At a Glance
- Tasks: Support analysis of data to enhance home insurance pricing and risk assessment.
- Company: Join Direct Line Group, a forward-thinking company prioritising customer-centric solutions.
- Benefits: Enjoy a competitive salary, annual bonuses, flexible benefits, and generous holiday allowance.
- Other info: Inclusive workplace with opportunities for personal and professional growth.
- Why this job: Develop your analytical skills while making impactful decisions in the insurance industry.
- Qualifications: Strong numeracy, curiosity, teamwork, and basic Excel skills are essential.
The predicted salary is between 25600 - 28800 £ per year.
Bristol, Leeds, Manchester and London – Permanent
DLG is evolving. Across every part of our business, teams are embracing new opportunities and putting customers at the heart of everything they do. Whether you're already part of DLG or thinking about joining us, you'll have the chance not only to be recognised for your skills, but also to build on them and be empowered to do your very best.
As a Band 3 Portfolio Underwriter, you’ll support the Home Portfolio Underwriting team in delivering accurate, competitive, and well‑governed underwriting outcomes. This is a great opportunity to build your analytical skills, develop your understanding of insurance products, and contribute to key business decisions.
What You’ll Be Doing
- Support analysis of claims and pricing data to help ensure our home insurance pricing reflects true risk and cost.
- Assist in monitoring trading performance and competitiveness across customer segments to identify trends and opportunities.
- Help review and maintain product details, including question sets, cover limits, and product tiers, ensuring accuracy and consistency.
- Track market and claims trends and support the team in identifying potential risks or opportunities for action.
- Maintain underwriting documentation and support the upkeep of our underwriting footprint.
- Assist in testing underwriting changes, ensuring updates are implemented correctly and efficiently.
- Collaborate with colleagues across teams, including Claims, Trading, and Pricing, to support shared goals and improve customer outcomes.
- Participate in team discussions and knowledge sharing, contributing ideas and learning from others.
- Follow governance and control processes, ensuring compliance with internal and regulatory standards.
- Engage in learning and development, building your knowledge of underwriting principles, insurance products, and data analysis tools.
What You’ll Need
- Strong numeracy and analytical skills – comfortable working with data, spotting trends, and drawing insights.
- Curiosity and a willingness to learn – especially around insurance products, pricing, and risk.
- A proactive approach – able to work in a fast‑paced environment and contribute ideas to improve outcomes.
- Great communication and teamwork – confident engaging with colleagues across different teams and levels.
- A commercial mindset – interested in how data and decisions impact customers and business performance.
- Attention to detail and good organisational skills – able to manage tasks, documentation, and governance requirements.
- Basic understanding of Excel or other analytical tools – or a willingness to learn quickly.
Benefits
- Employer‑contributed pension
- Annual company bonus
- Discounts on insurance products
- Generous holiday allowance
- Flexible benefits package, including optional health and dental insurance
- Buy‑as‑you‑earn share scheme
- Employee discounts and cashback
Direct Line Group is an equal opportunity employer, and we believe diversity of background and thinking is a big strength in our people. We are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.
Home Portfolio Underwriter — Data‑Driven Pricing & Risk in Leeds employer: Direct Line Group
At DLG, we pride ourselves on being an excellent employer, offering a dynamic work culture that prioritises customer focus and employee empowerment. With opportunities for professional growth in the heart of vibrant cities like Bristol, Leeds, Manchester, and London, our employees benefit from a supportive environment, competitive remuneration, and a comprehensive benefits package that includes an employer-contributed pension and flexible health options. Join us to develop your analytical skills and make impactful contributions while enjoying a diverse and inclusive workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Home Portfolio Underwriter — Data‑Driven Pricing & Risk in Leeds
✨Tip Number 1
Network like a pro! Reach out to current employees at DLG on LinkedIn or through mutual connections. Ask them about their experiences and any tips they might have for landing the Home Portfolio Underwriter role.
✨Tip Number 2
Prepare for the interview by brushing up on your analytical skills. Be ready to discuss how you’ve used data to spot trends in previous roles. We want to see your curiosity and proactive approach shine through!
✨Tip Number 3
Show off your teamwork skills! Think of examples where you collaborated with others to achieve a common goal. DLG values great communication, so be sure to highlight your ability to engage with colleagues across different teams.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining the DLG family and contributing to our mission.
We think you need these skills to ace Home Portfolio Underwriter — Data‑Driven Pricing & Risk in Leeds
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the Home Portfolio Underwriter role. Highlight your analytical skills and any experience with data analysis or insurance products to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're excited about this opportunity at DLG. Share specific examples of how your curiosity and proactive approach have led to successful outcomes in previous roles.
Show Off Your Team Spirit:We love collaboration! In your application, mention any experiences where you've worked with different teams or contributed to group projects. This will show us you’re a great fit for our team-oriented culture.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Direct Line Group
✨Know Your Numbers
As a Home Portfolio Underwriter, you'll be working with data all the time. Brush up on your numeracy and analytical skills before the interview. Be ready to discuss how you've used data in past roles to spot trends or make decisions.
✨Show Your Curiosity
DLG values a willingness to learn, especially about insurance products and pricing. Prepare some questions about their current offerings or recent market trends. This shows you're genuinely interested and proactive.
✨Communicate Clearly
Great communication is key in this role. Practice explaining complex ideas simply, as you’ll need to engage with colleagues from various teams. Think of examples where you’ve successfully collaborated with others to achieve a goal.
✨Attention to Detail Matters
With responsibilities like maintaining underwriting documentation, attention to detail is crucial. Bring examples of how you've managed tasks meticulously in the past. Highlight any tools or processes you used to ensure accuracy and compliance.
