At a Glance
- Tasks: Transform banking with innovative AI solutions and collaborate on impactful projects.
- Company: Leading consultancy in financial services with a focus on AI-driven transformation.
- Benefits: Competitive salary, structured learning path, and opportunities for international client engagement.
- Other info: Dynamic environment with opportunities for continuous learning and career growth.
- Why this job: Shape the future of banking by applying cutting-edge AI technologies.
- Qualifications: 8-14 years in Financial Services or Consulting, with strong banking knowledge.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking motivated and proactive professionals (8 – 14 years of experience) in Financial Services or Consulting, passionate about applying Agentic AI and first-principles thinking to transform Retail and Commercial Banking. Ideal candidates will have a solid background as a Business Analyst/Product owner, a strong understanding of banking products and processes, and a passion for delivering innovative solutions. Experience in Agentic AI is a plus, but not a must-have. What is essential is an eagerness to learn, a techno-functional mindset, and the ability to collaborate effectively to deliver impactful, scalable outcomes.
This role blends business analysis, solution design, and client consulting to help leading banks translate business needs into actionable AI capabilities and AI potential into measurable business value. You will play a pivotal role in translating business needs into AI-enabled capabilities and AI potential into measurable business value driving transformation across retail lending, deposits, onboarding, customer service, business banking, and more.
Key Responsibilities
- Apply first-principles thinking to deconstruct complex business challenges in Retail and Commercial Banking and design scalable, innovative solutions.
- Bring deep industry understanding of banking products, processes, and customer journeys to every engagement.
- Lead and facilitate client discussions and workshops to uncover pain points, align stakeholders, and co-create future-state journeys.
- Demonstrate creative and structured problem-solving to conceptualize innovative solutions across multiple workstreams.
- Manage and deliver multiple parallel deliverables — from business requirement documents and user stories to client presentations and prototypes.
- Serve as a bridge between business and technology, ensuring clarity, alignment, and impact across teams.
- Write high-quality business specifications and translate ideas into actionable steps for development and implementation.
- Collaborate closely with AI, product, and engineering teams to design and orchestrate contextual, responsive, and scalable solutions.
- Communicate confidently and proactively with clients and senior leadership, ensuring transparency and trust throughout the engagement.
- Cultivate a mindset of continuous learning, staying ahead of emerging tools, frameworks, and trends in AI-driven transformation.
- Own outcomes and ensure timely, high-quality delivery across all client engagements.
Skills & Qualifications
- 8-14 years of experience in Financial Services or Consulting, with exposure to Retail and/or Commercial Banking domains.
- Strong grasp of banking products and operations, with ability to connect industry challenges to innovative solutions.
- Curiosity and techno-functional aptitude — eager to learn concepts like Agentic AI, RAG, MCP, Knowledge Graphs, etc.
- Excellent problem-solving, analytical, and storytelling abilities.
- Adaptable and comfortable with fast-paced, multi-threaded environments.
- Passion for shaping the AI-first future of financial services.
- Ability to work independently, juggle multiple projects, and prioritise effectively in a fast-paced environment.
- Strong interpersonal and communication skills for effective interaction with clients through email, phone, and face-to-face communication.
- Ability to thrive in a fast-paced challenging client-focused environment where priorities and scope may change quickly.
- Knowledge and experience with one or more of the following areas: Banking regulations and compliance; Operational improvement and effectiveness; Technology strategy, governance and effectiveness; Business architecture and operating models; Business process improvement and robotics; Change management.
- Creative problem-solving ability and a collaborative, consultancy mindset.
- High-energy, positive, persuasive, and aptitude to lead by example.
- The ability to travel up to 100% if needed for the client engagement.
- Right to Work in the UK (e.g. UK Passport, EU Settled Status, Indefinite Leave to Remain, Visa).
Why Join Us
- Opportunity to work on cutting-edge AI-native projects with leading banks, wealth managers, and fintechs.
- Structured learning path on agentic AI and its application to financial services.
- Exposure to CXO-level business development and international client engagements.
- Entrepreneurial culture where you can shape the future of Financial Services AI adoption.
- Lead at the frontier: Help reshape Retail and Commercial Banking as the industry transitions from digital to Agentic AI.
- Learn continuously: Gain hands-on experience with emerging frameworks, and contextual AI solutions.
- Collaborate widely: Work alongside visionaries across business, AI, and technology domains.
- Drive visible impact: Build capabilities that redefine customer experiences, agility, and operational intelligence.
- Grow your career in a learning-driven, innovation-led consulting environment.
Senior Functional Consultant – Financial Services - London employer: Dailoqa
Join a forward-thinking company that champions innovation in Financial Services, where you will have the opportunity to work on cutting-edge AI-native projects with leading banks and fintechs. Our entrepreneurial culture fosters continuous learning and collaboration, allowing you to shape the future of banking while driving impactful change. With a structured learning path and exposure to CXO-level engagements, we are committed to your professional growth in a dynamic and supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Functional Consultant – Financial Services - London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Dailoqa. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Functional Consultant – Financial Services - London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Dailoqa.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Dailoqa's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Dailoqa
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Dailoqa.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Dailoqa will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Dailoqa employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
