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For Companies At a Glance
- Tasks: Join a dynamic team to enhance credit card valuation models and drive strategic decisions.
- Company: Innovative consumer finance company focused on ethical lending and customer experience.
- Benefits: Enjoy hybrid working, competitive salary, bonuses, private medical cover, and extra leave for your birthday.
- Why this job: Make a real impact in transforming consumer finance while collaborating with diverse teams.
- Qualifications: Bachelor's degree and 3+ years in credit analysis or valuations; strong Excel and SQL skills required.
- Other info: Opportunity to work with advanced statistical techniques and contribute to financial forecasting.
The predicted salary is between 43200 - 72000 £ per year.
Senior Valuations Analyst
Hybrid Working – London Offices
Competitive Salary + Bonus + Benefits
Ref: J12982
About the Company
Think innovative, with a proven track record of delivering ethical consumer lending products across multiple verticals.
Think of a company where a fair and enjoyable customer experience is the key driver behind the decisions that drive the organisation forward.
A consumer finance champion that is laser focused on changing the traditional\’ landscape of finance.
Think of a company that lives and breathes responsible lending and transparent decision making.
Sound like a place that could excite you? Feel you can add value? Read On
Role Details
Our client is seeking a proven Senior Valuations Analyst to join a collaborative team working across the full lifecycle of valuation model development.
The client empowers the teams to ask questions, take ownership and present new ideas.
If you were in the role today you would be:
Taking ownership of, and enhancing complex credit card valuation models.
You would be expected to monitor performance, whilst updating assumptions.
You would enjoy modelling new commercial opportunities across multiple products.
In this role, you\’ll provide the reasoning, and present the results that shape credit policy, product, and pricing strategies.
This is a key position offering the opportunity to drive improvements in valuation modelling whilst having real business impact. The successful candidate will have significant exposure to stakeholders across commercial, product, and finance teams.
Key Responsibilities: The fun part!
Carry out detailed valuations focused on assessing the profitability of lending products and customer vintages over time.
Develop and enhance financial models that project revenue, costs, credit losses, and profitability for different customer cohorts.
Perform exploratory data analysis to identify trends, patterns, and insights that inform valuation assumptions and strategy.
Apply advanced statistical techniques to validate and refine key inputs and assumptions within valuations models.
Lead regular refreshes of valuation models, updating inputs based on the latest data and market conditions.
Drive improvements and automation within the valuations modelling and monitoring framework to increase efficiency and accuracy.
Monitor actual financial performance versus forecasts, analysing variances to support strategic decision-making and optimise profitability.
Take ownership of the P&L for lending products, contributing directly to commercial and financial outcomes.
Collaborate closely with finance teams to ensure valuations integrate seamlessly into financial forecasting and business planning.
Communicate complex modelling methodologies, valuation results, and financial insights clearly to both technical and non-technical stakeholders, serving as a subject matter expert in valuations and profitability analysis.
About You
You\’re an experienced Valuations Analyst who thrives in fast-paced, evolving environments. You enjoy the technical equal to the collaborative.
You combine technical expertise with commercial awareness, and you\’re driven by the opportunity to turn complex data into meaningful insights that shape strategic decisions, and are able to illustrate this with proven examples.
You\’re proactive, detail-oriented, and confident communicating with colleagues across all levels of the business. You\’re ready to take ownership, bring fresh ideas, and make a real impact in a business that\’s transforming the future of consumer finance.
If the above is how you would describe yourself Read on, Apply and let\’s talk
To Note. To succeed in this role, you must have the right to work in the UK without sponsorship
Essential:
You hold a Bachelor\’s degree in Computer Science, Mathematics, Statistics, Business Administration, or a related field.
You bring at least 3 years of experience in credit analysis, corporate finance, valuations, or accounting.
You\’re skilled at building and maintaining financial models, with advanced Excel expertise.
You have strong SQL skills and are confident working with joins, aggregations, CTEs, and window functions.
You communicate clearly and confidently, engaging both technical and non-technical stakeholders.
You thrive in fast-paced, dynamic environments and enjoy tackling new challenges.
You\’re proactive and always looking for ways to improve processes and drive efficiency.
Nice to have:
You have experience working in credit card valuation modelling or similar financial products.
You\’re familiar with statistical techniques used to ground assumptions in valuations.
You\’ve worked on migrating models from Excel into programming languages like Python.
You understand how valuation models connect with financial forecasts and business planning.
You bring knowledge of the credit card or broader consumer finance industry.
What\’s on Offer?
Competitive salary benchmarked against industry standards.
Hybrid working model.
Annual bonus scheme & Enhanced pension contribution options.
25 days annual leave plus bank holidays, with additional days for tenure.
Extra day off for your birthday each year – Family first approach to policies
Private medical cover – 4x life insurance cover
Apply and let\’s talk
Senior Valuations Analyst Consumer Lending employer: Datatech Analytics
Contact Detail:
Datatech Analytics Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Valuations Analyst Consumer Lending
✨Tip Number 1
Familiarise yourself with the latest trends in consumer lending and valuation modelling. Understanding the current market landscape will help you engage in meaningful conversations during interviews and demonstrate your knowledge of the industry.
✨Tip Number 2
Network with professionals in the finance and valuations space, especially those who have experience in consumer lending. Attend industry events or webinars to connect with potential colleagues and learn about their experiences, which can provide valuable insights for your application.
✨Tip Number 3
Prepare to discuss specific examples of how you've used advanced statistical techniques in your previous roles. Being able to articulate your experience with data analysis and model development will set you apart from other candidates.
✨Tip Number 4
Showcase your ability to communicate complex ideas clearly. Practice explaining your past projects and results to both technical and non-technical audiences, as this skill is crucial for the role and will demonstrate your fit for the collaborative environment at StudySmarter.
We think you need these skills to ace Senior Valuations Analyst Consumer Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in valuations, credit analysis, and financial modelling. Use specific examples that demonstrate your skills in building and maintaining financial models, as well as your proficiency in SQL and Excel.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your background aligns with their focus on ethical consumer lending and your ability to drive improvements in valuation modelling.
Showcase Technical Skills: Clearly outline your technical expertise in your application. Highlight your experience with statistical techniques, financial forecasting, and any programming languages you’ve used, such as Python, especially if you've migrated models from Excel.
Prepare for Stakeholder Communication: Since the role involves communicating complex methodologies to various stakeholders, consider including examples of how you've successfully engaged both technical and non-technical audiences in your previous roles.
How to prepare for a job interview at Datatech Analytics
✨Showcase Your Technical Skills
As a Senior Valuations Analyst, you'll need to demonstrate your expertise in financial modelling and data analysis. Be prepared to discuss specific examples of complex models you've built or enhanced, particularly in credit card valuation or similar financial products.
✨Communicate Clearly
You'll be working with both technical and non-technical stakeholders, so it's crucial to communicate your ideas effectively. Practice explaining complex concepts in simple terms, and be ready to present your findings in a way that everyone can understand.
✨Demonstrate Proactivity
The company values individuals who take ownership and bring fresh ideas. Prepare to discuss instances where you've identified inefficiencies in processes and how you implemented improvements. This will show your potential employer that you're not just reactive but also proactive in your approach.
✨Understand the Business Impact
Be ready to explain how your work as a Valuations Analyst contributes to the overall business strategy. Discuss how your insights have influenced product pricing or credit policy decisions in previous roles, highlighting your understanding of the commercial aspects of valuations.
