At a Glance
- Tasks: Optimise pricing strategies and improve funnel performance using data analytics.
- Company: Fast-growing fintech revolutionising consumer finance with innovative solutions.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Other info: Join a collaborative team where your ideas matter and career growth is encouraged.
- Why this job: Make a real impact on financial products and help shape the future of lending.
- Qualifications: Experience in credit risk or commercial strategy, with strong skills in Python and SQL.
The predicted salary is between 50000 - 65000 € per year.
Requirements
- This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.
- Daily coding experience, with proficiency in Python and SQL ideally.
- Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
- A strategic mindset and the ability to translate complex data into clear, actionable decisions.
- A focus on delivering results that align with both commercial and customer needs.
- A collaborative, open approach and a willingness to challenge your own assumptions.
- Experience working in marketing/growth roles is a plus, but not required!
What the job involves
- We’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
- We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1.
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo.
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting.
- We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend).
- You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.
- You’ll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal.
- Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
- Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.
Your core responsibilities include:
- Optimising our pricing strategy, how much to lend and at what interest rate.
- Improving our conversion funnel, responding to qualitative feedback as well as data insights.
- Building a product that our customers and partners love.
How you’ll impact those objectives
- Define our multi-channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns.
- Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy.
- Seek out novel strategies and commercial approaches we can take advantage of.
- Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market.
- Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance.
- Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
Credit & Commercial Senior Analyst in London employer: Deepstreamtech
At Lendable, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture. As a Credit & Commercial Senior Analyst, you'll have the opportunity to make impactful decisions from day one, working alongside a team of talented individuals dedicated to optimising our commercial strategy in the fast-paced motor finance sector. With a focus on employee growth and minimal bureaucracy, we encourage creative thinking and provide the tools necessary for you to thrive in your role while contributing to our ambitious goals in the UK and US markets.
StudySmarter Expert Advice🤫
We think this is how you could land Credit & Commercial Senior Analyst in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and showcasing your analytical skills. Use examples from your past experiences to demonstrate how you've optimised strategies or improved performance.
✨Tip Number 3
Show off your coding chops! If you're proficient in Python and SQL, be ready to discuss how you've used these tools to drive results. Bring along any projects or analyses that highlight your skills.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of our ambitious team at StudySmarter.
We think you need these skills to ace Credit & Commercial Senior Analyst in London
Some tips for your application 🫡
Show Off Your Analytical Skills:Make sure to highlight your experience with analytics in your application. We want to see how you've used data to drive decisions and improve performance, especially in credit risk or commercial strategy roles.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language to explain your experience with Python and SQL, and how you've tackled complex problems in the past. We love a good story, but make sure it's easy to follow!
Demonstrate Your Collaborative Spirit:We value teamwork here at StudySmarter, so don’t forget to mention any collaborative projects you've been part of. Share examples of how you’ve worked with others to achieve common goals, especially in fast-paced environments.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Deepstreamtech
✨Know Your Numbers
Make sure you brush up on your analytics skills, especially with Python and SQL. Be ready to discuss specific examples of how you've used data to drive decisions in previous roles. This will show that you can translate complex data into actionable insights.
✨Showcase Your Strategic Mindset
Prepare to talk about your experience in credit risk or commercial strategy. Think of instances where you’ve optimised a process or improved performance. Highlight how your strategic thinking has led to tangible results, aligning both commercial and customer needs.
✨Emphasise Collaboration
This role values a collaborative approach, so be ready to share examples of how you've worked effectively in teams. Discuss how you challenge assumptions and contribute to a positive team dynamic, as this will resonate well with their culture.
✨Stay Ahead of the Game
Research current trends in consumer lending and competitor strategies. Be prepared to discuss how you would approach optimising pricing strategies and improving conversion funnels. Showing that you’re proactive and knowledgeable about the market will set you apart.
