Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse and optimise SME & Consumer lending portfolios while providing insights for credit strategy.
- Company: Join a leading bank with a focus on innovation and customer satisfaction.
- Benefits: Enjoy private medical insurance, generous leave, gym membership, and a vibrant office in Manchester.
- Other info: Dynamic team environment with opportunities for professional growth and community support.
- Why this job: Make a real impact on lending strategies and help shape the future of finance.
- Qualifications: 3+ years in commercial lending and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
Your New Role
Our Credit & Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery. You’ll join the DF Capital Lending Decisioning, Credit & Portfolio team with responsibility for the monitoring, analysis and optimisation of the SME & Consumer lending portfolio. The role focuses on assessing portfolio performance, identifying emerging risks and providing insights to support credit strategy, risk management and commercial decision making. You will be detail‑driven, diligent, meticulous, and considered in your approach, spotting, and escalating issues early to drive the best possible outcomes for the Bank and our customers. A good level of proficiency in using Microsoft PowerPoint, Adobe and other presentational materials is required.
Key Responsibilities
- Portfolio Monitoring & Reporting
- Analyse the performance of the SME loan portfolio (arrears, defaults, recoveries, yields)
- Produce regular MI packs for senior stakeholders
- Track key credit metrics such as PD, LGD, and EAD
- Monitor sector, geographic, and concentration risks
- Identify early warning signs of portfolio deterioration
- Conduct trend analysis across industries and borrower types
- Support stress testing and scenario analysis
- Assist in IFRS 9 provisioning and ECL modelling
- Extract and analyse large datasets (Excel, SQL, Python)
- Develop dashboards (using Power BI, Tableau)
- Provide actionable insights to stakeholders
- Support development of credit policies and risk appetite
- Evaluate new lending strategies and product changes
- Assist in pricing and profitability analysis
- Ensure internal Credit reporting aligns with regulatory expectations
- Support audits and maintain data quality
Required Skills and Experience
- 3+ years in commercial lending (or similar roles) to small & medium sized businesses with experience in one or more of the following areas: inventory financing, dealer stocking, leasing, asset finance, trade finance or ABL, including invoice finance.
- Ability to deliver against deadlines, articulate outputs from own analysis, recommendations and basis of decisions clearly and to a varied audience including SLT.
- Writing comprehensive reports including the basis for your recommendations
- Excellent attention to detail, with the ability to conduct detailed statistical analysis, interpreting and articulating meaningful information from trends and statistics.
- Ability to work well on your own and as part of a team, building effective working relationships with colleagues across all areas of the business, and influencing others to take appropriate actions to address issues found.
Essential Skills
- Experience in banking or financial services (SME preferred)
- Strong Excel skills
- Understanding of PD, LGD, ECL, IFRS 9
- Strong analytical and problem‑solving skills
Desirable Skills
- SQL, Python or R experience
- Knowledge of UK regulatory environment preferred
- Experience in portfolio modelling or stress testing
Qualifications
- Degree in Finance, Economics, Mathematics or similar
- Professional qualifications (CFA, FRM, ACA, ACCA) desirable
Benefits
- Private medical insurance for you and your family
- 10% Employer pension contribution
- 30-day annual leave entitlement plus Bank/Public Holidays
- Free Gym Membership
- Discretionary annual bonus
- Discretionary share awards
- Life Assurance
- Income Protection
- Save As You Earn company share acquisition scheme
- Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
- 3 days paid Volunteering leave to support our local communities
- Vibrant office location in the lively city centre of Manchester
Portfolio Analyst 7th May 2026 in Manchester employer: DF Capital Group
Contact Detail:
DF Capital Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Portfolio Analyst 7th May 2026 in Manchester
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to portfolio analysis. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your skills effectively.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your previous work, like reports or dashboards you've created. This will help demonstrate your ability to extract insights from data, which is crucial for the Portfolio Analyst role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our team.
We think you need these skills to ace Portfolio Analyst 7th May 2026 in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Portfolio Analyst role. Highlight your experience in commercial lending and any relevant skills like data analysis or risk management. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your skills can contribute to our Credit & Portfolio team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since the role involves a lot of data analysis, make sure to mention your proficiency in tools like Excel, SQL, or Python. Share examples of how you've used these skills in past roles to drive insights or improve processes.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at DF Capital Group
✨Know Your Numbers
Make sure you brush up on key metrics like PD, LGD, and EAD. Being able to discuss these in detail will show that you understand the core of portfolio analysis and can contribute meaningfully to the team.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with data extraction and analysis, especially using Excel, SQL, or Python. Bring examples of how you've used these skills to derive insights or support decision-making in previous roles.
✨Be Detail-Driven
Since the role requires meticulous attention to detail, be ready to demonstrate how you've spotted issues early in past projects. Share specific instances where your diligence led to positive outcomes for your team or organisation.
✨Communicate Clearly
Practice articulating your analysis and recommendations clearly. You might be asked to present findings to senior stakeholders, so being able to convey complex information simply and effectively is crucial.