Underwriter - Motor Finance (England)

Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.
The role is responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies. The role will also:

• Ensure there is enough data to produce credit reports
• Ensure the credit profile is aligned to the firm’s risk appetite
• Establish the lend limit for individual customers
• Ensure the vehicle is within lending criteria
• Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

 
This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

 
The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.