At a Glance
- Tasks: Join a transformation programme to modernise fraud and financial crime decisioning systems.
- Company: Cumbria Denholm partners with a leading financial services client.
- Benefits: Hybrid work model, competitive pay, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on innovation and problem-solving.
- Why this job: Make a real impact in combating fraud and enhancing financial security.
- Qualifications: Experience in fraud decisioning and strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
Cumbria Denholm is delighted to be partnering with our financial services client on an exciting transformation programme, to source a contract Senior Fraud & Financial Crime Analyst (Decisioning) to help modernise fraud, AML, and client screening capabilities. You will support the design, build, testing, and implementation of automated fraud and financial crime decisioning systems and risk models (including Experian, CIFAS, and Hunter), ensuring robust testing standards, clear documentation, and effective operational processes. You will work closely with internal stakeholders and external suppliers to define business change requirements, provide constructive challenge, and ensure strategies remain aligned to the organisation’s risk appetite. This is a hybrid role, and you will be expected to be on-site 1-2 days per month. This role is inside IR35.
About You
- Previous experience working in a fraud decisioning background.
- Experience with financial crime (AML and screening) systems is desirable.
- Maintaining a decisioning system.
- Experience in system testing, including building test plans.
- Highly numerate with excellent analytical skills.
- Ability to communicate (written and verbal) complex topics straightforwardly, including clear documentation of strategy.
- Advanced Excel.
- Experience using SQL / SAS is essential, with Python an advantage.
- Close attention to detail and a high level of accuracy.
- Excellent analytical and problem-solving skills.
- A self-motivated, logical and organised approach.
- A flexible and proactive approach with the ability to work under the pressure of deadlines.
- Ability to work as part of a team.
- Financial Services experience, fraud and preferably also financial crime.
- Strong problem-solving & decision-making skills, able to lead, influence and collaborate cross-functionally to achieve positive outcomes.
- Analytical thinking & concern for accuracy.
- Demonstrable ability to lead process changes and deliver to agreed timeframes.
- Excellent communication skills both internally & externally, with the ability to tailor content appropriately for the audience.
- Prior experience in working with Experian PCCA tools in secured credit environment.
- Fraud Risk experience in a Financial Services environment, preferably in current accounts.
- Previous experience working in a decisioning background and maintaining a decisioning system (desirable).
- Experience in system testing, including building test plans (desirable).
Senior Fraud & Financial Crime Analyst - Decisioning employer: Denholm Associates
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StudySmarter Expert Advice🤫
We think this is how you could land Senior Fraud & Financial Crime Analyst - Decisioning
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who have experience in fraud and financial crime. A friendly chat can lead to insider info about job openings or even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Since this role involves decisioning systems and risk models, be ready to discuss your experience with SQL, SAS, and any relevant tools like Experian. Show us you know your stuff!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! We make it super easy for you to submit your application and keep track of your progress. Plus, it shows you’re serious about joining our team. Let’s get you that dream job!
We think you need these skills to ace Senior Fraud & Financial Crime Analyst - Decisioning
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your experience in fraud decisioning and financial crime systems. Use keywords from the job description to show that you’re a perfect fit for the role.
Show Off Your Skills:Don’t forget to showcase your analytical skills and experience with SQL/SAS. Mention any relevant projects or achievements that demonstrate your ability to handle complex topics and deliver results.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Explain why you’re excited about this role and how your background aligns with the company’s goals. Keep it clear and concise, and don’t shy away from showing your personality.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you don’t miss out on any important updates during the process.
How to prepare for a job interview at Denholm Associates
✨Know Your Numbers
As a Senior Fraud & Financial Crime Analyst, you'll need to showcase your analytical skills. Brush up on your numerical abilities and be ready to discuss how you've used data to make decisions in past roles. Prepare examples that highlight your experience with financial crime systems and decisioning processes.
✨Master the Tech
Familiarise yourself with SQL, SAS, and any relevant tools like Experian PCCA. Be prepared to discuss your technical skills in detail, including how you've built test plans or maintained decisioning systems. If you have experience with Python, don’t forget to mention it!
✨Communicate Clearly
You’ll need to explain complex topics simply, so practice articulating your thoughts. Think about how you can tailor your communication for different audiences, whether you're talking to internal stakeholders or external suppliers. Clear documentation is key, so be ready to share examples of your written work.
✨Show Your Problem-Solving Skills
Prepare to discuss specific challenges you've faced in fraud decisioning and how you overcame them. Highlight your ability to lead process changes and collaborate with teams to achieve positive outcomes. This will demonstrate your proactive approach and flexibility under pressure.
