Principal Product Manager

Principal Product Manager – Banking / Payments & FinTech

Midlands (Hybrid)
|
Technology / Software / Product-Led

Salary: DOE £90,000+ (Negotiable)

Join us in shaping the future of financial products.

Are you a product leader with a passion for building innovative, tech-driven payment solutions that make a real social impact? We\’re looking for a
Principal Product Manager
with a strong software and payments background—ideally from a
challenger banking or fintech environment
—to lead high-impact initiatives that empower underserved communities.

This is a senior, strategic role where you\’ll combine
product vision, commercial acumen, and technical depth
to deliver scalable solutions in a regulated environment.

What You\’ll Do

• Lead innovation in
  payments and digital financial products
  , with a clear focus on driving financial inclusion.
• Own the
  end-to-end product lifecycle
  , from ideation and discovery through launch, optimisation, and scale.
• Identify emerging technology and market trends, shaping a
  long-term product strategy
  that drives growth and engagement.
• Provide
  commercial ownership
  , ensuring products deliver strong ROI and measurable business value.
• Collaborate cross-functionally with
  Engineering, IT, PMO, Marketing, Compliance, and Business Operations
  to deliver seamless, user-centric experiences.
• Inspire and influence teams through a compelling product vision, acting as a senior product leader within the organisation.
• Ensure strong understanding of and adherence to
  payments regulation and industry standards
  .
• Lead the development and execution of
  go-to-market strategies
  for new and enhanced products.
• Use
  data-driven insights
  to continuously optimise product performance and inform future development.

What We\’re Looking For

• Proven experience as a
  Product Manager in a challenger bank, fintech, or payments-led organisation
  .
• Strong track record of delivering
  customer-centric, scalable digital products
  that solve real problems.
• Deep understanding of
  payments infrastructure, processes, and emerging innovation trends
  .
• Experience working effectively with
  cross-functional, multi-disciplinary teams
  in fast-paced environments.
• Comfortable operating in a
  regulated industry
  , balancing innovation with compliance.
• Demonstrated success bringing products to market and driving adoption and engagement.
• Excellent stakeholder management, communication, and leadership skills.
• Strategic thinker with a genuine passion for
  technology-led innovation and social impact
  .

Why Join Us?

You\’ll play a pivotal role in shaping products that don\’t just perform commercially—but
make a meaningful difference
. If you\’re excited by complex challenges, modern tech stacks, and the opportunity to influence the future of inclusive finance, we\’d love to hear from you.