At a Glance
- Tasks: Join our team to manage pet insurance portfolios and shape underwriting strategies.
- Company: Direct Line Group, a customer-focused powerhouse in the insurance industry.
- Benefits: Flexible working, competitive salary, 25 days leave, and employee discounts.
- Other info: Embrace diversity and be your authentic self in a supportive workplace.
- Why this job: Make a real impact on pet owners while growing your career in a dynamic environment.
- Qualifications: Experience in personal lines insurance and strong interpersonal skills required.
The predicted salary is between 36000 - 60000 £ per year.
About Us
At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.
Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.
Join us as a Pet Underwriter in our Pet Pricing & Underwriting Team. Direct Line & Churchill have a legacy of being a strong brand in the Pet market – we’re looking for an enthusiastic and self-motivated lead to join our exciting team as we look to grow our brands and offerings.
What you’ll be doing
Working in an agile way means you’ll take charge early on, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers' lives. We’ll utilise your skills where they are most needed whilst also giving you the opportunity to build and grow the breadth of your expertise.
Reporting into the Pricing & Underwriting Portfolio & Optimisation lead, key responsibilities will include:
- Initially supporting on the migration of our existing products onto a new platform & a successful delivery of our new & updated product suite, data requirements & schema definitions working in a highly focused, cross-group environment.
- Working in a fast-paced environment, you’ll oversee a successful migration & develop out future products in a new & exciting part of the group.
- Work closely with the Head of Pricing & Underwriting & Pet pricing lead, and trading team to deliver underwriting strategy.
- Portfolio management of the Pet Products.
- Assessing Underwriting criteria, wordings & emerging risks.
- Enacting and enhancing our underwriting controls.
- Liaising with our trading teams to deliver great customer and commercial outcomes.
- Working closely with our claims & operation teams to manage indemnity control.
- Working closely with the pricing & underwriting team to deliver great pricing & underwriting outcomes.
- Dealing with underwriting referrals.
What you’ll need
- Experience of managing portfolios in a personal lines insurance product.
- Experience of working in Pet or Medical products preferable.
- Proven track record of technical underwriting expertise.
- Understanding of relevant insurance regulations & legislation.
- An ability to manage multiple partner schemes/products across various sales channels.
- Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels, internally and externally.
- Understanding of indemnity control.
- Ability to innovate & work in a fast-paced environment, working with a breadth of initiatives.
- Experience working to budgets & developing business cases for capability enhancement.
Ways of working
Our hybrid model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. When you’ll be in the office depends on your role, but most colleagues are in 50% of your week, and we’ll consider the flexible working options that work best for you.
What we’ll give you
(Band 4) We wouldn’t be where we are today without our people and the wide variety of perspectives and life experiences they bring. That’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Our core benefits include:
- 9% employer contributed pension.
- 50% off home, motor and pet insurance plus Green Flag breakdown cover.
- Additional optional Health and Dental insurance.
- Up to 10% bonus.
- EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax-efficient way.
- 25 days annual leave, increasing each year up to a maximum of 28.
- Buy as you earn share scheme.
- Employee discounts and cashback.
- Plus many more!
Being Yourself
Difference makes us who we are. We believe everyone should feel comfortable to bring their whole selves to work – that’s why we champion diverse voices, build workplaces that work for people, and invest in the things that matter. From senior leadership to inclusivity networks, adaptive working to inclusion training, we’ve made it our mission to give you everything you need to be authentically you.
Pet Underwriter in Manchester employer: Direct Line Group Careers
At Direct Line Group, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation. As a Pet Underwriter, you'll benefit from our hybrid working model, extensive employee benefits including a generous pension scheme and discounts on insurance products, and ample opportunities for professional growth within a supportive environment. Join us in making a meaningful impact on our customers' lives while enjoying a workplace that values diversity and encourages you to be your authentic self.
StudySmarter Expert Advice🤫
We think this is how you could land Pet Underwriter in Manchester
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Direct Line Group Careers). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Direct Line Group Careers. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Pet Underwriter in Manchester
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Direct Line Group Careers.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Direct Line Group Careers. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Direct Line Group Careers
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Direct Line Group Careers to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Direct Line Group Careers, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Direct Line Group Careers's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
