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- Tasks: Transform Retail and Commercial Banking using Agentic AI and innovative solutions.
- Company: Join a forward-thinking consultancy leading the AI revolution in financial services.
- Benefits: Competitive salary, structured learning path, and opportunities for international client engagement.
- Why this job: Shape the future of banking with cutting-edge AI projects and impactful solutions.
- Qualifications: 8-14 years in Financial Services or Consulting, with a passion for AI and problem-solving.
- Other info: Dynamic environment with opportunities for continuous learning and career growth.
The predicted salary is between 48000 - 72000 £ per year.
We’re seeking motivated and proactive professionals (8 – 14 years of experience) in Financial Services or Consulting, passionate about applying Agentic AI and first-principles thinking to transform Retail and Commercial Banking. Ideal candidates will have a solid background as a Business Analyst/Product owner, a strong understanding of banking products & processes, and a passion for delivering innovative solutions. Experience in Agentic AI is a plus, but not a must-have. What’s essential is an eagerness to learn, a techno-functional mindset, and the ability to collaborate effectively to deliver impactful, scalable outcomes.
This role blends business analysis, solution design, and client consulting to help leading banks translate business needs into actionable AI capabilities and AI potential into measurable business value. You will play a pivotal role in translating business needs into AI-enabled capabilities and AI potential into measurable business value driving transformation across retail lending, deposits, onboarding, customer service, business banking, and more.
Key Responsibilities- Apply first-principles thinking to deconstruct complex business challenges in Retail and Commercial Banking and design scalable, innovative solutions.
- Bring deep industry understanding of banking products, processes, and customer journeys to every engagement.
- Lead and facilitate client discussions and workshops to uncover pain points, align stakeholders, and co-create future-state journeys.
- Demonstrate creative and structured problem-solving to conceptualize innovative solutions across multiple workstreams.
- Manage and deliver multiple parallel deliverables — from business requirement documents and user stories to client presentations and prototypes.
- Serve as a bridge between business and technology, ensuring clarity, alignment, and impact across teams.
- Write high-quality business specifications and translate ideas into actionable steps for development and implementation.
- Collaborate closely with AI, product, and engineering teams to design and orchestrate contextual, responsive, and scalable solutions.
- Communicate confidently and proactively with clients and senior leadership, ensuring transparency and trust throughout the engagement.
- Cultivate a mindset of continuous learning, staying ahead of emerging tools, frameworks, and trends in AI-driven transformation.
- Own outcomes and ensure timely, high-quality delivery across all client engagements.
- 8-14 years of experience in Financial Services or Consulting, with exposure to Retail and/or Commercial Banking domains.
- Strong grasp of banking products and operations, with ability to connect industry challenges to innovative solutions.
- Curiosity and techno-functional aptitude — eager to learn concepts like Agentic AI, RAG, MCP, Knowledge Graphs, etc.
- Excellent problem-solving, analytical, and storytelling abilities.
- Adaptable and comfortable with fast-paced, multi-threaded environments.
- Passion for shaping the AI-first future of financial services.
- Ability to work independently, juggle multiple projects, and prioritise effectively in a fast-paced environment.
- Strong interpersonal and communication skills for effective interaction with clients through email, phone, and face-to-face communication.
- Ability to thrive in a fast-paced challenging client-focused environment where priorities and scope may change quickly.
- Knowledge and experience with one or more of the following areas: Banking regulations and compliance; Operational improvement and effectiveness; Technology strategy, governance and effectiveness; Business architecture and operating models; Business process improvement and robotics; Change management.
- Creative problem-solving ability and a collaborative, consultancy mindset.
- High-energy, positive, persuasive, and aptitude to lead by example.
- The ability to travel up to 100% if needed for the client engagement.
- Right to Work in the UK (e.g. UK Passport, EU Settled Status, Indefinite Leave to Remain, Visa).
- Opportunity to work on cutting-edge AI-native projects with leading banks, wealth managers, and fintechs.
- Structured learning path on agentic AI and its application to financial services.
- Exposure to CXO-level business development and international client engagements.
- Entrepreneurial culture where you can shape the future of Financial Services AI adoption.
- Lead at the frontier: Help reshape Retail and Commercial Banking as the industry transitions from digital to Agentic AI.
- Learn continuously: Gain hands-on experience with emerging frameworks, and contextual AI solutions.
- Collaborate widely: Work alongside visionaries across business, AI, and technology domains.
- Drive visible impact: Build capabilities that redefine customer experiences, agility, and operational intelligence.
- Grow your career in a learning-driven, innovation-led consulting environment.
Senior Functional Consultant – Financial Services in City of London employer: Dailoqa
Contact Detail:
Dailoqa Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Functional Consultant – Financial Services in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the lookout for opportunities. A personal recommendation can go a long way in landing that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its recent projects, especially those related to AI in banking. Show them you’re not just another candidate; you’re genuinely interested in how you can contribute to their innovative solutions.
✨Tip Number 3
Practice your storytelling skills! Be ready to share specific examples of how you've tackled complex challenges in previous roles. This will help you demonstrate your problem-solving abilities and your techno-functional mindset.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you, and applying directly shows your enthusiasm for joining our team at StudySmarter.
We think you need these skills to ace Senior Functional Consultant – Financial Services in City of London
Some tips for your application 🫡
Show Your Passion: When writing your application, let your enthusiasm for Financial Services and AI shine through. We want to see how your experiences align with our mission to transform banking using innovative solutions.
Tailor Your Experience: Make sure to highlight your relevant experience as a Business Analyst or Product Owner. We’re looking for candidates who can connect their background in banking products and processes to the role, so be specific about your achievements!
Be Clear and Concise: In your written application, clarity is key! Use straightforward language to explain your ideas and experiences. We appreciate well-structured applications that get straight to the point without unnecessary fluff.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for this exciting opportunity. We can’t wait to hear from you!
How to prepare for a job interview at Dailoqa
✨Know Your Banking Basics
Make sure you brush up on your knowledge of banking products and processes. Understanding the ins and outs of retail and commercial banking will help you connect industry challenges to innovative solutions during the interview.
✨Showcase Your Problem-Solving Skills
Prepare to discuss specific examples where you've applied first-principles thinking to tackle complex business challenges. Highlight your creative problem-solving abilities and how they led to impactful outcomes in previous roles.
✨Demonstrate Your Techno-Functional Mindset
Be ready to talk about your eagerness to learn new concepts, especially around Agentic AI. Share any experiences where you've bridged the gap between business needs and technology solutions, showcasing your adaptability in fast-paced environments.
✨Engage with Confidence
Practice your communication skills to ensure you can confidently engage with clients and senior leadership. Prepare to discuss how you would facilitate client discussions and workshops, aligning stakeholders and co-creating future-state journeys.
