Finance & Insurance Risk Analyst in Andover

How would we describe a career with Agri‑Mark/McCadam/Cabot Creamery? More than 100 years of: Farmers, Family, Mission, Purpose, Sustainability, Respect, Integrity, Work Ethic, Teamwork, Pride in Award Winning Products, and Agriculture. Cabot Creamery achieved B Corp certification in 2012 and became the world’s first dairy co‑op to do so. This certification demonstrates our commitment to transforming the global economy to benefit all people, communities, and the planet. We offer a hybrid schedule with three days in our Andover, MA corporate office (Tuesday-Thursday). The salary range for this role is $65-75k.

The Finance & Risk Analyst is a critical role responsible for safeguarding the organization’s assets through risk management and financial analysis. The role is responsible for administering the company’s commercial insurance program, managing the entire lifecycle from policy administration and claims processing to annual renewal and strategic risk mitigation and legal coordination. A key focus of this position is to identify and assist in enhancing existing processes and systems to drive greater efficiency and accuracy.

What you’ll be doing:

• Insurance and Claims Management: Administer and maintain the company’s commercial insurance program and oversee the claims process. Coordinate and facilitate the annual commercial insurance renewal process, including organizing strategy meetings with insurance brokers, carriers, and internal stakeholders. Lead the annual Casualty Insurance audit, including analyzing year‑over‑year exposure data. Compile exposure data, complete renewal applications and submissions with minimal guidance, adhering to deadlines. Manage the review and tracking of Certificates of Insurance (COIs) from vendors and customers to ensure compliance and facilitate the issuance of company COIs and auto ID cards. Facilitate quarterly claims review meetings with the insurance carrier and broker; maintain the claims tracker and ensure timely follow‑up on all open claims.
• Risk Mitigation and Legal Coordination: Partner with internal and external parties to conduct ongoing risk assessments and identify potential liabilities and exposures. Analyze data from various sources (claims, audit financial reports) to determine and monitor key risk metrics and trends. Monitor claim developments and reserves, ensuring accurate documentation and proper investigation techniques. Collaborate with the Employee Safety program to support overall risk mitigation and safety improvements. Review contracts for insurance requirements and potential risk exposure; negotiate insurance/liability language to ensure adequate risk transfer and compliance. Act as liaison between business users and external attorneys, facilitating all legal review requests. Participate with Grant Team, assist with Grant Agreement documents, as needed.
• Financial Analysis and Accounting: Analyze and forecast insurance premiums; manage and review monthly insurance prepaid expenses and accruals. Calculate insurance loss expectancy and provide monthly analysis of claim trends. Review Casualty Loss Claim Invoices and ensure proper accounting and payment tracking.
• Other: Provide coverage for Daily Cash management, as needed.

What we are seeking:

• Knowledge of financial systems, general ledger functions, and core accounting concepts.
• High level of proficiency in MS Office, specifically within Excel. Demonstrate expertise in complex formulas/functions and building analytical models.
• Strong organizational and time management skills, with the ability to coordinate multiple tasks simultaneously.
• Ability to leverage analytics to generate insight and provide recommendations for solutions.
• A self‑starter with excellent interpersonal communication and problem‑solving skills.

Education and Experience:

• Bachelor’s Degree in Accounting, Finance or Business Administration is required.
• A minimum of 2‑3 years of accounting or finance experience (or similar relevant experience) is required.
• Experience in a risk management‑related role is preferred.

Agri‑Mark is an equal opportunity employer. The company is committed to the fundamental principle of equal opportunity and equal treatment for every qualified prospective and current employee. The company does not discriminate or allow discrimination on the basis of race, color, religion, ancestry, national origin, citizenship, genetic information, sex, sexual orientation, gender identity, place of birth, crime victim status, age, physical or mental disability, military or veteran status, or any other classification protected under applicable federal and/or state law. Agri‑Mark complies with all federal, state, and local laws and regulations.