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- Tasks: Lead the management of distressed loans and implement recovery strategies.
- Company: Join a pioneering fintech transforming access to premium UK property investments.
- Benefits: Competitive salary, bonuses, equity, health insurance, and gym membership.
- Why this job: Make a real impact in a high-visibility role within a dynamic fintech environment.
- Qualifications: Experience in credit risk and non-performing loan management required.
- Other info: Opportunity for career growth and development in a collaborative team.
The predicted salary is between 36000 - 60000 £ per year.
Job Title: Non-Performing Loans Manager – Associate Director
Location: Liverpool Street, London
Salary: Competitive + Bonus + Equity
Join a pioneering, FCA-regulated private credit fintech that’s transforming access to premium UK property investments.
About the Company
My client is an award-winning fractional property investment platform democratising access to institutional-grade real estate. Specialising in mid-market UK property developments, the platform provides senior, mezzanine, and equity financing to experienced developers — attracting investors across 50+ countries.
Their model is rooted in alignment with investor outcomes: they co-invest in every deal, take first-loss positions, and only profit when projects succeed. No upfront fees, just performance-based success. It\’s a fintech with integrity and momentum — and a perfect time to get involved.
The Opportunity
My client is seeking an experienced Non-Performing Loans (NPL) Manager at Associate Director level. You’ll take the lead in managing distressed loans, proactively engaging borrowers, and implementing recovery strategies that protect capital and enhance performance.
This is a high-visibility, strategic role suited to a commercially astute credit professional with a deep understanding of property-backed lending, restructuring, and recoveries.
Key Responsibilities
- Oversee the performance and risk profile of the non-performing loan (NPL) portfolio
- Analyse root causes of borrower defaults and propose appropriate recovery strategies
- Design and implement borrower engagement plans – including restructuring, renegotiation, or legal recourse
- Conduct financial and credit analysis to assess borrower viability and recovery potential
- Prepare regular reports on NPL trends, risk exposures, and recovery progress for senior stakeholders
- Work closely with origination, legal, and risk teams to develop proactive resolutions that avoid litigation
- Leverage credit risk tools and systems to support informed decision-making
- Support team development by providing credit risk training and learnings from complex recoveries
- Lead crisis management efforts involving distressed borrowers
- Help shape policies and frameworks around NPL management and collections
- Engage with internal and external stakeholders to align on strategy and maintain transparency
Key Skills Required
- Significant experience in credit risk, special situations, or non-performing loan management (ideally property finance or private credit)
- Strong understanding of UK insolvency processes, restructuring frameworks, and debt recovery pathways
- Analytical and detail-oriented mindset with sound commercial judgement
- Excellent communication and stakeholder management skills
- High ethical standards and a commitment to regulatory compliance
- Ability to lead and educate junior team members through complex credit cases
Benefits
- Competitive base salary
- Discretionary annual bonus
- Equity incentive plan
- Family private health insurance
- Critical illness cover
- Gym membership
If this is an opportunity you would be interested in exploring further, please apply or reach out to me directly at anna.mcgeorge@deverellsmith.com
Non-Performing Loans Manager employer: deverellsmith
Contact Detail:
deverellsmith Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Non-Performing Loans Manager
✨Tip Number 1
Network like a pro! Reach out to industry contacts on LinkedIn or attend local meetups. We all know that sometimes it’s not just what you know, but who you know that can land you that Non-Performing Loans Manager role.
✨Tip Number 2
Prepare for interviews by researching the company and its NPL strategies. We recommend practising common interview questions and having your own questions ready. Show them you’re genuinely interested in their mission and how you can contribute!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. We suggest mentioning something specific from the interview to make it personal.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you ace your job search. Plus, applying directly can sometimes give you an edge over other candidates. Let’s get you that dream job!
We think you need these skills to ace Non-Performing Loans Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Non-Performing Loans Manager role. Highlight your experience in credit risk and property finance, and don’t forget to showcase any relevant achievements that align with the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your understanding of UK insolvency processes and how your skills can contribute to the company’s success.
Showcase Your Analytical Skills: Since this role requires a strong analytical mindset, be sure to include examples of how you've successfully analysed borrower defaults or implemented recovery strategies in your application. Numbers speak volumes!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at deverellsmith
✨Know Your NPLs
Make sure you brush up on your knowledge of non-performing loans and the specific challenges they present. Understand the intricacies of property-backed lending and be ready to discuss how you would approach recovery strategies in detail.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical mindset by discussing past experiences where you've successfully assessed borrower viability or implemented recovery plans. Bring examples that highlight your ability to analyse root causes of defaults and propose effective solutions.
✨Engage with Stakeholders
Since this role involves significant interaction with various stakeholders, think about how you can effectively communicate your strategies. Be ready to share examples of how you've previously engaged with teams or clients to align on recovery strategies and maintain transparency.
✨Highlight Your Ethical Standards
Given the importance of regulatory compliance in this role, be prepared to discuss your commitment to ethical practices. Share instances where you've navigated complex credit cases while adhering to high ethical standards, showcasing your integrity in decision-making.
