At a Glance
- Tasks: Manage third party damage claims from start to finish in a dynamic office environment.
- Company: Join DCLDirect Commercial, a leading commercial motor insurer with an award-winning Claims team.
- Benefits: Enjoy a supportive team atmosphere and opportunities for on-the-job learning.
- Other info: This is a full-time onsite position in our brand-new Chelmsford office.
- Why this job: Perfect for those seeking a challenge in a fast-paced, ever-changing role with growth potential.
- Qualifications: Must have at least 12 months of claims experience and knowledge of the Road Traffic Act.
The predicted salary is between 36000 - 60000 £ per year.
This role is based full-time ONSITE in our brand-new office in Chelmsford.
DO YOU HAVE COMMERCIAL MOTOR INSURANCE EXPERIENCE?
OR, ARE YOU WORKING IN PRIVATE CAR CLAIMS AND LOOKING FOR A NEW CHALLENGE?
BACKGROUND/ ABOUT DCL
Direct Commercial are specialist commercial motor insurers with an award-winning Claims team. Due to continued growth, an exciting opportunity has become available for a Claims Adjuster – Third Party Damage to join our team.
The successful candidate would be based at our office in Chelmsford where no two days are the same! In the DCL Claims department, you will gain exposure to a variety of liability scenarios and, with the support of our team of 90, there is plenty of room for learning on the job. So, if you have private car claims experience or a background in commercial motor insurance and are looking for your next challenge, then this role is for you!
KEY RESPONSIBILITIES
- To pro-actively manage all aspects of a third party damage only claim from notification through to conclusion.
- Provide excellent claims handling service with minimal leakage, in accordance with company procedures and service standards.
- Ensure that claim reserves, payments and Large Movement Reports are calculated correctly and in accordance with company procedures and service standards.
- Investigate and resolve claims in a professional timely and pro-active manner.
- Manage and exceed customer expectations and prioritise work to resolve any disputes that may arise in the settlement of a claim.
- To create accurate Claims Management System records
- Identify own training needs and to seek appropriate training to meet own performance targets
- To ensure quality, service standards and productivity levels are maintained to a high standard
- To be supportive of change within the claims handling teams
- Where appropriate, attend in house and client review meetings
- To assist with both internal & external auditing
SKILLS & EXPERIENCE
SKILLS
- In depth knowledge of the Road Traffic Act
- Solid understanding of Small and Multi track litigation process.
- Capable of investigating and negotiating liability disputes
- Capable of negotiation credit hire and property damage claims
- Understanding of the Motor Insurers Bureau
- Awareness of fraud tactics (identification, validation and handling)
- Capable of managing multiple work streams and working within time scales and directed by the Court or line manager
- Identify claims with the potential for financial deterioration
- Where required to act as a referral point for more inexperienced members of the department
- Excellent written and verbal communication skills
EXPERIENCE
Minimum of 12 months claims experience
NB: Employment with Direct Commercial Ltd will be subject to background screening checks prior to your start date.
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Claims Adjuster - Third Party Damage in Chelmsford employer: Direct Commercial Limited
Join our dynamic finance team in Chelmsford, where we prioritise a supportive work culture that fosters professional growth and development. As a Credit Controller, you'll benefit from a collaborative environment that values strong relationships and effective communication, while also enjoying competitive remuneration and opportunities for career advancement within the insurance sector. Our commitment to employee well-being and success makes us an exceptional employer for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Claims Adjuster - Third Party Damage in Chelmsford
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
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✨Look Out for Graduate Schemes
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Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Direct Commercial Limited. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Claims Adjuster - Third Party Damage in Chelmsford
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Direct Commercial Limited.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Direct Commercial Limited. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Direct Commercial Limited
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Direct Commercial Limited to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Direct Commercial Limited, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Direct Commercial Limited's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.