At a Glance
- Tasks: Underwrite bridging finance applications and assess complex transactions in a fast-paced environment.
- Company: Established specialist property lender with a strong reputation for service and speed.
- Benefits: Salary up to £55,000, performance-related bonus, and career progression opportunities.
- Other info: Join a supportive team in modern offices with ambitious growth plans.
- Why this job: Gain autonomy and exposure to diverse lending scenarios while working closely with brokers.
- Qualifications: Experience in underwriting bridging finance and strong analytical skills.
The predicted salary is between 55000 - 55000 £ per year.
Are you an experienced Bridging Finance Underwriter looking for more autonomy, greater exposure to complex cases and the opportunity to work closely with brokers from application through to completion? We're working with an established specialist lender seeking a Bridging Finance Underwriter to join their growing underwriting team in Altrincham. This is an excellent opportunity for an underwriter who enjoys assessing deals, making lending decisions and working in a fast-paced environment where no two cases are the same.
The Role
As a Bridging Finance Underwriter, you will be responsible for managing loan applications from initial assessment through to credit approval and completion. Working closely with brokers, valuers, solicitors and internal stakeholders, you'll assess the strength of each proposal, identify risks and structure deals that meet both customer needs and lending policy.
Key Responsibilities
- Underwrite bridging finance applications from initial review through to completion.
- Assess borrower suitability, exit strategies, security properties and overall deal viability.
- Analyse credit reports, valuations, bank statements and supporting documentation.
- Structure lending proposals and make informed lending recommendations.
- Liaise directly with brokers to discuss cases and obtain additional information where required.
- Work closely with solicitors, valuers and third parties to progress applications efficiently.
- Ensure all lending decisions are compliant with company policy and regulatory requirements.
- Identify and escalate higher-risk cases where appropriate.
- Maintain accurate records and case notes throughout the underwriting process.
- Support the business in delivering excellent service levels and turnaround times.
About You
To be considered for this Bridging Finance Underwriter position, you'll ideally have:
- Experience underwriting bridging finance cases.
- A strong understanding of property-backed lending.
- Experience assessing complex transactions and exit strategies.
- The ability to analyse financial information and identify key lending risks.
- Strong communication skills and confidence speaking with brokers and introducers.
- Excellent organisational skills and attention to detail.
- A commercial mindset with the ability to balance risk and opportunity.
Candidates with experience as a Bridging Finance Underwriter, Senior Underwriter, Mortgage Underwriter, Property Finance Underwriter, Specialist Lending Underwriter, or Development Finance Underwriter will all be considered.
What's On Offer?
- Salary up to £55,000
- Performance-related bonus
- Career progression opportunities
- Exposure to a wide variety of lending scenarios
- Supportive and collaborative team environment
- Growing specialist lender with ambitious plans
- Modern offices in Altrincham
About the Company
Our client is a well-established specialist property lender with a strong reputation for service, speed and common-sense underwriting. With a growing loan book and ambitious plans for the future, they offer a fantastic opportunity for an experienced Bridging Finance Underwriter to join a successful team and play a key role in the next stage of their growth.
Bridging finance underwriter employer: DEFC Group
Join a well-established specialist property lender in Altrincham, where you will enjoy a supportive and collaborative team environment that fosters career progression and offers exposure to a diverse range of lending scenarios. With a strong reputation for service and common-sense underwriting, this company provides an excellent opportunity for experienced Bridging Finance Underwriters to thrive in a fast-paced setting while enjoying competitive salaries and performance-related bonuses.
StudySmarter Expert Advice🤫
We think this is how you could land Bridging finance underwriter
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to brokers or other underwriters. Building relationships can open doors to opportunities that aren’t even advertised.
✨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience with complex cases and your understanding of property-backed lending. Share specific examples of how you've assessed deals and made informed lending decisions to really impress them!
✨Be Ready for the Interview
Prepare for interviews by brushing up on common underwriting scenarios and regulatory requirements. Think about how you would handle different cases and be ready to discuss your thought process. Confidence is key, so practice makes perfect!
✨Apply Through Our Website
Don’t forget to check out our website for the latest job openings! Applying directly through us not only shows your interest but also gives you a better chance of landing that Bridging Finance Underwriter role. Let’s get you that dream job!
We think you need these skills to ace Bridging finance underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Bridging Finance Underwriter role. Highlight your experience with property-backed lending and any complex transactions you've handled. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how you can contribute to our team. Be sure to mention your communication skills and experience working with brokers, as these are key for us.
Showcase Your Analytical Skills:In your application, don’t forget to showcase your analytical skills. Talk about how you've assessed borrower suitability and identified risks in past roles. We love candidates who can balance risk and opportunity effectively!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get all the updates directly from us. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at DEFC Group
✨Know Your Stuff
Make sure you brush up on your knowledge of bridging finance and property-backed lending. Understand the key aspects of assessing complex transactions and exit strategies, as this will likely come up in your interview.
✨Showcase Your Experience
Prepare to discuss specific cases you've underwritten in the past. Be ready to explain how you assessed borrower suitability and structured deals, as this will demonstrate your hands-on experience and decision-making skills.
✨Communicate Clearly
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and confidently, especially when discussing how you liaise with brokers and other stakeholders during the underwriting process.
✨Be Ready for Scenario Questions
Expect to face scenario-based questions where you'll need to analyse a hypothetical case. Think about how you would assess risks and structure a deal, as this will showcase your analytical skills and commercial mindset.
