At a Glance
- Tasks: Shape financial risk strategies through analysis and modelling at Cynergy Bank.
- Company: Join Cynergy Bank, the UK's innovative human digital bank.
- Benefits: Enjoy competitive salary, hybrid working, and comprehensive benefits.
- Other info: Dynamic team culture with excellent career growth opportunities.
- Why this job: Make a real impact on financial strategies while developing your skills.
- Qualifications: Relevant background in finance or analytics; coding skills are a plus.
The predicted salary is between 50000 - 60000 £ per year.
Shape the future of financial risk at Cynergy Bank. Join us as a Financial Risk Analyst and help shape the bank’s strategic decisions through insightful analysis and modelling. You will play a key role in ensuring we remain resilient, data‑driven, and forward‑looking as we continue to support ambitious businesses and individuals through our award‑winning human digital banking model.
What’s the opportunity? This is a fantastic opportunity to join our Treasury function and influence how the Bank assesses and manages financial risk. You will develop risk models, support ICAAP stress testing, enhance portfolio analytics, and contribute to key regulatory and strategic initiatives. Working closely with colleagues across Treasury, Regulatory Reporting, Credit, and the wider business, your insights will help guide decision‑making at the highest levels.
Where You Will Work: You will enjoy hybrid working, with 3 days each week in our London office and 2 days from home.
Why Join Us?
- Impact: Help strengthen the Bank’s financial strategy with insightful risk analytics, modelling, and performance monitoring across lending portfolios.
- Growth: We champion curiosity, innovation, and career development. Gain exposure to treasury, regulatory frameworks, modelling techniques, data automation tools, and senior stakeholders.
- Flexibility: Our hybrid working model and supportive culture empower you to perform at your best.
- Rewards: A competitive salary, bonus opportunities, and a comprehensive benefits package designed to support your wellbeing and ambitions.
How You Will Make An Impact:
- Develop and maintain financial risk models covering credit, regulatory, market, and liquidity risk.
- Conduct quantitative analysis to identify and evaluate risk exposures across the organisation.
- Produce insightful MI and dashboards that support management decisions, including ECL reporting and portfolio performance monitoring.
- Support ICAAP production, scenario analysis, and stress testing activities.
- Contribute to market‑facing initiatives (including British Business Bank EGS schemes) through pre‑ and post‑completion reporting.
- Collaborate with cross‑functional teams to embed risk thinking into business processes and strategic planning.
- Support reporting automation using tools such as Power BI, Python, and SQL.
- Assist with ad‑hoc treasury and risk projects, including regulatory changes or technology enhancements.
What You Will Bring:
- A relevant academic background or practical experience in finance, economics, mathematics, risk, analytics, or a related field.
- Strong analytical and quantitative skills, with confidence working with financial or risk data.
- Proficiency in Excel and PowerPoint.
- Coding skills (Python, SQL, VBA) or a willingness to learn — highly beneficial.
- Experience using or interest in data visualisation tools such as Power BI.
- Ability to communicate complex ideas clearly and simply.
- Curiosity, a growth mindset, and a collaborative approach.
How We Will Support You:
- A salary and bonus package designed to recognise your skills and contribution.
- 25 – 30 days holiday (with the option to buy 10 more).
- Award‑winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience.
At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Tuesday 7th April 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.
Financial Risk Analyst employer: Cynergy Bank
At Cynergy Bank, we pride ourselves on being an excellent employer that champions innovation, flexibility, and employee growth. Our hybrid working model allows you to balance your professional and personal life while contributing to impactful financial strategies in a supportive culture. With competitive salaries, comprehensive benefits, and opportunities for career development, joining us as a Financial Risk Analyst means becoming part of a forward-thinking team dedicated to shaping the future of banking.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Cynergy Bank on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by brushing up on your financial risk knowledge. Be ready to discuss how you would approach developing risk models or conducting stress tests. Show us your analytical skills in action!
✨Tip Number 3
Don’t just focus on your technical skills; highlight your soft skills too! Being able to communicate complex ideas clearly is key. Practice explaining your past projects in simple terms to show you can bridge the gap between data and decision-making.
✨Tip Number 4
Finally, apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining Cynergy Bank and being part of our mission to support ambitious businesses.
We think you need these skills to ace Financial Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Financial Risk Analyst role. Highlight relevant experience and skills that match the job description, like your analytical prowess and any coding skills you have. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about financial risk and how your background aligns with our mission at Cynergy Bank. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills:Since this role is all about data-driven decision-making, make sure to showcase your analytical skills in your application. Mention specific tools or methodologies you've used, like Power BI or Python, to demonstrate your capability.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our culture and values!
How to prepare for a job interview at Cynergy Bank
✨Know Your Numbers
As a Financial Risk Analyst, you'll be dealing with a lot of data. Brush up on your quantitative analysis skills and be ready to discuss how you've used data to identify and evaluate risk exposures in the past. Bring examples of financial models or dashboards you've created to showcase your analytical prowess.
✨Master the Tech Tools
Familiarise yourself with tools like Power BI, Python, and SQL before the interview. If you have experience using these tools, be prepared to discuss specific projects where you applied them. If you're still learning, show your enthusiasm for mastering these technologies and how they can enhance your work in financial risk.
✨Communicate Clearly
You’ll need to explain complex ideas simply, so practice articulating your thoughts on financial risk concepts. Use clear examples from your experience to demonstrate your ability to communicate effectively with both technical and non-technical stakeholders. This will show that you can bridge the gap between data and decision-making.
✨Show Your Curiosity
Cynergy Bank values a growth mindset and curiosity. Prepare questions about their current risk management strategies and express your interest in how you can contribute to their goals. This not only shows your enthusiasm for the role but also your proactive approach to understanding the bank's needs.
