At a Glance
- Tasks: Oversee prudential risks and partner with Finance and Treasury to manage capital and liquidity.
- Company: DF Capital, a specialist bank focused on innovative financial solutions.
- Benefits: Private medical insurance, generous leave, gym membership, and a vibrant office culture.
- Other info: On-site role in Manchester with opportunities for professional growth.
- Why this job: Join a dynamic team making a real impact in the banking sector.
- Qualifications: Strong knowledge of prudential risk management and excellent analytical skills required.
The predicted salary is between 66150 - 80850 £ per year.
We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank.
Your new role: The Prudential Risk Senior Manager will be responsible for assisting the CRO in overseeing the bank’s prudential risks, which include capital, liquidity and funding, and partnering Finance and Treasury to ensure that effective controls are in place to identify, manage, and monitor those risks. This is a second-line role reporting to the Chief Risk Officer (CRO), partnering the CFO area and identifying and managing risks associated with DF Capital’s strategy and business plans. This role is on-site at our HQ in Ancoats (M4) Manchester min 4 days per week.
Responsibilities & Duties:
- 2LOD oversight of capital, liquidity and funding risk;
- Supporting the implementation, embedding, and continuous development of DF Capital’s Risk Management Framework;
- Contributing to the definition and ongoing calibration of capital, liquidity and IRRBB risk appetites;
- Second line review and challenge of the firm’s ICAAP, ILAAP, Recovery Plan, Resolution Pack, and the bank and retail entities’ Solvent Wind-down Plans;
- Supporting horizon scanning of emerging risks;
- Leading the second line review and challenge of regulatory reporting;
- Monitoring new developments in prudential regulation;
- Assisting with the design, documentation, and operation of second line oversight processes that support the Risk Management Framework;
- Supporting the preparation of reports detailing key findings from second line reviews, any systemic risk issues and common themes, and prescribing appropriate, relevant and pragmatic corrective actions;
- Preparing and developing second line risk and compliance Management Information (MI) including regular reporting to senior management and committees, such as on risk appetite monitoring.
Requirements:
- Strong knowledge of prudential risk management and prudential regulation (PRA);
- Experience of drafting or reviewing an ICAAP or ILAAP;
- Experience working in a risk function at a bank or relevant consultancy experience or experience working at the regulator;
- Highly numerate, with strong attention to detail and excellent analytical skills, including strong Excel skills;
- Ability to think creatively, problem solver;
- Strong planning and organisational skills;
- Ability to communicate your ideas clearly through presentations and risk reports.
Our Benefits:
- Private medical insurance for you and your Family
- 10% Employer pension contribution
- 30-day annual leave entitlement plus Bank/Public Holidays
- Free Gym Membership
- Discretionary annual bonus
- Discretionary share awards
- Life Assurance
- Income Protection
- Save As You Earn company share acquisition scheme
- Tax-efficient salary sacrifice scheme to obtain bicycles and electric vehicles
- 4 days of paid Volunteering leave to support our local communities
- Vibrant office location in the lively city centre of Manchester
Senior Manager Prudential Risk in Manchester employer: DF Capital Bank Careers
At DF Capital, we pride ourselves on being an exceptional employer, offering a vibrant work culture in the heart of Manchester. Our commitment to employee growth is evident through tailored training and support, ensuring that every team member can excel in their role while contributing to our mission of delivering outstanding financial solutions. With competitive benefits including private medical insurance, generous annual leave, and opportunities for community engagement, we foster an environment where innovation and collaboration thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Manager Prudential Risk in Manchester
✨Tap into Campus Networks
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✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like DF Capital Bank Careers. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Manager Prudential Risk in Manchester
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to DF Capital Bank Careers.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on DF Capital Bank Careers's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at DF Capital Bank Careers
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with DF Capital Bank Careers.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at DF Capital Bank Careers will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former DF Capital Bank Careers employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
