Credit Risk Lead Architect

Credit Risk Lead Architect

Full-Time 80000 - 100000 £ / year (est.) Home office (partial)
Deutsche Bank AG

At a Glance

  • Tasks: Lead the design and architecture of innovative credit risk technology solutions.
  • Company: Join Deutsche Bank's dynamic Credit Risk Management division in London.
  • Benefits: Enjoy hybrid working, competitive salary, 30 days holiday, and private healthcare.
  • Other info: Be part of a diverse team that values inclusion and offers excellent career growth.
  • Why this job: Make a real impact in financial services while working with cutting-edge technology.
  • Qualifications: Experience in software development, especially in Java, and knowledge of financial services.

The predicted salary is between 80000 - 100000 £ per year.

Credit Risk Lead Architect – Vice President Credit Risk Technology (CRT), a division of Risk, Finance and Treasury Technology (RFT), based in London. This role is part of Deutsche Bank’s Credit Risk Management division and focuses on delivering high‑value, enterprise‑grade technology solutions.

Key Responsibilities

  • Collaborate with and provide guidance to a team of architects, engineers and product owners to produce best‑of‑breed designs and architecture documentation, while championing architecture governance processes.
  • Understand the enterprise system landscape to propose solution designs to problems in the right area of the Bank.
  • Design and develop reference implementations, proof‑of‑concepts and architecturally critical components across a range of technologies.
  • Work closely with business owners, architects and engineers to ensure optimal design of Credit Risk Systems to support all use cases.
  • Define and champion best‑practice software development standards in line with the firm’s standards and industry best practices.

Skills & Experience

  • Knowledge of Financial Services, with a good understanding of Corporate and Investment Banking Products and processes.
  • Experience with middle office systems such as Risk Management highly desirable; appetite to expand financial services knowledge.
  • Software development experience in an object‑oriented language (Java preferred); exposure to Python, Spark, Map‑Reduce, Scala advantageous.
  • Deep knowledge of RDBMS (Oracle 11g‑26ai preferred), including multi‑terabyte database design, ETL, OLAP, OLTP and data warehousing concepts, as well as Big Data and NoSQL solutions.
  • Exposure to cloud products, GCP preferred, including Terraform.
  • Exposure to DevOps skills such as Jenkins, Git, Confluence, and integration with LLMs / AI / Machine Learning.
  • Experience in TDD, BDD, CI/CD and DevOps principles; experience with Scrum, Kanban or XP.
  • Familiarity with scaled agile development approaches beneficial.

Benefits

  • Hybrid working model allowing remote work for eligible employees.
  • Competitive salary and non‑contributory pension.
  • 30 days’ holiday plus bank holidays, with option to purchase additional days.
  • Life assurance and private healthcare for you and your family.
  • Flexible benefits including retail discounts, Bike4Work scheme and gym benefits.
  • Opportunity to support a wide ranging CSR programme and 2 days’ volunteering leave per year.

EEO Statement

We welcome applications from all people and promote a positive, fair and inclusive work environment. We value diversity and, as an equal opportunities employer, we make reasonable adjustments for those with a disability, such as providing assistive equipment if required (e.g., screen readers, assistive hearing devices, adapted keyboards). If you have a disability, health condition, or require adjustments during the application process, please contact our Adjustments Concierge.

Credit Risk Lead Architect employer: Deutsche Bank AG

Deutsche Bank is an exceptional employer, offering a dynamic work environment in the heart of London where innovation meets collaboration. With a strong focus on employee growth, we provide extensive training opportunities and a hybrid working model that promotes work-life balance. Our commitment to diversity and inclusion, alongside competitive benefits such as a non-contributory pension and generous holiday allowance, makes Deutsche Bank a rewarding place to advance your career in Credit Risk Technology.

Deutsche Bank AG

Contact Details:

Deutsche Bank AG Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Risk Lead Architect

Network Like a Pro

Get out there and connect with folks in the industry! Attend meetups, webinars, or even just grab a coffee with someone who works at Deutsche Bank. Building relationships can open doors that a CV just can't.

Show Off Your Skills

Don’t just talk about your experience; demonstrate it! Create a portfolio of projects or case studies that showcase your expertise in credit risk technology. This will give you an edge when discussing your fit for the role.

Ace the Interview

Prepare for those tricky interview questions by practising your responses. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your problem-solving skills in real-world scenarios.

Apply Through Our Website

Make sure to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, you’ll be one step closer to joining our awesome team at Deutsche Bank.

We think you need these skills to ace Credit Risk Lead Architect

Architectural Design
Collaboration
Solution Design
Software Development
Object-Oriented Programming (Java)
Python
Big Data Technologies

Some tips for your application 🫡

Tailor Your CV:Make sure your CV is tailored to the Credit Risk Lead Architect role. Highlight relevant experience and skills that match the job description, especially in areas like software development and financial services.

Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for this role. Share specific examples of your past work that align with the responsibilities listed, and don’t forget to show your enthusiasm for the position!

Showcase Your Technical Skills:Since this role requires a strong technical background, be sure to showcase your experience with object-oriented programming, cloud products, and DevOps practices. Use clear examples to demonstrate your expertise.

Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensure it gets the attention it deserves!

How to prepare for a job interview at Deutsche Bank AG

Know Your Tech Inside Out

Make sure you brush up on your knowledge of the technologies mentioned in the job description, especially Java and RDBMS. Be ready to discuss how you've used these in past projects and how they relate to Credit Risk Systems.

Understand the Business Context

Familiarise yourself with Deutsche Bank's Corporate and Investment Banking products. This will help you articulate how your technical solutions can directly impact their business processes and risk management strategies.

Showcase Your Collaboration Skills

Prepare examples that demonstrate your ability to work with architects, engineers, and product owners. Highlight any experience you have in leading teams or guiding others in best practices, especially in an agile environment.

Be Ready for Problem-Solving Scenarios

Expect to tackle some real-world problems during the interview. Think about how you would approach designing solutions for complex issues in Credit Risk Management, and be prepared to discuss your thought process.