Claims Adjuster - Third Party Damage
Claims Adjuster - Third Party Damage

Claims Adjuster - Third Party Damage

Chelmsford +1 Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Manage third party damage claims from start to finish in a dynamic office environment.
  • Company: Join Direct Commercial, an award-winning specialist in commercial motor insurance.
  • Benefits: Enjoy a supportive team atmosphere with opportunities for on-the-job learning and growth.
  • Why this job: Perfect for those seeking a challenging role with diverse responsibilities and a chance to make an impact.
  • Qualifications: Must have at least 12 months of claims experience and knowledge of the Road Traffic Act.
  • Other info: This is a full-time onsite position in our brand-new Chelmsford office.

The predicted salary is between 36000 - 60000 £ per year.

This role is based full-time ONSITE in our brand-new office in Chelmsford.

DO YOU HAVE COMMERCIAL MOTOR INSURANCE EXPERIENCE? OR, ARE YOU WORKING IN PRIVATE CAR CLAIMS AND LOOKING FOR A NEW CHALLENGE?

BACKGROUND/ ABOUT DCL

Direct Commercial are specialist commercial motor insurers with an award-winning Claims team. Due to continued growth, an exciting opportunity has become available for a Claims Adjuster – Third Party Damage to join our team. The successful candidate would be based at our office in Chelmsford where no two days are the same! In the DCL Claims department, you will gain exposure to a variety of liability scenarios and, with the support of our team of 90, there is plenty of room for learning on the job. So, if you have private car claims experience or a background in commercial motor insurance and are looking for your next challenge, then this role is for you!

KEY RESPONSIBILITIES:

  • To pro-actively manage all aspects of a third party damage only claim from notification through to conclusion.
  • Provide excellent claims handling service with minimal leakage, in accordance with company procedures and service standards.
  • Ensure that claim reserves, payments and Large Movement Reports are calculated correctly and in accordance with company procedures and service standards.
  • Investigate and resolve claims in a professional timely and pro-active manner.
  • Manage and exceed customer expectations and prioritise work to resolve any disputes that may arise in the settlement of a claim.
  • To create accurate Claims Management System records.
  • Identify own training needs and to seek appropriate training to meet own performance targets.
  • To ensure quality, service standards and productivity levels are maintained to a high standard.
  • To be supportive of change within the claims handling teams.
  • Where appropriate, attend in house and client review meetings.
  • To assist with both internal & external auditing.

SKILLS & EXPERIENCE

SKILLS:

  • In depth knowledge of the Road Traffic Act.
  • Solid understanding of Small and Multi track litigation process.
  • Capable of investigating and negotiating liability disputes.
  • Capable of negotiation credit hire and property damage claims.
  • Understanding of the Motor Insurers Bureau.
  • Awareness of fraud tactics (identification, validation and handling).
  • Capable of managing multiple work streams and working within time scales and directed by the Court or line manager.
  • Identify claims with the potential for financial deterioration.
  • Where required to act as a referral point for more inexperienced members of the department.
  • Excellent written and verbal communication skills.

EXPERIENCE:

  • Minimum of 12 months claims experience.

NB: Employment with Direct Commercial Ltd will be subject to background screening checks prior to your start date.

Locations

Chelmsford Essex

Claims Adjuster - Third Party Damage employer: Direct Commercial Limited

At Direct Commercial, we pride ourselves on being an exceptional employer, offering a dynamic work environment in our brand-new Chelmsford office. Our award-winning Claims team fosters a collaborative culture that encourages continuous learning and professional growth, ensuring that every day presents new challenges and opportunities. With a strong focus on employee development and a commitment to maintaining high service standards, we provide a rewarding career path for those with commercial motor insurance experience or a background in private car claims.
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Contact Detail:

Direct Commercial Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Claims Adjuster - Third Party Damage

✨Tip Number 1

Familiarise yourself with the Road Traffic Act and the litigation process. Having a solid understanding of these areas will not only boost your confidence but also demonstrate your expertise during any discussions or interviews.

✨Tip Number 2

Network with professionals in the insurance industry, especially those who work in claims handling. Attend relevant events or join online forums to connect with others who can provide insights or even refer you to opportunities at Direct Commercial.

✨Tip Number 3

Prepare to discuss specific examples from your previous experience that showcase your ability to manage claims effectively. Highlight instances where you successfully resolved disputes or improved customer satisfaction, as this aligns with the role's responsibilities.

✨Tip Number 4

Research Direct Commercial and their claims team culture. Understanding their values and how they operate will help you tailor your approach and show that you're genuinely interested in being part of their team.

We think you need these skills to ace Claims Adjuster - Third Party Damage

Commercial Motor Insurance Knowledge
Private Car Claims Experience
Claims Handling Expertise
Road Traffic Act Knowledge
Small and Multi Track Litigation Understanding
Liability Dispute Investigation Skills
Negotiation Skills for Credit Hire and Property Damage Claims
Motor Insurers Bureau Awareness
Fraud Tactics Identification and Handling
Time Management Skills
Claims Management System Proficiency
Excellent Written Communication Skills
Excellent Verbal Communication Skills
Ability to Manage Multiple Work Streams
Training Needs Identification

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your relevant experience in commercial motor insurance or private car claims. Use specific examples that demonstrate your skills in managing claims and resolving disputes.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your understanding of the Road Traffic Act and your experience with liability disputes, as these are key aspects of the job.

Highlight Relevant Skills: In your application, emphasise your negotiation skills and your ability to manage multiple work streams. Mention any experience you have with the Motor Insurers Bureau and fraud identification, as these will set you apart.

Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A well-presented application reflects your attention to detail, which is crucial in the claims handling process.

How to prepare for a job interview at Direct Commercial Limited

✨Know Your Claims Basics

Brush up on your knowledge of the Road Traffic Act and the small and multi-track litigation process. Being able to discuss these topics confidently will show that you have a solid foundation in claims handling.

✨Demonstrate Your Negotiation Skills

Prepare examples of past experiences where you've successfully negotiated liability disputes or managed credit hire claims. This will highlight your capability in handling complex situations, which is crucial for the role.

✨Showcase Your Customer Service Mindset

Be ready to discuss how you've managed customer expectations in previous roles. Providing excellent service is key in claims handling, so share specific instances where you went above and beyond for a client.

✨Ask Insightful Questions

Prepare thoughtful questions about the company culture, team dynamics, and training opportunities. This shows your genuine interest in the role and helps you assess if it's the right fit for you.

Claims Adjuster - Third Party Damage
Direct Commercial Limited
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