At a Glance
- Tasks: Originate and execute lending transactions, shaping deals from start to finish.
- Company: Join Cynergy Bank, a forward-thinking bank with a focus on personalised service.
- Benefits: Enjoy 28 days leave, competitive salary, bonuses, and hybrid working.
- Other info: Be part of a bank that has lent over £4bn to UK businesses since 2018.
- Why this job: Take ownership of deals and work directly with senior stakeholders for real impact.
- Qualifications: Experience in lending or structured finance with strong credit analysis skills.
The predicted salary is between 70000 - 90000 £ per year.
Cynergy Bank was established in 2018 by entrepreneurs to serve the needs of business owners, property entrepreneurs and family businesses. We have a strong track record supporting businesses that want to scale up and provide over £3bn lending to scaling businesses across the UK, we also offer retail deposits to UK savers. Our vision is to provide a truly personalised service that is delivered through face-to-face relationships and enhanced by the latest technology.
This is a deal-led role with real accountability. As an Associate Director, you’ll originate, structure and execute lending transactions—working directly with customers, introducers and senior stakeholders across the bank. From first conversation through to completion, you will shape deals, influence outcomes and build a sustainable pipeline of high-quality opportunities. You’ll work across mid-market and complex transactions, gaining exposure to a range of structures while building relationships that drive repeat business.
What you’ll do:
- Originate opportunities through your network of borrowers, introducers and advisors
- Own deal progression from early-stage structuring through to completion
- Lead credit analysis, including cashflow modelling, risk assessment and structuring
- Prepare and present credit papers for internal approval forums
- Execute transactions, including negotiation of LMA-based documentation
- Coordinate across Credit, Risk, Legal and Operations to deliver deals efficiently
- Build a consistent pipeline of commercially sound lending opportunities
Why this role stands out:
- End-to-end ownership – you are not feeding into deals, you are helping lead them
- Meaningful exposure – work directly with senior stakeholders and decision-makers
- Deal quality – focus on well-structured, sustainable transactions
- A credible platform – part of a bank that has deployed over £4bn into UK businesses since 2018
What you’ll bring:
- Experience in lending, structured finance or development finance
- Strong credit analysis and financial modelling capability
- A track record of originating or executing transactions
- Working knowledge of LMA documentation and deal processes
- Sound commercial judgement with a balanced approach to risk
- Strong relationship-building and stakeholder management skills
Where you’ll work: St Pauls, Central London (3 days in the office, 2 from home)
How we will support you:
- 28 days annual leave + public holidays + plus your birthday off!
- Competitive salary + performance-linked bonus (up to 30%)
- Pension (5% employer / 4% employee from month 4)
- Life cover (4x salary) and income protection from day one
- Private medical cover post-probation (or cash plan alternative)
- Hybrid working (3 days office / 2 from home)
Additional benefits:
- Holiday purchase scheme
- Electric vehicle scheme
- Professional development and qualifications support
- Employee Assistance Programme (EAP)
- Cycle to Work and season ticket loan
- Enhanced family-friendly policies
- Wellbeing and lifestyle support
This role is best suited to someone who can take transactions beyond origination—through structuring, credit and execution. If you’re currently close to deals but not yet owning them end-to-end, this is an opportunity to step up into that space. If your experience is purely early-stage origination without execution exposure, it may not offer the right fit at this stage. This advert outlines the key responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply. We use anonymous screening at the first stage of recruitment to ensure fair and inclusive hiring. Apply now to play a central role in driving origination at Cynergy Bank.
Associate Director - Origination London & South employer: Cynergy Bank
Cynergy Bank is an exceptional employer that prioritises personal and professional growth, offering a competitive salary package alongside generous benefits such as 28 days of annual leave, hybrid working options, and support for professional development. With a strong focus on relationship-led banking and a commitment to empowering employees, you will have the opportunity to take ownership of meaningful transactions in a dynamic and supportive environment located in the heart of Central London.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director - Origination London & South
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join relevant groups, and don’t be shy about reaching out to potential contacts on LinkedIn. The more people you know, the better your chances of landing that dream role.
✨Tip Number 2
Showcase your expertise! When you’re chatting with potential employers or networking contacts, make sure to highlight your experience in lending and structured finance. Share specific examples of deals you've worked on and how you’ve contributed to their success.
✨Tip Number 3
Prepare for those interviews! Research Cynergy Bank and understand their values and approach to lending. Be ready to discuss how your skills align with their needs, especially around deal structuring and credit analysis. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the Cynergy Bank team. Let’s get you in there!
We think you need these skills to ace Associate Director - Origination London & South
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Associate Director role. Highlight your lending experience, credit analysis skills, and any successful transactions you've led. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about this role and how your background makes you a perfect fit. Be sure to mention your experience in originating and executing deals, as that's what we're all about at Cynergy Bank.
Showcase Your Network:Since this role involves originating opportunities through your network, don’t hesitate to mention key relationships you've built in your application. We love seeing candidates who can leverage their connections to drive business forward!
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for this exciting opportunity at Cynergy Bank. Don’t miss out!
How to prepare for a job interview at Cynergy Bank
✨Know Your Numbers
Brush up on your financial modelling and credit analysis skills. Be prepared to discuss specific examples of transactions you've originated or executed, including the numbers behind them. This will show that you can handle the deal progression from start to finish.
✨Build Relationships
Since this role involves working closely with customers and stakeholders, think about how you can demonstrate your relationship-building skills. Prepare anecdotes that highlight your ability to connect with clients and manage expectations effectively.
✨Understand LMA Documentation
Familiarise yourself with LMA-based documentation and be ready to discuss your experience with it. Knowing the ins and outs of these documents will help you stand out as someone who can execute transactions smoothly.
✨Showcase Your Commercial Judgement
Be ready to discuss your approach to risk assessment and how you've balanced commercial ambition with disciplined risk management in past roles. This will demonstrate that you have the sound commercial judgement needed for this position.
