriting knowledge. Understand the key principles of pricing, risk assessment, and fraud controls. Being able to discuss these topics confidently will show that you're well-prepared and knowledgeable.

✨Showcase Your Analytical Skills

Since data analysis is crucial for this role, be ready to discuss your experience with data analysis tools, especially SQL. Prepare examples of how you've used data to inform decisions in previous roles, as this will demonstrate your ability to contribute effectively.

✨Understand the Company Culture

DLG values customer-centric approaches and teamwork. Familiarise yourself with their mission and values, and think about how your personal values align with theirs. This will help you articulate why you're a good fit for their team.

✨Prepare Questions for Them

Interviews are a two-way street. Prepare thoughtful questions about the role, team dynamics, and company culture. This not only shows your interest but also helps you assess if the company is the right fit for you.

Motor Underwriter
Direct Line Group
Location: Bristol
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