Underwriter - Motor Finance

Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.

The full job description covers all associated skills, previous experience, and any qualifications that applicants are expected to have.
The role is responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.

The role will also:

• Ensure there is enough data to produce credit reports
• Ensure the credit profile is aligned to the firm’s risk appetite
• Establish the lend limit for individual customers
• Ensure the vehicle is within lending criteria
• Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.