Mid-West Multi-Line Adjuster
Department: Claims Administration & Adjusting
Employment Type: Permanent - Full Time
Location: Home United States
Compensation: $115,000 - $125,000 / year
Description
Key Responsibilities
- Investigate, evaluate and settle claims of various degrees of severity.
- Provide appropriate coverage analysis
- Estimate first and third-party property damage
- Provide accurate reserves immediately after a loss inspection
- Complete state required forms
- Complete written narrative reports outlining the details of the investigation.
- Interview/obtain recorded statements from insureds, claimants and witnesses
- Secure and analyze claim documents
- Review and be familiar with Homeowners, Commercial property and Commercial General Liability coverage and applicable endorsements.
- Work with defense counsel to assist in litigated matters.
- Engage with contractors, engineers, building consultants and other industry experts.
Skills, knowledge & expertise
- 10+ years of experience as an independent or staff adjuster required
- Xactimate experience preferred
- Effectively manage a calendar and scheduling of various duties, perform routine diary on a case load of assignments, work independently and demonstrate the ability to make independent judgments and decisions
- Capability to use a computer and willingness to learn new software programs and claim handling techniques for various types of claims
- Possess strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks while meeting deadlines, which may include standard performance timeframes and client specific benchmarks
- Possess excellent communication skills, both verbal and written, and transmit information to clients utilizing proper spelling and grammar to ensure all written communication is presented in a professional manner
- Proven customer service ability to meet and deal with people effectively, including claim settlement negotiations
- Willingness to occasionally work unusual hours to include those times when the assignment volume may increase to ensure timely and effective claim handling
- Express interest to improve one\'s knowledge by meeting educational goals
Benefits
- Medical, dental, and vision plans to ensure your health and that of your family.
- A 401k plan with employer matching to help you build a secure financial future.
- Our time-off policies, including Discretionary Time Off for exempt employees and Paid Time Off (PTO) package for non-exempt employees, reflect our commitment to promoting a healthy work environment.
- Paid holidays.
- Life insurance and both short-term and long-term disability plans, providing essential financial protection for you and your loved ones.
Mid-West Executive General Adjuster employer: Davies
At Davies North America, we pride ourselves on being an exceptional employer that champions innovation and professional growth. Our supportive work culture is complemented by a comprehensive benefits package, including medical, dental, and vision plans, as well as a 401k with employer matching, ensuring our employees' well-being and financial security. With opportunities for mentorship and development in a diverse and inclusive environment, joining our team as a Mid-West Executive General Adjuster means being part of a forward-thinking organisation that values your contributions and fosters your career advancement.
StudySmarter Expert Advice🤫
We think this is how you could land Mid-West Executive General Adjuster
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Davies). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Davies. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Davies.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Davies. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Davies
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Davies to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Davies, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Davies's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
