At a Glance
- Tasks: Transform banking with innovative AI solutions and collaborate with industry leaders.
- Company: Dynamic consulting firm at the forefront of financial services innovation.
- Benefits: Competitive salary, structured learning path, and opportunities for international client engagement.
- Other info: Fast-paced environment with opportunities for continuous learning and career growth.
- Why this job: Shape the future of banking by applying cutting-edge AI technologies.
- Qualifications: 8-10 years in Financial Services or Consulting, with a strong grasp of banking products.
The predicted salary is between 54000 - 84000 € per year.
About the Role: We're seeking motivated and proactive professionals (8 – 14 years of experience) in Financial Services or Consulting, passionate about applying Agentic AI and first-principles thinking to transform Retail and Commercial Banking. Ideal candidates will have a solid background as a Business Analyst/Product owner, a strong understanding of banking products & processes, and a passion for delivering innovative solutions. Experience in Agentic AI is a plus, but not a must-have. What's essential is an eagerness to learn, a techno-functional mindset, and the ability to collaborate effectively to deliver impactful, scalable outcomes.
This role blends business analysis, solution design, and client consulting to help leading banks translate business needs into actionable AI capabilities and AI potential into measurable business value. You will play a pivotal role in translating business needs into AI-enabled capabilities and AI potential into measurable business value driving transformation across retail lending, deposits, onboarding, customer service, business banking, and more.
Key Responsibilities:- Apply first-principles thinking to deconstruct complex business challenges in Retail and Commercial Banking and design scalable, innovative solutions.
- Bring deep industry understanding of banking products, processes, and customer journeys to every engagement.
- Lead and facilitate client discussions and workshops to uncover pain points, align stakeholders, and co-create future-state journeys.
- Demonstrate creative and structured problem-solving to conceptualize innovative solutions across multiple workstreams.
- Manage and deliver multiple parallel deliverables — from business requirement documents and user stories to client presentations and prototypes.
- Serve as a bridge between business and technology, ensuring clarity, alignment, and impact across teams.
- Write high-quality business specifications and translate ideas into actionable steps for development and implementation.
- Collaborate closely with AI, product, and engineering teams to design and orchestrate contextual, responsive, and scalable solutions.
- Communicate confidently and proactively with clients and senior leadership, ensuring transparency and trust throughout the engagement.
- Cultivate a mindset of continuous learning, staying ahead of emerging tools, frameworks, and trends in AI-driven transformation.
- Own outcomes and ensure timely, high-quality delivery across all client engagements.
- 8-10 years of experience in Financial Services or Consulting, with exposure to Retail and/or Commercial Banking domains.
- Bachelor's degree.
- Strong grasp of banking products and operations, with ability to connect industry challenges to innovative solutions.
- Curiosity and techno-functional aptitude — eager to learn concepts like Agentic AI, RAG, MCP, Knowledge Graphs, etc.
- Excellent problem-solving, analytical, and storytelling abilities.
- Adaptable and comfortable with fast-paced, multi-threaded environments.
- Passion for shaping the AI-first future of financial services.
- Ability to work independently, juggle multiple projects, and prioritise effectively in a fast-paced environment.
- Strong interpersonal and communication skills for effective interaction with clients through email, phone, and face-to-face communication.
- Ability to thrive in a fast-paced challenging client-focused environment where priorities and scope may change quickly.
- Knowledge and experience with one or more of the following areas: Banking regulations and compliance; Operational improvement and effectiveness; Technology strategy, governance and effectiveness; Business architecture and operating models; Business process improvement and robotics; Change management.
- Creative problem-solving ability and a collaborative, consultancy mindset.
- High-energy, positive, persuasive, and aptitude to lead by example.
- The ability to travel up to 100% if needed for the client engagement.
- Right to Work in the UK (e.g. UK Passport, EU Settled Status, Indefinite Leave to Remain, Visa).
- Opportunity to work on cutting-edge AI-native projects with leading banks, wealth managers, and fintechs.
- Structured learning path on agentic AI and its application to financial services.
- Exposure to CXO-level business development and international client engagements.
- Entrepreneurial culture where you can shape the future of Financial Services AI adoption.
- Lead at the frontier: Help reshape Retail and Commercial Banking as the industry transitions from digital to Agentic AI.
- Learn continuously: Gain hands-on experience with emerging frameworks, and contextual AI solutions.
- Collaborate widely: Work alongside visionaries across business, AI, and technology domains.
- Drive visible impact: Build capabilities that redefine customer experiences, agility, and operational intelligence.
- Grow your career in a learning-driven, innovation-led consulting environment.
Senior Functional Consultant – Financial Services employer: Dailoqa
Join a forward-thinking company that champions innovation in Financial Services, where you will have the opportunity to work on cutting-edge AI-native projects with leading banks and fintechs. Our entrepreneurial culture fosters continuous learning and collaboration, allowing you to shape the future of banking while driving impactful change. With a strong focus on employee growth and a commitment to delivering high-quality solutions, we provide a dynamic environment that values your contributions and encourages professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Functional Consultant – Financial Services
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the hunt for a Senior Functional Consultant role. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Prepare for interviews by diving deep into the latest trends in AI and banking. Brush up on your first-principles thinking and be ready to discuss how you can apply it to solve complex business challenges. Show them you’re not just a candidate, but a thought leader!
✨Tip Number 3
Practice your storytelling skills! When discussing your past experiences, frame them in a way that highlights your problem-solving abilities and how you've delivered innovative solutions. Make sure to connect your stories back to the role's requirements.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and contributing to the exciting projects we have lined up.
We think you need these skills to ace Senior Functional Consultant – Financial Services
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Senior Functional Consultant role. Highlight your background in Financial Services, especially any experience with banking products and processes.
Craft a Compelling Cover Letter:Use your cover letter to showcase your passion for AI and how you can apply first-principles thinking to solve complex challenges. Be sure to mention specific examples of your past work that demonstrate your problem-solving abilities.
Showcase Your Techno-Functional Mindset:In your application, emphasise your ability to bridge the gap between business needs and technology solutions. Share instances where you've successfully collaborated with cross-functional teams to deliver impactful outcomes.
Apply Through Our Website:We encourage you to submit your application through our website. This way, we can ensure your application gets the attention it deserves and you can easily track your progress throughout the hiring process.
How to prepare for a job interview at Dailoqa
✨Know Your Banking Basics
Make sure you brush up on your knowledge of banking products and processes. Understanding the ins and outs of retail and commercial banking will help you connect your experience to the role and demonstrate your ability to tackle complex business challenges.
✨Showcase Your Problem-Solving Skills
Prepare to discuss specific examples where you've applied first-principles thinking to solve problems. Think about how you can break down complex issues and design innovative solutions, as this is a key part of the role.
✨Communicate with Confidence
Practice articulating your thoughts clearly and confidently. You'll need to engage with clients and senior leadership, so being able to communicate effectively and build trust is essential. Consider doing mock interviews to refine your delivery.
✨Emphasise Your Eagerness to Learn
Highlight your curiosity and willingness to learn about emerging tools and trends in AI. This role requires a techno-functional mindset, so showing that you're proactive about staying ahead in the field will set you apart from other candidates.
