At a Glance
- Tasks: Support Treasury activities, analyse data, and contribute to strategic decision-making.
- Company: Join Cynergy Bank, a leading challenger bank focused on innovation and customer service.
- Benefits: Enjoy hybrid working, competitive salary, and extensive professional development opportunities.
- Other info: Dynamic work environment with a focus on growth, collaboration, and innovation.
- Why this job: Launch your career in banking with hands-on experience and mentorship from industry experts.
- Qualifications: Degree in Finance, Economics, or related field; strong analytical skills and passion for learning.
The predicted salary is between 25650 - 31350 £ per year.
Launch your career at the heart of banking. Interested in financial markets, data, technology and how banks make strategic decisions? Join Cynergy Bank as a Junior Treasury & ALM Analyst and gain hands-on experience across liquidity management, funding strategy, balance sheet management, interest rate risk and Treasury analytics. This is a rare opportunity to join a modern Treasury function where you'll learn directly from experienced professionals, work with data and automation tools, and develop skills that can open doors to careers in Treasury, ALM, Financial Risk and Banking.
This is an exciting opportunity for a graduate or early-career professional to join the Treasury team at one of the UK's leading challenger banks. You'll gain practical exposure across Treasury operations, liquidity reporting, balance sheet management, funding, financial risk analysis and process automation while working alongside experienced Treasury professionals. Your work will support key business decisions, regulatory obligations and the Bank's funding and liquidity strategies.
We are not looking for a Treasury expert. We're looking for someone with strong analytical ability, curiosity, attention to detail and a passion for learning. Whether you've recently graduated or have some experience working with data and analysis, this role offers an outstanding platform to build a long-term career within banking and financial services.
Where You Will Work: You will enjoy hybrid working, spending 3 days in our Central London office and 2 days working from home, giving you the flexibility to collaborate, learn from colleagues and build your career while maintaining a healthy work-life balance.
Why Join Us? We know the best people want more than just a job. At Cynergy Bank you'll find:
- Career Development: Build specialist skills across Treasury, ALM, liquidity management, funding and financial risk.
- Learning Opportunities: Work directly with experienced Treasury professionals in a supportive and collaborative environment.
- Innovation: Help shape Treasury's increasing use of data, automation and analytics.
- Meaningful Impact: Contribute to the financial resilience and strategic decision-making of the Bank.
- Growth: Join a culture that encourages curiosity, continuous improvement and professional development.
How You Will Make an Impact: Support daily Treasury activities, including liquidity management, funding and operational processes. Produce, validate and analyse Treasury reports, ensuring accuracy and strong controls. Monitor market developments, interest rates and economic trends, providing insight to the Treasury team. Support Treasury and ALM reporting, reconciliations and management information preparation. Assist with the development of dashboards, reporting tools and analytical outputs. Help identify opportunities to automate processes and improve efficiency. Maintain documentation, controls and audit-ready evidence to support Treasury governance. Work collaboratively with colleagues across Treasury, Finance and Operations.
What You Will Bring: We value potential as much as experience. You may be a recent graduate, an analyst early in your career, or someone looking to build a career in Treasury and banking. You'll have:
- A degree or equivalent experience in Finance, Economics, Mathematics, Data Analytics, Computer Science or a related field.
- Strong numerical and analytical skills with confidence working with data.
- Experience using Excel and an appetite to further develop your analytical skills.
- Exposure to tools such as Power BI, Power Query, SQL, Python, VBA or similar technologies.
- An interest in financial markets, banking, Treasury, liquidity management or financial risk.
- Excellent attention to detail and a methodical approach to problem-solving.
- Strong communication and organisational skills.
- A proactive, collaborative mindset and willingness to learn.
How We Will Support You: At Cynergy Bank, we're committed to helping our people thrive professionally and personally. Alongside a competitive salary, you'll benefit from:
- Annual incentive opportunity of up to 20%
- 25 days' annual leave plus bank holidays
- Option to purchase additional annual leave
- Pension scheme with employer contributions
- 4x salary life assurance
- Group Income Protection
- Hybrid working from day one
- Health Cash Plan
- Annual mobile health screening
- Electric Vehicle Scheme
- Educational support and professional development opportunities
- Money Coach financial wellbeing support
- Employee Assistance Programme (EAP)
- Cycle to Work Scheme
- Season Ticket Loan
- Lifestyle discounts and wellbeing benefits
- Enhanced family-friendly policies
Who Are We? Cynergy Bank is the UK's Human Digital Bank, combining personal service with innovative technology to support ambitious businesses and individuals. We provide a comprehensive range of digitally enabled products and services while maintaining the human relationships that matter most. Since 2018, we've lent over £4bn to scaling businesses and continue to challenge traditional banking through innovation and customer-centric thinking. Named Bank of the Year 2025, we're recognised for our commitment to customers, innovation and exceptional service.
Our values guide everything we do: Putting the Customer First, Risk Front and Centre, Opportunity, Empowerment and Innovation, United Team, Inclusive and Diverse, Doing the Right Thing.
Ready to Apply? This advert highlights the key responsibilities and skills required for the role. A full job description will be shared with shortlisted candidates. If you don't meet every requirement, we still encourage you to apply. We recognise that potential, curiosity and enthusiasm are often just as important as experience. At Cynergy Bank, we use anonymous screening during the initial stage of recruitment to ensure every application is assessed fairly based on skills and experience alone. Apply now and build your future in Treasury, ALM and Financial Risk at Cynergy Bank.
Junior Treasury & ALM Analyst in London employer: Cynergy Bank
Cynergy Bank is an excellent employer that values its employees by offering a competitive salary and a comprehensive benefits package, including 25 days of annual leave and a generous pension contribution. The work culture promotes collaboration and innovation, providing ample opportunities for professional growth and development in a dynamic London environment, making it an ideal place for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Treasury & ALM Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Cynergy Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Junior Treasury & ALM Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cynergy Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Cynergy Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Cynergy Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cynergy Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Cynergy Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Cynergy Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.