At a Glance
- Tasks: Originate and close complex structured finance transactions with full ownership.
- Company: Join Cynergy Bank, a human digital bank supporting ambitious businesses since 2018.
- Benefits: 28 days holiday, competitive pay, hybrid working, and professional development support.
- Other info: Be part of a dynamic team with a focus on innovation and customer-first values.
- Why this job: Make a real impact in structured finance while shaping market strategies.
- Qualifications: Proven experience in structuring and executing finance transactions end-to-end.
The predicted salary is between 80000 - 100000 £ per year.
Cynergy Bank was established in 2018 by entrepreneurs to serve the needs of business owners, property entrepreneurs and family businesses. We have a strong track record supporting businesses that want to scale up and provide over £3bn lending to scaling businesses across the UK, we also offer retail deposits to UK savers. Our vision is to provide a truly personalised service that is delivered through face-to-face relationships and enhanced by the latest technology.
Join Cynergy Bank as a Relationship Director within our Financial Institutions Group, focused on structured finance and specialty lending. This is a senior role for an experienced deal-maker who can originate, structure and independently execute transactions through to completion.
What’s the opportunity?
- You will operate at the front end of the Bank, originating new opportunities while taking full ownership of transactions across structuring, credit approval, due diligence and legal execution.
- This role is suited to a Relationship Director with proven end-to-end execution capability — not a pure originator or coverage banker.
Why Join Us?
- Impact: Originate and close complex structured finance transactions
- Autonomy: Full ownership from origination through to legal completion
- Influence: Shape deal structuring, risk approach and market strategy
- Credibility: Operate as a recognised sector specialist with execution authority
How You Will Make an Impact
- Originate structured finance and specialty lending transactions aligned to the Bank’s strategy
- Own deals end-to-end, driving transactions through credit, due diligence and legal execution to completion
- Structure transactions to a high, executable standard from the outset
- Lead all aspects of deal execution, including managing advisors, diligence and legal documentation
- Build and maintain senior relationships with sponsors, borrowers and market counterparties
- Partner with Credit, Risk and Legal to deliver efficient, high-quality outcomes
- Maintain strong discipline across pipeline, governance and regulatory requirements (AML, KYC)
What You Will Bring
- Proven track record of originating, structuring and closing structured finance transactions end-to-end
- Hands-on experience managing due diligence and legal processes through to completion
- Ability to write and structure deals requiring minimal rework or senior intervention
- Strong experience across Real Estate Finance, structured lending or similar asset-backed transactions
- Experience executing transactions directly or on a loan-on-loan basis
- Strong credit judgement, financial modelling and high-quality credit paper writing
- A deep understanding of risk, governance and regulatory expectations in lending
- An established network of introducers, sponsors and borrowers
How We Will Support You
- Core benefits:
- Holiday: 28 days annual leave + public holidays + birthday leave
- Origination incentive: Opportunity to earn significant upside through our market-leading origination incentive scheme
- Pension: 5% employer / 4% employee contribution (from month 4)
- Life cover: 4x base salary (from day one)
- Income protection: Group income protection (from day one)
- Private medical: Single cover after probation (or health cash plan alternative)
- Hybrid working: 3 days office / 2 days home
- Additional benefits:
- Holiday purchase scheme
- Electric vehicle scheme
- Education and professional development support
- Employee Assistance Programme (EAP)
- Cycle to Work scheme
- Season ticket loan
- Lifestyle discounts and wellbeing support
- Enhanced family-friendly policies
Who Are We?
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to support ambitious businesses and institutions. Since 2018, we have lent more than £4bn to growing businesses and have been named Bank of the Year 2025 by MoneyAge. Our values — Putting the customer first, Risk front and centre, Opportunity through empowerment and innovation, United and inclusive teams, and Doing the right thing — guide everything we do.
Final note
This is a role for someone who can both originate and close complex transactions independently. If your experience is primarily focused on coverage or early-stage origination, this is unlikely to be the right fit. This advert outlines the key responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you do not meet every requirement, we still encourage you to apply. We use anonymous screening at the first stage of recruitment to ensure fair and inclusive hiring. Apply now to help shape the future of Financial Institutions origination at Cynergy Bank.
Relationship Director – Structured Finance (Financial Institutions) in London employer: Cynergy Bank
Cynergy Bank is an exceptional employer that prioritises personal service and innovative technology, creating a dynamic work environment for its employees. With a strong focus on employee growth, we offer comprehensive benefits including a competitive origination incentive scheme, generous leave policies, and support for professional development. Our inclusive culture fosters collaboration and empowers team members to take ownership of their work, making it an ideal place for those looking to make a meaningful impact in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship Director – Structured Finance (Financial Institutions) in London
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, attend events, and join relevant groups. The more people you know, the better your chances of hearing about opportunities before they even hit the job boards.
✨Tip Number 2
Be proactive in reaching out to potential employers. Don’t just wait for job postings; send them a message expressing your interest in working with them. A personal touch can go a long way in making you stand out.
✨Tip Number 3
Prepare for interviews by researching the company and its culture. Understand their values and how you can contribute to their mission. This will help you tailor your responses and show that you’re genuinely interested in being part of their team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining Cynergy Bank and ready to make an impact in structured finance.
We think you need these skills to ace Relationship Director – Structured Finance (Financial Institutions) in London
Some tips for your application 🫡
Show Off Your Experience:When writing your application, make sure to highlight your structured finance experience. We want to see your proven track record of originating and closing deals, so don’t hold back on the details!
Tailor Your Application:Make your application stand out by tailoring it to the role. Use the job description as a guide and align your skills and experiences with what we’re looking for in a Relationship Director.
Be Clear and Concise:Keep your writing clear and to the point. We appreciate well-structured applications that are easy to read. Avoid jargon unless it’s relevant to the role, and make sure your key achievements shine through.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, you’ll find all the info you need about the role there!
How to prepare for a job interview at Cynergy Bank
✨Know Your Structured Finance Inside Out
Make sure you brush up on your structured finance knowledge. Be ready to discuss specific transactions you've worked on, including the challenges you faced and how you overcame them. Cynergy Bank is looking for someone who can demonstrate a proven track record in originating and executing deals, so be prepared to showcase your expertise.
✨Showcase Your End-to-End Execution Skills
Since this role requires end-to-end deal ownership, highlight your experience managing the entire transaction process. Discuss how you've handled due diligence, credit approval, and legal execution in past roles. Use concrete examples to illustrate your ability to drive transactions to completion with minimal rework.
✨Build Relationships Before the Interview
Networking is key in this industry. If possible, connect with current or former employees of Cynergy Bank or others in the financial institutions space. Having insights into the company culture and expectations can give you an edge during the interview. Plus, it shows your proactive approach to building relationships.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving skills and judgement in complex situations. Think about how you would structure a deal under various circumstances, and be ready to explain your thought process. This will demonstrate your critical thinking and ability to navigate the complexities of structured finance.
