Universal Underwriter (Operations) Sheffield Deloitte - Recruitment•Sheffield, SYK, gb
Role: Universal Underwriter (Operations) | Leeds or Sheffield
Location: Leeds or Sheffield
Start Date: ASAP
End Date: 3 Months (initially)
Daily Rate: Competitive (Inside IR35)
Are you ready for your next career challenge? Are you an experienced Underwriter or Credit professional looking to take your career in a new direction?
We’re looking for a Universal Underwriter (Operations) to join a leading UK financial services organisation, supporting its retail banking customers and playing a key role in responsible lending decisions.
This is an excellent opportunity to use your existing underwriting and credit experience while developing your skills across a broader range of products, customers and business areas.
The role
- Assessing customer financial circumstances and lending applications
- Making responsible credit and lending decisions in line with agreed lending standards
- Identifying potential fraud and helping minimise losses and bad debt
- Ensuring all policies, procedures and internal controls are followed
- Providing guidance and feedback to related business areas
- Supporting continuous improvement across the customer journey
- Reviewing policies and procedures and making evidence-based recommendations for change
- Working towards customer satisfaction, revenue and cost-containment objectives
- Ensuring relevant regulatory requirements are understood and applied
- Contributing to strong team performance and positive customer outcomes
What we’re looking for
We’re keen to hear from candidates with experience in underwriting, credit assessment, lending operations or a related financial services environment. You’ll ideally have:
- Experience assessing lending applications and making credit decisions
- A good understanding of responsible lending and credit risk principles
- We don’t need the in-depth judgement lending skills, this role will involve reviewing data, checking policy & procedure, and following a decision tree approach to either accept or decline the low risk / non-complex mortgage application types
- Experience identifying fraud, risk and potential financial losses
- Knowledge of relevant regulatory requirements
- Strong analytical and decision-making skills
- Excellent attention to detail
- A customer-focused approach
- The confidence to challenge processes and identify opportunities for improvement
- Strong communication and stakeholder management skills
- An understanding of the wider UK financial services and retail banking environment
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Universal Underwriter (Operations) Sheffield in Leeds employer: Deloitte - Recruitment
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