At a Glance
- Tasks: Lead credit risk analysis and manage oversight for private capital clients.
- Company: Deutsche Bank is a leading German bank with a global presence and strong European roots.
- Benefits: Enjoy hybrid working, competitive salary, 30 days' holiday, and flexible perks.
- Why this job: Join a culture of continuous learning and support while making impactful decisions.
- Qualifications: Experience in credit risk management and structured transactions is essential.
- Other info: We value diversity and promote an inclusive work environment.
The predicted salary is between 43200 - 72000 £ per year.
This role entails providing expert credit analysis and comprehensive risk management oversight for private capital clients (private equity, private debt, real assets etc). Key responsibilities include performing thorough transaction due diligence to ensure the integrity and viability of each deal. Additionally, the role involves determining the risk/return ratio and establishing the associated limit framework at the client level for standard risk transactions, as well as assigning and approving credit ratings. You will play a crucial role in independently challenging the business and escalating issues when necessary, making informed decisions and approvals within their allocated authority level.
Your key responsibilities include:
- Undertaking initial credit due diligence for new structured transactions by conducting meetings with relevant personnel at the fund manager.
- Reviewing and approving ancillary transaction requests for such funds, which typically include FX hedging and deal contingent trades.
- Playing a pivotal role in the legal documentation process to ensure that appropriate credit covenants are included in legal agreements.
- Maintaining ongoing dialogue and due diligence with clients, preparing annual credit reviews and written reports that outline areas such as the background of the fund management company, investment strategy of underlying funds, and performance.
- Managing the risk and exposures within their portfolio on an ongoing basis, utilising various credit risk management and product monitoring systems within Deutsche Bank.
- Working with the bank's Collateral Management team as required to resolve any margin or collateral issues.
- Staying informed about market developments affecting the private capital sector, such as regulatory issues or stress in particular asset classes.
Your skills and experience should include:
- Industry experience in managing credit risk. The ideal candidate will also have prior experience in managing structured credit transactions.
- Knowledge of the private capital sector, including an understanding of a broad range of investment strategies and their associated risks.
- Product knowledge covering all major derivative instruments, with a full understanding of their respective risk characteristics.
- The ability to calculate and quantify transaction risk is desirable but not essential.
- Understanding of facility agreements and master trading documentation, particularly International Swaps and Derivatives Association (ISDA).
We value diversity and as an equal opportunities employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards).
Deutsche Bank is the leading German bank with strong European roots and a global network. Deutsche Bank in the UK is proud to have been named in The Times Top 50 Employers for Gender Equality 2024 for five consecutive years. Additionally, we have been awarded a Gold Award from Stonewall and named in their Top 100 Employers 2024 for our work supporting LGBTQ+ inclusion.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.
Risk Lead | London, UK employer: Deutsche Bank
Contact Detail:
Deutsche Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Lead | London, UK
✨Tip Number 1
Familiarise yourself with the latest trends and regulations in the private capital sector. This knowledge will not only help you during interviews but also demonstrate your commitment to staying informed about the industry.
✨Tip Number 2
Network with professionals in the credit risk field, especially those who have experience with structured transactions. Attend industry events or join relevant online forums to build connections that could lead to valuable insights or referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've managed credit risk in previous roles. Highlight your analytical skills and decision-making processes, as these are crucial for the Risk Lead position.
✨Tip Number 4
Research Deutsche Bank's culture and values, particularly their commitment to diversity and inclusion. Being able to align your personal values with theirs can make a strong impression during the interview process.
We think you need these skills to ace Risk Lead | London, UK
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Senior Credit Risk Officer. Familiarise yourself with credit analysis, risk management, and the private capital sector to tailor your application accordingly.
Highlight Relevant Experience: In your CV and cover letter, emphasise your industry experience in managing credit risk and structured credit transactions. Use specific examples to demonstrate your expertise in these areas.
Showcase Your Skills: Make sure to highlight your knowledge of derivative instruments and your ability to calculate transaction risk. Mention any relevant qualifications or training that support your candidacy for this role.
Craft a Compelling Cover Letter: Write a tailored cover letter that connects your background to the key responsibilities outlined in the job description. Discuss how your skills align with the company's values and how you can contribute to their success.
How to prepare for a job interview at Deutsche Bank
✨Showcase Your Credit Risk Expertise
Make sure to highlight your experience in managing credit risk, especially in structured transactions. Be prepared to discuss specific examples where you successfully assessed risk and made informed decisions.
✨Understand the Private Capital Sector
Familiarise yourself with the private capital sector and its various investment strategies. Demonstrating knowledge of how these strategies impact risk will show that you are well-prepared for the role.
✨Prepare for Technical Questions
Expect technical questions related to credit analysis and derivative instruments. Brush up on your understanding of facility agreements and ISDA documentation, as these may come up during the interview.
✨Demonstrate Strong Communication Skills
Since the role involves ongoing dialogue with clients and stakeholders, practice articulating your thoughts clearly. Show that you can explain complex concepts in a straightforward manner, which is crucial for effective collaboration.