At a Glance
- Tasks: Provide expert mortgage advice and manage complex cases for clients across the UK.
- Company: Established mortgage brokerage with a strong reputation and supportive team.
- Benefits: Competitive salary, uncapped commission, no cold calling, and all leads provided.
- Other info: Office-based role with a focus on compliance and customer service in a high-volume environment.
- Why this job: Join a dynamic team and help clients achieve their mortgage goals without the hassle of prospecting.
- Qualifications: CeMAP qualification and experience with adverse credit and complex mortgage cases.
The predicted salary is between 35000 - 45000 £ per year.
Learn more about the general tasks related to this opportunity below, as well as required skills.
Coleshill, Birmingham
£35,000 - £45,000 basic + uncapped commission
Monday - Friday, 8:30am - 5:00pm | No weekends
Office based | All leads provided | No cold calling
An established and highly regarded specialist mortgage brokerage is looking to appoint an experienced Mortgage Broker / Mortgage Adviser to join its growing team in Coleshill. This is an excellent opportunity for a CeMAP-qualified Mortgage Adviser who already has experience dealing with adverse credit and complex mortgage cases and wants to work in an environment where leads are provided, earning potential is uncapped and there is no requirement to cold call or prospect for business.
The business specialises in cases that often fall outside standard high-street lending criteria, including clients who have previously been refused a mortgage, have adverse credit, are self-employed or work as contractors. AMS describes complex and adverse cases as a core part of its day-to-day mortgage business.
The Role
You will manage mortgage enquiries from clients across the UK, providing specialist mortgage advice and identifying appropriate solutions for more complex circumstances. Importantly, all leads are provided. This is not a cold-calling or prospecting role.
- Advise clients on specialist residential mortgage solutions
- Manage adverse credit and complex mortgage cases
- Work with clients who may have CCJs, defaults, historic credit issues or previous mortgage declines
- Advise self-employed and contractor clients with more complex income structures
- Assess client circumstances and affordability before recommending suitable solutions
- Manage cases efficiently from initial enquiry through to application
- Build strong relationships with clients, lenders and internal colleagues
- Identify appropriate protection opportunities alongside mortgage advice
- Maintain excellent compliance and customer-service standards
- Manage a strong pipeline of business in a busy, high-volume environment
What We're Looking For
This role would suit an experienced Mortgage Adviser who enjoys finding solutions.
Mortgage Advisor in Birmingham employer: DEFC Group
Join a dynamic and supportive finance team in Bristol, where your role as a Management Accountant will not only enhance your technical skills but also pave the way for genuine career progression towards becoming a Financial Controller. With excellent benefits and a culture that values ambition and growth, this established bridging and development finance lender offers a unique opportunity to take on significant responsibilities while working closely with senior leadership in a thriving environment.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Advisor in Birmingham
✨Show Off Your Expertise Online
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✨Join Freelance Platforms and Networking Events
Freelancing in finance can be competitive, so make sure you're on platforms like Upwork or Fiverr, specifically targeting finance gigs. Also, look for finance networking events or webinars to connect with small businesses that might need your services. Meeting people face-to-face (or online) can score you those elusive freelance contracts.
✨Build a Stunning Portfolio
Since you're going freelance, having a solid portfolio is a must. Showcase your previous work, such as reports or analyses, and consider using case studies to highlight your approach. The more you can demonstrate your skills, the easier it is for clients to trust you with their finances.
✨Direct Outreach is Key
For freelance gigs, don't wait for opportunities to come to you. Identify companies or startups that align with your skills and reach out directly. A personalised message introducing yourself and proposing how you could add value can go a long way. Plus, keep an eye on DEFC Group for freelance opportunities—they might have just what you’re looking for!
We think you need these skills to ace Mortgage Advisor in Birmingham
Some tips for your application 🫡
Showcase Your Financial Savvy:When applying for a freelance role in banking and financial services, we need to see your expertise front and centre! Mention specific financial regulations or tools you've mastered, and feel free to include your relevant qualifications, like CFA or ACCA, to bolster your credibility.
Build a Stellar Portfolio:Since this is a freelance gig, your portfolio is your ticket to impressing us at DEFC Group. Include examples of past projects you've completed—think financial analyses, investment reports, or forecasting models. Be sure to highlight the results you achieved!
Tailor Your Rates and Availability:We want to see that you're flexible and can align with our needs. Clearly outline your freelance rates, availability for projects, and whether you're open to long-term collaborations or just ad-hoc gigs. This makes it easier for us to understand how we can work together!
Craft a Compelling Cover Letter:In your cover letter, express not just your skills, but also why you're excited about joining DEFC Group. Share your passion for financial services and how you plan to tackle challenges in this sector. This is your chance to connect on a personal level—make it count!
How to prepare for a job interview at DEFC Group
✨Show Off Your Financial Savvy
When you're talking with DEFC Group, make sure to highlight your experience with financial modelling, risk assessment, or portfolio management. Freelance work often requires a good level of financial literacy, so prepare to discuss any relevant tools you've used, whether it's Excel or specific financial software.
✨Bring Your Portfolio to Life
A freelance role means you’ll want to showcase your previous work effectively. Put together a portfolio that not only highlights your projects but also demonstrates the outcomes - think case studies or success stories that showcase how your financial skills made a difference for past clients.
✨Know Your Regulations and Compliance
In the banking and financial services world, understanding compliance and regulations is crucial. Make sure you’re up to date with the latest standards as they relate to your expertise. Be prepared for specific questions about how you've navigated these in past roles or how you'd approach potential compliance challenges.
✨Be Ready to Discuss Your Rates and Availability
As a freelancer, the topic of rates and availability can come up early on. Be clear about what you offer and how you charge. It might also help to have a few examples in mind where your expertise saved someone money or improved efficiency to justify your rates to DEFC Group.
