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For Companies At a Glance
- Tasks: Join our Risk and Compliance team to analyse data and enhance risk management frameworks.
- Company: DF Capital, an award-winning bank focused on empowering businesses and depositors.
- Benefits: Enjoy private medical insurance, generous leave, gym membership, and a vibrant office in Manchester.
- Why this job: Make a real impact in a dynamic environment while developing your analytical skills.
- Qualifications: Curiosity and a proactive mindset are key; no specific experience required.
- Other info: Great opportunities for professional growth and a supportive workplace culture.
The predicted salary is between 36000 - 60000 £ per year.
Overview
At DF Capital, we champion banking for ambition. As an award-winning provider of commercial finance and savings, we empower depositors and small businesses with financial solutions tailored to fuel their growth. Headquartered in Manchester, our team of over 130 serves thousands of customers across the UK, transforming savings into new opportunities for businesses to thrive.
We\’re passionate about helping our customers succeed. As we expand our retail and commercial lending products, we remain committed to meeting their evolving needs and supporting their ambitions every step of the way.
Our Story
Founded in 2016, DF Capital was born with a focus on distribution finance – providing dealers, distributors, and manufacturers with the funding they need to stock, display, and sell products, without straining cash flow.
Since then, we\’ve delivered over £3.5bn of funding across diverse sectors. From motorhomes and machinery to motorbikes and lodges, we\’ve financed all shapes and sizes of commercial vehicles and automobiles (no planes or trains – yet). We listed on the Alternative Investment Market of the London Stock Exchange in 2019.
Becoming a Bank
In 2020, we became a fully authorised bank, extending our offering with savings products for retail depositors. We\’re proud of our strong customer service, consistently achieving high satisfaction scores – like our current average rating of 4.8/5 from 1,200+ reviews, which also earned us a Platinum Trusted Service Award. The deposits we receive fuel UK businesses through our commercial lending, creating a virtuous cycle of growth.
Where We’re Headed
Our goal is simple: to be the best bank – for our customers and each other. We put customer needs first, continuously looking to improve our proposition on their feedback. We aim to help more customers in more ways while continuing to deliver exceptional service.
How do we achieve this? By hiring people who care deeply about doing the right thing, we\’ve been recognised as ‘World Class to Work For’ by Best Companies, and we\’re proud of our inclusive, sustainable, and progressive workplace.
Our Culture
DF Capital is a very special place to work. We have an amazing team who commit themselves each and every day to bring our ambitious growth plans to life. We\’ve achieved much on our journey so far, but I believe we have our best days ahead of us.
We\’ve established a unique culture that is built on a virtuous circle where engaged and empowered employees, who are powered by a shared purpose, deliver great outcomes for our customers, our communities, the environment and ultimately our shareholders. This is why we are rated a world class place to work and are amongst the best companies to work for in the UK.
Role Overview
We are seeking a highly motivated Operational Risk Analyst to join our dynamic second line of defence Risk and Compliance team. This role offers a unique opportunity to apply and grow your analytical skills in a fast‑paced, intellectually stimulating environment. While the primary focus will be on operational risk, you’ll also have the chance to contribute across a broad spectrum of risk disciplines, including conduct, compliance, prudential, and credit. You’ll be involved in analysing data and producing insightful management information, challenging and overseeing risk and control assessments across the business, and supporting the development of robust risk frameworks that enable informed decision‑making.
This is a role with real visibility and impact. You’ll collaborate with senior stakeholders across the business, gaining exposure to strategic initiatives and helping shape the organisation’s risk culture. Whether you’re early in your career or looking to deepen your technical expertise, this position provides a strong platform for professional development in risk management. Flexibility, curiosity, and a keen analytical mindset will be key to thriving in this varied and rewarding role.
DF Capital is passionate about providing employees with the right training and support to help them excel in their roles and future careers. We are confident that an applicant with the right attitude and drive will succeed in this role.
