Associate Director – Commercial Banking in Birmingham

Associate Director – Commercial Banking in Birmingham

Birmingham Full-Time 66150 - 80850 £ / year (est.) Home office (partial)
C

At a Glance

  • Tasks: Manage business customer portfolios and support larger transactions in a dynamic banking environment.
  • Company: Join Cynergy Bank, the UK's innovative human digital bank.
  • Benefits: Enjoy hybrid working, competitive salary, bonuses, and comprehensive benefits.
  • Other info: Embrace a culture of curiosity, innovation, and personal growth.
  • Why this job: Make a real impact on ambitious businesses while growing your career.
  • Qualifications: 3+ years in commercial banking with strong analytical and communication skills.

The predicted salary is between 66150 - 80850 £ per year.

Join us as an Associate Director in the Relationship Management team based in London and make a real impact by helping ambitious businesses and individuals achieve their goals through our award-winning human digital banking model.

What’s the opportunity?

This is a permanent opportunity to manage a portfolio of business customers with lending requirements up to £10m, focusing on day-to-day relationship management and smaller, less complex deals. You will also support Relationship Directors on larger transactions, gaining exposure and experience to progress within the team.

Where You will Work

You will enjoy hybrid working, with 3 days in our London office and 2 days from home.

Why Join Us?

  • Impact: Support the delivery of business banking strategy and ensure operational and regulatory risk standards are met.
  • Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
  • Flexibility: A culture that values work-life balance, supported by our hybrid working model.
  • Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.

How You Will Make an Impact

  • Proactively manage and develop a portfolio of business customers with lending up to £10m.
  • Support Relationship Directors on larger, more complex transactions.
  • Prepare and submit high-quality loan applications for smaller deals.
  • Identify opportunities to promote and cross-sell banking products.
  • Ensure full compliance with AML, KYC, and regulatory requirements.
  • Champion a high-quality customer experience and continuous process improvement.

What You Will Bring

  • Minimum of 3 years’ experience in commercial banking or a similar financial services role.
  • Experience in trading businesses will be beneficial.
  • Strong analytical and decision-making skills.
  • Excellent communication and stakeholder management abilities.
  • Sound understanding of risk, governance, AML, and KYC frameworks.
  • Proactive approach to problem-solving and driving results.

How We Will Support You

At Cynergy Bank, we are committed to your wellbeing and success. Here is a snapshot of what we offer:

  • A salary and bonus package designed to recognise your skills and contribution.
  • 25 – 30 days holiday (with the option to buy 10 more).
  • Award-winning pension savings scheme.
  • Healthcare, life assurance, and income protection.
  • Hybrid working (3 days office, 2 from home).
  • Training and development opportunities.
  • Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives.

Who Are We?

Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to help ambitious businesses and individuals achieve their goals. Our mission is to support customers in all their interdependent banking needs.

This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience.

The closing date for applications is Wednesday 28 January 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.

Associate Director – Commercial Banking in Birmingham employer: Cynergy Bank

At Cynergy Bank, we pride ourselves on being an exceptional employer that values impact, growth, and flexibility. As a Remediation Banking Associate, you will play a crucial role in our Basel III remediation programme while enjoying a supportive hybrid working environment in London. With competitive salaries, comprehensive benefits, and a culture that prioritises work-life balance, we are dedicated to fostering your professional development and recognising your contributions.

C

Contact Details:

Cynergy Bank Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Associate Director – Commercial Banking in Birmingham

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Cynergy Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Associate Director – Commercial Banking in Birmingham

Relationship Management
Commercial Banking
Portfolio Management
Loan Application Preparation
Cross-Selling
AML Compliance
KYC Compliance

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cynergy Bank.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Cynergy Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Cynergy Bank

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cynergy Bank.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Cynergy Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Cynergy Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.