At a Glance
- Tasks: Manage relationships with large corporate clients and conduct credit analysis.
- Company: Join DBS Bank, a top-tier bank focused on expanding its franchise in Asia.
- Benefits: Be part of a dynamic team with opportunities for travel and professional growth.
- Why this job: Exciting chance to work in a high-performance environment with a strong emphasis on collaboration.
- Qualifications: Minimum three years in corporate banking with strong credit analysis skills required.
- Other info: Opportunity to engage with European clients while supporting the Singapore head office.
The predicted salary is between 43200 - 72000 £ per year.
Purpose of the Role
A new role exists in the Corporate Banking Europe team at DBS London, which focuses on Large Corporate clients, including relationship management, credit analysis, business development, risk control, managing documentation completion and compliance.
The successful candidate should have a minimum of three years’ experience within a corporate banking role, with strong credit analysis and inter-personal skills which will be key to success in the role. They will work within a growing corporate banking team, with a strong emphasis on team collaboration, and a remit to expand the existing portfolio. It is an exciting opportunity to work in a high-performance and dynamic team at a top tier bank, with a focused strategy on developing our franchise in Asia, through our relationships with European Large Corporate clients.
Key Accountabilities
- Maintain and improve relationships with the large multi-national corporate client base and broaden market and corporate knowledge.
- Strong focus on identifying additional earning opportunities through a thorough knowledge of the client, the sector and the Bank’s product capabilities.
- To provide strategic and marketing support to Relationship Directors.
- Contributing to ensure the annual team income budget is met or surpassed.
- Ensuring the satisfactory credit profile of the portfolio, through production of concise credit analysis in a timely manner for review by the credit risk team and on-going risk monitoring. Includes proficiency with reviewing financial information, producing analysis and having the capability to produce financial forecast modelling.
- To be aware of structural risk and documentary issues and be able to execute, monitor and respond to such issues over the lifetime of facilities.
- Ensuring compliance with regulations and bank internal policies and procedures, including Know-Your-Customer requirements.
Job Duties & Responsibilities
Credit
- Structuring accurate, concise and comprehensive credit applications and annual credit reviews, through assessment of a company’s financials, strengths and weaknesses together with industry analysis, in line with DBS risk parameters as part of an overall risk return assessment.
- To provide ongoing risk monitoring of the client portfolio, including analysis of financial information, financial covenant performance and stress testing where appropriate.
- Ensure effective execution of all facilities post credit approval including legal documentation review and negotiation. Documentary support post facility close including management of amendments, waivers and related issues.
- Ensure good working knowledge of DBS credit policies and procedures.
Relationship
- Relationship management of existing large multi-national corporate clients, ensuring that maximum returns are generated in line with credit approval parameters. Being available for travel to Europe and Asia will be involved.
- To provide relationship manager client support and business development activity, as well as client administration and documentation.
- Build good working relationships, and ensure good co-operation with other departments, including cross-border with colleagues in our Singapore head office, and throughout the DBS network.
- Provide timely response and resolution to client and colleague queries/problems.
Compliance
- Ensure compliance with internal and external regulations, policies and guidelines.
DBS Bank | Relationship Manager employer: DBS Bank
Contact Detail:
DBS Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land DBS Bank | Relationship Manager
✨Tip Number 1
Familiarize yourself with DBS Bank's corporate banking products and services. Understanding the specific offerings will help you demonstrate your knowledge during interviews and show how you can leverage these products to meet client needs.
✨Tip Number 2
Network with professionals in the corporate banking sector, especially those who have experience with large multinational clients. This can provide you with insights into the role and potentially lead to referrals or recommendations.
✨Tip Number 3
Stay updated on market trends and economic factors affecting large corporations in Europe and Asia. Being knowledgeable about the current landscape will allow you to engage in meaningful conversations with interviewers and demonstrate your strategic thinking.
✨Tip Number 4
Prepare to discuss your previous experiences in credit analysis and relationship management. Be ready to share specific examples of how you've successfully managed client relationships and contributed to business development in your past roles.
We think you need these skills to ace DBS Bank | Relationship Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in corporate banking, particularly focusing on relationship management and credit analysis. Use specific examples that demonstrate your skills and achievements relevant to the role.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your motivation for applying to DBS Bank and how your background aligns with the responsibilities of the Relationship Manager position. Emphasize your interpersonal skills and experience with large corporate clients.
Showcase Relevant Experience: In your application, detail your previous roles in corporate banking, especially any experience with credit applications, risk monitoring, and compliance. Highlight any successful projects or initiatives you led that contributed to business development.
Demonstrate Knowledge of DBS Bank: Research DBS Bank's values, mission, and recent developments in their corporate banking sector. Mention this knowledge in your application to show your genuine interest in the company and its strategic goals.
How to prepare for a job interview at DBS Bank
✨Showcase Your Credit Analysis Skills
Be prepared to discuss your experience with credit analysis in detail. Highlight specific examples where you successfully assessed a company's financials and made informed decisions based on your analysis.
✨Demonstrate Relationship Management Experience
Share stories that illustrate your ability to maintain and improve relationships with large corporate clients. Discuss how you've identified earning opportunities and contributed to business development in previous roles.
✨Understand DBS's Corporate Banking Strategy
Research DBS Bank's approach to corporate banking, especially their focus on expanding in Asia. Be ready to discuss how your skills and experiences align with their strategic goals and how you can contribute to their success.
✨Prepare for Compliance Questions
Since compliance is crucial in this role, be ready to answer questions about your understanding of regulations and internal policies. Provide examples of how you've ensured compliance in your past positions.