At a Glance
- Tasks: Underwrite and structure complex lending transactions while collaborating with global teams.
- Company: Dynamic financial institution focused on innovative wealth management solutions.
- Benefits: Hybrid working, competitive salary, generous holiday, and flexible benefits.
- Other info: Embrace a culture of continuous learning and diverse work environment.
- Why this job: Join a team that shapes the future of structured lending and makes a real impact.
- Qualifications: Strong experience in structured lending and ability to analyse complex credit exposures.
The predicted salary is between 80000 - 100000 £ per year.
Structured Lender - Wealth Management and Business Lending (Vice President)
Role overview
The position sits within the Subscription Finance/Structured Lending team supporting both Europe, the Middle East, and Africa (EMEA) and Asia Pacific (APAC) client activity.
The role is for an experienced structuring professional responsible for underwriting, structuring and managing subscription finance and other complex lending transactions.
- What we'll offer you
- Hybrid Working - eligible employees can work remotely part of the time and reach a working pattern that works for them.
- Competitive salary and non contributory pension.
- 30 days' holiday plus bank holidays, with the option to purchase additional days.
- Life Assurance and Private Healthcare for you and your family.
- A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits.
- The opportunity to support a wide ranging CSR programme and 2 days' volunteering leave per year.
- Your key responsibilities
- Underwrite subscription finance facilities through detailed analysis of Limited Partner (LP) investor bases, fund structures and legal frameworks.
- Support the structuring and execution of tailored financing solutions, including complex or non standard transactions involving large exposures, policy exceptions or concentrated risks, coordinating with internal stakeholders and external counsel through to deal closing.
- Work with the Portfolio Management team to monitor ongoing facilities, including borrowing base compliance, investor events (defaults, exclusions, transfers) and fund performance.
- Identify emerging risks, elevate where appropriate and manage amendments, waivers and refinancing processes within a controlled governance framework.
- Work closely with Coverage, Credit Risk, Legal and Operations teams, as well as external clients and sponsors, to ensure efficient transaction execution and high quality client delivery.
- Contribute to the development of structured lending capabilities, including enhancements to underwriting standards, credit processes and product frameworks.
Qualifications and experience
- Strong experience in structured lending, subscription finance, or adjacent financial sponsor/fund financing activities.
- Proven ability to analyse complex credit exposures, including fund structures and investor bases.
- Experience structuring transactions with appropriate risk mitigants (covenants, diversification, legal protections).
- Strong understanding of credit risk principles, regulatory considerations and internal governance frameworks.
- Demonstrated ability to operate in a global, cross functional environment with senior stakeholders.
- Degree level education (preferably in Finance, Economics or a related discipline) or equivalent qualification and/or work experience.
- How we'll support you
- Flexible working to assist you balance your personal priorities.
- Coaching and support from experts in your team.
- A culture of continuous learning to aid progression.
- A range of flexible benefits that you can tailor to suit your needs.
EEO statement
We value diversity and as an equal opportunities employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e. g. screen readers, assistive hearing devices, adapted keyboards).
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Structured Lender - Wealth Management and Business Lending employer: Deutsche Bank AG
Deutsche Bank is an exceptional employer, offering a dynamic work culture in Birmingham that prioritises employee well-being and professional growth. With a hybrid working model, competitive salary, and comprehensive benefits including private healthcare and generous holiday allowances, employees are empowered to thrive both personally and professionally while contributing to the vital mission of combating financial crime.
