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- Tasks: Evaluate creditworthiness and assess loans secured by corporate assets.
- Company: DF Capital, an innovative bank focused on tailored financial solutions.
- Benefits: Competitive salary, career development opportunities, and a supportive work environment.
- Other info: Exciting role with opportunities for growth in the finance sector.
- Why this job: Join a dynamic team making a real difference in customers' financial journeys.
- Qualifications: Strong financial acumen and risk analysis skills required.
The predicted salary is between 50000 - 60000 £ per year.
We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank.
In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other.
YOUR NEW ROLE: The Credit Manager plays a critical role in evaluating and assessing the creditworthiness of potential borrowers, with a focus on loans secured by corporate assets such as inventory, accounts receivable and equipment. To be successful in this role you will need strong financial acumen, risk analysis skills, and a comprehensive understanding of Stocking Facilities, ABL structures and collateral monitoring.
RESPONSIBILITIES AND DUTIES:
- Credit Analysis and Risk Assessment: Conduct thorough financial analysis of prospective borrowers, including historical and projected financial statements, cash flow, business models, and management teams, to determine loan eligibility and structure.
- Collateral Evaluation: Analyse and assess the quality and liquidation value of proposed collateral (A/R, Inventory, Floorplan Assets, Equipment) using appraisal reports, field audits, and industry data to establish appropriate borrowing base and advance rates.
- Deal Structuring: Work closely with Business Development colleagues to structure complex funding transactions, ensuring terms mitigate risk for the lender while meeting the borrower's capital needs.
- Credit Assessment Preparation: Prepare detailed and persuasive credit approval reviews, outlining the transaction, borrower analysis, risk assessment, mitigants, and recommended terms, for presentation to managers and credit committee.
Credit Manager 16th April 2026 employer: DF Capital Group
Contact Detail:
DF Capital Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Manager 16th April 2026
✨Tip Number 1
Network like a pro! Reach out to industry contacts on LinkedIn or attend finance-related events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Credit Manager role.
✨Tip Number 2
Prepare for interviews by brushing up on your financial acumen and risk analysis skills. We suggest practising common interview questions related to credit assessment and collateral evaluation so you can showcase your expertise confidently.
✨Tip Number 3
Don’t forget to tailor your approach! When you apply through our website, make sure to highlight your experience with Stocking Facilities and ABL structures in your conversations. This will show us you’re the right fit for the role.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. We appreciate candidates who show enthusiasm and professionalism, so let us know you’re keen on joining DF Capital!
We think you need these skills to ace Credit Manager 16th April 2026
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Manager role. Highlight your financial acumen and risk analysis skills, and don’t forget to mention any experience with collateral evaluation or deal structuring. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background aligns with our mission at DF Capital. Be sure to mention specific examples of your past successes in credit analysis or risk assessment.
Showcase Relevant Experience: When filling out your application, make sure to showcase any relevant experience you have with corporate assets and financing structures. We’re looking for candidates who understand the ins and outs of creditworthiness and can hit the ground running!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at DF Capital Group
✨Know Your Numbers
Brush up on your financial analysis skills before the interview. Be ready to discuss how you evaluate creditworthiness and assess risk, especially in relation to corporate assets like inventory and accounts receivable. Having specific examples from your past experience will show that you know your stuff.
✨Understand Collateral Inside Out
Make sure you have a solid grasp of collateral evaluation techniques. Familiarise yourself with appraisal reports and field audits, and be prepared to explain how you would assess the quality and liquidation value of different types of collateral. This knowledge will demonstrate your expertise in the role.
✨Collaborate Like a Pro
Since the Credit Manager works closely with Business Development teams, think about how you can showcase your teamwork skills. Prepare examples of how you've successfully collaborated on deal structuring in the past, ensuring both risk mitigation for lenders and meeting borrowers' needs.
✨Prepare for Compliance Questions
Compliance is key in banking, so expect questions around regulatory standards and practices. Brush up on relevant compliance issues and be ready to discuss how you ensure adherence in your credit assessments. This will show that you take the role seriously and understand the importance of regulations.