Other duties may be assigned outside of the following duties and responsibilities:
- Working with all business and functional areas to establish and embed a robust risk culture within the organisation
- Supporting first line of defence colleagues with risk management activities, processes and tools
- Supporting the implementation, embedding, and continuous development of DF Capital’s Operational Risk Management Framework
- Preparing and developing second line risk and compliance Management Information (MI) including regular reporting to senior management and committees
- Supporting the second line reviews of first line MI
- Supporting the preparation of reports detailing key findings from second line oversight reviews, any systemic risk issues and common themes, and prescribing appropriate, relevant and pragmatic corrective actions
- Assisting with the design, documentation, and operation of second line oversight processes, systems and tools that support the Operational Risk Management Framework
- Assisting with reviews and periodic testing of first line processes and operational risk controls
- Assisting with horizon scanning of risks
- Assisting with wider analysis, guidance, and the creation of management tools to enable the whole bank to operationalise its Risk Management Frameworks and underlying policies
- Contributing to the second line review and challenge of risk and control assessments
- Supporting with the maintenance of risk event register and other risk & compliance related elements of the Governance, Risk and Compliance (GRC) system
- Assisting with assessment of operational risk events and follow‑up risk mitigation actions
Requirements
No specific educational background or prior work experience is required for this role; however, candidates with relevant secondary or further education (such as in finance, economics, or business studies) are encouraged to apply.
More important than qualifications is your mindset: we’re looking for individuals who are curious, analytical, proactive, and eager to learn. A strong sense of ownership, a collaborative approach, and a genuine interest in risk management will be key to thriving in this role.
An ideal candidate will have the following:
- Strong analytical mindset with the ability to interpret data, identify trends, and draw meaningful insights
- Organised and self‑motivated, capable of managing multiple tasks and meeting deadlines
- Curious and proactive, with a willingness to learn and contribute to a growing risk function
- Collaborative team player, with the ability to build relationships across first and second line functions
- Highly numerate, with attention to detail and accuracy in data handling and reporting
- Effective communicator, able to present ideas clearly in written reports and verbal discussions
- Basic understanding of financial services, including key concepts in banking and risk management
- Creative problem solver, able to challenge assumptions and suggest improvements to processes or controls
- Proficient in Microsoft Excel, with experience in formulas, pivot tables, and basic data analysis (desirable)
- Exposure to risk or compliance methodologies or topics through academic projects, internships, or early career experience (desirable)
Benefits
- Private medical insurance for you
- 10% Employer pension contribution
- 30-day annual leave entitlement plus Bank/Public Holidays
- Free Gym Membership
- Discretionary annual bonus
- Discretionary share awards
- Life Assurance
- Income Protection
- Save As You Earn company share acquisition scheme
- Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
- 4 days of paid Volunteering leave to support our local communities
- Vibrant office location in the lively city centre of Manchester
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Operational Risk Analyst employer: DF Capital
Contact Detail:
DF Capital Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Operational Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching DF Capital and understanding their values. Be ready to discuss how your skills align with their mission of empowering businesses and supporting customer ambitions.
✨Tip Number 3
Show off your analytical skills during interviews! Bring examples of how you've tackled problems or improved processes in the past. This will demonstrate your fit for the Operational Risk Analyst role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our amazing team at DF Capital.
We think you need these skills to ace Operational Risk Analyst
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Operational Risk Analyst role. Highlight your analytical skills and any relevant experience that aligns with our mission at DF Capital. We want to see how you can contribute to our team!
Show Your Curiosity: We love candidates who are curious and eager to learn! In your application, share examples of how you've demonstrated this mindset in previous roles or projects. It’ll show us you’re a great fit for our dynamic environment.
Be Clear and Concise: When writing your application, keep it clear and to the point. Use straightforward language to communicate your ideas effectively. Remember, we appreciate effective communicators who can present their thoughts clearly!
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at DF Capital
✨Know Your Risk Management Basics
Before heading into the interview, brush up on your understanding of operational risk and compliance. Familiarise yourself with key concepts in banking and risk management, as this will show your genuine interest in the role and help you engage in meaningful discussions.
✨Show Off Your Analytical Skills
Prepare to discuss examples of how you've used your analytical mindset in previous experiences. Whether it's interpreting data or identifying trends, be ready to share specific instances where your skills made a difference. This will demonstrate your capability to thrive in a data-driven environment.
✨Be Curious and Proactive
DF Capital values curiosity and a proactive approach. Think of questions to ask about their risk culture and how they support employee development. This not only shows your enthusiasm but also aligns with their commitment to continuous improvement and learning.
✨Build Relationships with Confidence
As a collaborative team player, be prepared to discuss how you've built relationships in past roles. Highlight your ability to work across different functions and how you can contribute to fostering a robust risk culture within the organisation. This will resonate well with their team-oriented ethos.
