At a Glance
- Tasks: Assess and make decisions on complex mortgage applications while delivering the best outcomes for members.
- Company: Join the award-winning team at Darlington Building Society, where people come first.
- Benefits: Enjoy clear progression routes, ongoing professional development, and a supportive work environment.
- Other info: Hybrid working available with regular attendance at Head Office.
- Why this job: Make a real impact by helping members achieve homeownership through creative problem-solving.
- Qualifications: Minimum one year of underwriting experience and strong communication skills required.
The predicted salary is between 35000 - 42000 £ per year.
Due to an internal promotion, we have a fantastic opportunity for someone new to step into an Underwriter role within our award-winning Underwriting Team.
This is an exciting chance to grow within the Society, benefiting from clear progression routes while making a real impact by helping our members achieve homeownership.
About the Role
Do you have experience as an Underwriter?
Would you like to be involved in the underwriting process, using your expertise rather than relying solely on an automated system?
Are you excited by the challenge of problem-solving, analysing information, and thinking differently to find the right solutions for our members?
If so, keep reading!
At Darlington Building Society, we pride ourselves on doing everything we can to say yes to our members, ensuring they have the opportunity to own their own home.
This sometimes means going beyond the standard process, applying analytical thinking, and using creative problem-solving skills to assess mortgage applications thoroughly.
Consulting our lending policy while working with the broker to ensure we have considered every option before making a decision as part of our manual underwriting process, allows us to be a specialist lender.
In this role you will play an important part in that process
As an Underwriter, you will
- Assess and make decisions on complex mortgage applications within your mandate.
- Take a quality-driven approach, managing your workload to meet deadlines while ensuring the best outcomes for our members and the Society.
- Use investigative skills and diverse ways of thinking to find the right solutions for complex cases.
- Build and maintain strong relationships with internal and external stakeholders to support a seamless mortgage application journey.
- Become an advocate of our lending policy, continuously looking for ways to improve our processes.
We are looking for someone who
- Is passionate about delivering the right outcome for our members.
- Has a keen eye for detail.
- Works well within a team but can also take initiative.
- Possesses excellent communication skills, both written and verbal.
- Enjoys finding creative solutions to problems.
- Has previous underwriting experience within the Mortgage sector (min 1 year)
Why Join Us?
At Darlington Building Society, we believe in supporting our colleagues in reaching their full potential. We offer clear progression routes , continuous learning, and a supportive working environment where your contributions are valued.
We also have an extensive benefits package to support you outside of the working environment.
Check out our Careers page to find out more
By joining us, you will
- Gain hands-on experience in underwriting complex mortgage cases.
- Work in a dynamic and collaborative environment.
- Have access to ongoing professional development opportunities.
- Be part of a business that puts people first – our members and our colleagues.
If you're ready to take the next step in your career and become an Underwriter, we’d love to hear from you!
Job Information
Location: Darlington, Hybrid working available (Regular attendance to Head Office required – non-negotiable for the role)
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Mortgage Underwriter employer: Darlington Building Society
At Darlington Building Society, we pride ourselves on being an excellent employer that values flexibility and work-life balance, offering hybrid working arrangements to suit your lifestyle. Our supportive culture encourages personal growth and development, with a strong focus on enhancing member experiences through innovative digital solutions. With competitive benefits including generous holiday allowances, a robust pension scheme, and health and wellbeing support, you'll find a rewarding environment where you can truly make an impact in the financial services sector.
Contact Details:
Darlington Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Underwriter
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Darlington Building Society. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Darlington Building Society.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Darlington Building Society's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Darlington Building Society
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Darlington Building Society.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Darlington Building Society will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Darlington Building Society employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
