At a Glance
- Tasks: Analyse credit for Energy & Renewables clients and support relationship management.
- Company: Join a top-tier bank with a dynamic team in London.
- Benefits: Gain valuable experience in a high-performing environment with potential travel opportunities.
- Other info: Opportunity for career growth and collaboration across international teams.
- Why this job: Make an impact in the growing Energy & Renewables sector while developing your career.
- Qualifications: Experience in credit analysis and strong interpersonal skills required.
The predicted salary is between 45000 - 55000 £ per year.
Credit Analyst – Energy & Renewables, Institutional Banking Group
We are looking for an experienced Credit Analyst to join the Energy & Renewables team at DBS London on a fixed-term contract.
This is an exciting opportunity to work in a high-performing and dynamic team at a top tier bank, supporting the growth of our European Energy & Renewables client portfolio and wider franchise development across Asia.
The successful candidate must have proven experience supporting clients within the Energy & Renewables sector with a strong background in credit analysis and excellent interpersonal skills.
A key requirement of the role is the ability to independently prepare high-quality credit applications, annual reviews and detailed credit reports for submission to our Credit Risk team.
- Key Accountabilities
- Leverage existing knowledge and experience of the Energy & Renewables sector to support relationship management activities, identify opportunities and provide sector specific insights to clients and internal stakeholders.
Strong focus on identifying additional earning opportunities through a thorough knowledge of the client, the sector and the Bank’s product capabilities.
- To provide strategic and marketing support to Relationship Managers.
- Contributing to ensure the annual team income budget is met or surpassed.
- Ensuring the satisfactory credit profile of the portfolio, through production of concise credit analysis in a timely manner for review by the credit risk team and on-going risk monitoring.
Includes proficiency with reviewing financial information, producing analysis and having the capability to produce financial forecast modelling.
- To be aware of structural risk and documentary issues and be able to execute, monitor and respond to such issues over the lifetime of facilities.
- Ensuring compliance with regulations and bank internal policies and procedures, including Know-Your-Customer (KYC) requirements.
- Job Duties & Responsibilities
- Structure accurate, concise and comprehensive credit applications and annual credit reviews, assessing a company’s financial performance, business strengths and weaknesses, and sector dynamics.
- Conduct ongoing portfolio monitoring including financial analysis, covenant compliance reviews, stress testing and risk assessment.
- Produce high-quality credit analysis and financial forecasting to support credit decision making and portfolio management.
- Maintain a strong understanding of DBS credit policies, procedures and risk parameters, ensuring all activities are completed in line with internal requirements.
- Review and support the execution of lending facilities including legal documentation, amendments, waivers and ongoing facility management.
Relationship Management
- Manage relationships with existing clients, ensuring maximum returns are achieved within approved credit parameters. The role will involve periodic travel to Europe and Asia.
- Provide relationship manager client support and business development activity, as well as client administration and documentation.
- Build effective working relationships with colleagues across London, Singapore and the wider DBS network.
- Provide timely response and resolution to client and internal stakeholder queries.
Compliance
- Ensure compliance with all internal policies, regulatory requirements and KYC obligations.
Please note applicants must have the right to work in the UK and not require sponsorship now or in the future.
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Credit Analyst in City of London employer: DBS Bank Ltd
DBS London is an exceptional employer, offering a vibrant work culture that fosters collaboration and innovation within the Energy & Renewables sector. Employees benefit from comprehensive professional development opportunities, competitive remuneration, and the chance to contribute to meaningful projects that support sustainable growth across Europe and Asia. Joining our high-performing team means being part of a leading institution that values your expertise and encourages your career advancement in a dynamic banking environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst in City of London
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
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Reach out to temp agencies that focus on the banking sector. They often have strong ties with various firms and can help you secure short-term gigs that can help beef up your CV and get your foot in the door at firms like DBS Bank Ltd.
✨Connect with Alumni from Your Uni
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We think you need these skills to ace Credit Analyst in City of London
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at DBS Bank Ltd will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at DBS Bank Ltd. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give DBS Bank Ltd confidence in your short-term commitment to the role.
How to prepare for a job interview at DBS Bank Ltd
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with DBS Bank Ltd.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure DBS Bank Ltd that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
