Senior Analyst - KYC Risk Assessment Model Management

This role involves joining the team as a Senior Analyst in Financial Crime Operations Models Management, specialising in FinCrime risk assessment models. Reporting to the FinCrime Models Management Lead, you will be part of a fast-growing business that is challenging the market and doing things differently.

Financial Crime Models Management is a small, growing team tasked with ensuring that the FinCrime risk models are configured and operating effectively. The team also designs and maintains the rules governing machine learning models for AML/CTF monitoring, sanctions/PEP/adverse media screening, and fraud detection systems. The team supports the business day-to-day while also being a key participant in strategic projects.

You will lead on enhancing the FinCrime risk models to support ClearBank in successfully managing the FinCrime risks associated with client and customer relationships. You will enjoy taking the initiative, working closely with data scientists, engineers, and compliance teams to optimise the rules to best align with ClearBank's risk appetite.

Data is vital to ClearBank. We need it for everything from stopping terrorist funding to better understanding our customers' activity. We are looking for someone who appreciates the power of data and who will work alongside the data analytics team to gain insights into the risk models and develop a solid methodology to calibrate and proactively identify issues.

Soft skills are just as important as the technical ones, with exposure to technology and business teams. You will work with colleagues in the 1st and 2nd Line as well as external vendors to ensure our anti-Financial Crime systems are effective and calibrated. There will be plenty of opportunity to grow in your role, enriching your FinCrime knowledge while developing more sophisticated FinCrime analytics and capabilities to identify potentially suspicious activity.

You will be passionate about tackling Financial Crime, an inquisitive problem solver, with a methodical and logical mindset. You will work with 2nd Line FCC to interpret and analyse FinCrime model risk requirements and ensure the risk factors are effectively scored. You will also lead on adapting the model as new requirements are identified.

You will be confident authoring model documentation and ensuring the models meet the Bank's minimum model risk management requirements. You will be able to conduct model tuning and validation analysis activities. You will apply your attention to detail and curiosity to conduct root cause analysis when investigating scoring issues and recommend improvements. You will be comfortable explaining expert advice and model scoring to non-specialist stakeholders.

Understanding the concepts of Machine Learning, model training, and tuning would be a benefit but not essential. Experience of Anti-Money Laundering (AML), Terrorist Financing, Sanctions Screening, or Fraud processes would be a benefit but not essential. You will provide training and support to other team members to enhance their skills and knowledge in FinCrime models.

What you'll bring:

• Financial Crime Subject Matter Expertise on customer, country, and industry risk industry standards.
• Experience working in an Agile environment, communicating with cross-disciplinary teams.
• Experience in tuning risk assessment factors to improve output of the model.
• Knowledge of banking products and payments data.
• Strong skills in Excel, including pivot tables.

What makes a great ClearBank team member?

You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues, and the bank. You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and developing strong, trusting relationships with your colleagues and customers. You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that you learn as you go and iterate.

If this sounds like you then we encourage you to dust off that CV and apply!

What we offer in return:

• Flexible work culture supporting a strong work-life balance.
• Option to work in the London office, at home, or hybrid.
• 27 days of annual leave per year, plus bank holidays.
• Flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.
• Regular social events open to all.
• Option to swap your bank holidays to any other day of your choice.
• 24/7 employee assistance programme including mental health support, life assurance, and income protection.
• Private healthcare and discounted dental cover, with employee perks and discounts.
• Enhanced family-friendly leave.
• Personal development budgets, opportunities for role-related training, and unlimited LinkedIn Learning.

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates.