At a Glance
- Tasks: Underwrite bridging finance applications and assess complex transactions with brokers.
- Company: Established specialist property lender with a strong reputation for service.
- Benefits: Salary up to £55,000, performance-related bonus, and career progression opportunities.
- Other info: Join a growing team in modern offices with ambitious plans for the future.
- Why this job: Gain autonomy and exposure to diverse lending scenarios in a supportive team.
- Qualifications: Experience in underwriting bridging finance and strong communication skills.
The predicted salary is between 55000 - 55000 £ per year.
Are you an experienced Bridging Finance Underwriter looking for more autonomy, greater exposure to complex cases and the opportunity to work closely with brokers from application through to completion? We're working with an established specialist lender seeking a Bridging Finance Underwriter to join their growing underwriting team in Altrincham. This is an excellent opportunity for an underwriter who enjoys assessing deals, making lending decisions and working in a fast-paced environment where no two cases are the same.
The Role
As a Bridging Finance Underwriter, you will be responsible for managing loan applications from initial assessment through to credit approval and completion. Working closely with brokers, valuers, solicitors and internal stakeholders, you'll assess the strength of each proposal, identify risks and structure deals that meet both customer needs and lending policy.
Key Responsibilities
- Underwrite bridging finance applications from initial review through to completion.
- Assess borrower suitability, exit strategies, security properties and overall deal viability.
- Analyse credit reports, valuations, bank statements and supporting documentation.
- Structure lending proposals and make informed lending recommendations.
- Liaise directly with brokers to discuss cases and obtain additional information where required.
- Work closely with solicitors, valuers and third parties to progress applications efficiently.
- Ensure all lending decisions are compliant with company policy and regulatory requirements.
- Identify and escalate higher-risk cases where appropriate.
- Maintain accurate records and case notes throughout the underwriting process.
- Support the business in delivering excellent service levels and turnaround times.
About You
To be considered for this Bridging Finance Underwriter position, you'll ideally have:
- Experience underwriting bridging finance cases.
- A strong understanding of property-backed lending.
- Experience assessing complex transactions and exit strategies.
- The ability to analyse financial information and identify key lending risks.
- Strong communication skills and confidence speaking with brokers and introducers.
- Excellent organisational skills and attention to detail.
- A commercial mindset with the ability to balance risk and opportunity.
Candidates with experience as a Bridging Finance Underwriter, Senior Underwriter, Mortgage Underwriter, Property Finance Underwriter, Specialist Lending Underwriter, or Development Finance Underwriter will all be considered.
What's On Offer?
- Salary up to £55,000
- Performance-related bonus
- Career progression opportunities
- Exposure to a wide variety of lending scenarios
- Supportive and collaborative team environment
- Growing specialist lender with ambitious plans
- Modern offices in Altrincham
About the Company
Our client is a well-established specialist property lender with a strong reputation for service, speed and common-sense underwriting. With a growing loan book and ambitious plans for the future, they offer a fantastic opportunity for an experienced Bridging Finance Underwriter to join a successful team and play a key role in the next stage of their growth.
Bridging finance underwriter in Altrincham employer: DEFC Group
Join a well-established specialist lender in Altrincham, where you will enjoy a supportive and collaborative team environment that values autonomy and encourages professional growth. With a competitive salary of up to £55,000 plus performance-related bonuses, this role offers exposure to a diverse range of lending scenarios, making it an excellent opportunity for those looking to advance their careers in bridging finance.
StudySmarter Expert Advice🤫
We think this is how you could land Bridging finance underwriter in Altrincham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like DEFC Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Bridging finance underwriter in Altrincham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to DEFC Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on DEFC Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at DEFC Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with DEFC Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at DEFC Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former DEFC Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
