At a Glance
- Tasks: Build strong relationships and underwrite construction risks with a dynamic team.
- Company: Join Howden, a global insurance group with a culture of employee ownership.
- Benefits: Enjoy flexible working, career progression, and a supportive, inclusive environment.
- Other info: Embrace a culture that values diversity and offers reasonable adjustments.
- Why this job: Make an impact in the insurance industry while developing your skills.
- Qualifications: 3+ years in underwriting construction risks and excellent communication skills.
The predicted salary is between 37800 - 46200 £ per year.
Who are we?
Howden is a global insurance group with employee ownership at its heart.
Together, we have pushed the boundaries of insurance.
We are united by a shared passion and a no‑limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for one: our culture.
Role Definition
Develop strong business relationships for annual renewable contractors (combined and all risks) and assist on single projects with brokers and service providers.
Work as part of a dynamic team underwriting profitable business with new and existing accounts.
Key Responsibilities / Accountabilities
- Generate and underwrite annual renewable contractors combined business in accordance with the business plan and target insurance profile set by Dual Corporate Risks Limited, and in accordance with the binding authority granted to the company.
- Work with new and existing broker panels to forge relationships and trust through telephone, online and face‑to‑face interactions and increase the flow of new business activity.
- Identify business development opportunities with broker partners for mutual benefit.
- Produce and maintain underwriting files for both internal and external viewing and prepare for audit.
- Maintain accurate and timely Management Information, monitoring broker account development and credit performance.
Qualifications & Skills
- Highly engaging communicator with excellent interpersonal skills.
- Approachable and consistent.
- Strong ability to influence and negotiate with brokers, underwriters and service providers.
- Experience managing broker relationships.
- Analytical and creative thinker in meeting underwriting needs while working in partnership with brokers.
- Self‑motivated with ability to exercise independent judgement.
- Committed to learning and development.
- Adaptable, resilient, imaginative and direct.
- Ability to work quickly, efficiently and methodically.
- Excellent relationship management skills.
- Excellent verbal influencing and trading skills.
- Taking initiative and being proactive within a team.
- Positive “can do” attitude.
- Progress towards professional insurance qualification.
- Team player.
- Three years minimum experience in underwriting Construction risks.
- Desire to develop underwriting capabilities.
- Compliance & Regulatory Responsibilities
Remain compliant with FCA requirements at all times. Share ideas, best practice and other information within Dual Oliva, especially where relevant to the relationship with brokers.
What We Offer
- A career defined by you.
- Flexible working arrangements including flexible hours and hybrid working where possible.
- Opportunity for career progression and learning.
- Supportive environment that values diversity and inclusion.
- Reasonable Adjustments
We are committed to providing reasonable accommodations at Dual UK to ensure that our positions align well with your needs.
Besides the usual adjustments such as software, IT and office setups, we can also accommodate other changes such as flexible hours or hybrid working.
Not all positions can accommodate changes to working hours or locations.
Reach out to your Recruitment Partner if you want to know more.
Permanent
Howden began in 1994 and has grown to a leading global insurance group, managing $37bn of premiums for our clients. We value ownership and teamwork across the organisation.
#J-18808-Ljbffr
Underwriter - Construction employer: DCR
DUAL is an exceptional employer that fosters a collaborative and innovative work culture, making it an ideal place for a Policy Management Specialist. With a strong commitment to employee development, you will have access to ongoing training and growth opportunities in the dynamic insurance sector. Located in a vibrant area, DUAL offers a supportive environment where your contributions are valued, ensuring a rewarding career path.
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter - Construction
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like DCR). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like DCR. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Underwriter - Construction
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at DCR.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at DCR. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at DCR
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at DCR to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at DCR, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding DCR's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
