At a Glance
- Tasks: Originate and execute new lending opportunities while building strong professional relationships.
- Company: Join Cynergy Bank, the UK's human digital bank, recognised for innovation and customer commitment.
- Benefits: Enjoy hybrid working, competitive salary, bonus opportunities, and comprehensive benefits.
- Why this job: Make a real impact on ambitious businesses and individuals through innovative banking solutions.
- Qualifications: Experience in lending or development finance with strong credit analysis skills.
- Other info: Dynamic work culture that values curiosity, personal growth, and work-life balance.
The predicted salary is between 43200 - 72000 ÂŁ per year.
Shape the future of Origination at Cynergy Bank. Join us as an Associate Director and make a real impact by helping ambitious businesses and individuals achieve their goals through our award‑winning human digital banking model.
What’s the opportunity?
In this permanent role, you will support the origination and execution of new lending opportunities, working closely with internal and external stakeholders to assess deal viability, structure transactions, and guide deals through to completion. You will contribute to the delivery of high‑quality credit papers, financial analysis, and risk assessment while developing long‑term, commercially sustainable relationships with customers and key business introducers.
Where You will Work
You will enjoy hybrid working, with 3 days in our London office and 2 days from home.
Why Join Us?
- Impact: This role directly supports the bank’s growth strategy by sourcing and executing high‑quality lending transactions, ensuring each deal aligns with our credit appetite and risk frameworks.
- Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
- Flexibility: A culture that values work‑life balance, supported by our hybrid working model.
- Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.
How You Will Make An Impact
- Originate new lending opportunities and cultivate a strong professional network across customers, key business introducers and professional advisors.
- Conduct rigorous credit and risk assessments, including cashflow modelling, market analysis and customer due diligence.
- Produce high‑quality credit papers that clearly articulate deal structure, financial analysis, and risk considerations.
- Lead the execution of transactions including negotiation of LMA‑based facility agreements, review of third‑party reports, and management of completion timelines.
- Engage effectively with internal teams including Credit, Risk, Legal, and Operations to ensure smooth deal progression.
What You Will Bring
- Demonstrable experience in a similar lending or development finance role.
- Strong credit analysis expertise, including covenant evaluation and financial risk assessment.
- Advanced financial analysis and cashflow modelling capability.
- Experience delivering polished, insightful credit write‑ups.
- Proven transaction execution capability, including working knowledge of LMA facility agreements and valuation processes.
- Excellent communication skills with the ability to articulate complex financial information clearly.
- Strong relationship‑building and stakeholder‑engagement skills.
- Ability to work to timelines while maintaining high standards of accuracy and attention to detail.
How We Will Support You
- A salary and bonus package designed to recognise your skills and contribution.
- 25 – 30 days holiday (with the option to buy 10 more).
- Award‑winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving.
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to help ambitious businesses and individuals achieve their goals. Our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience. At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Friday 13th March 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.
Associate Director, Origination employer: Cynergy Bank
Contact Detail:
Cynergy Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Director, Origination
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. The more connections you make, the better your chances of hearing about opportunities before they even hit the job boards.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with yours. This will help you articulate why you're a great fit for the Associate Director role and show that you’re genuinely interested in making an impact at Cynergy Bank.
✨Tip Number 3
Practice your pitch! You need to be able to clearly explain your experience and how it relates to the role. Focus on your credit analysis expertise and transaction execution capabilities. A well-prepared pitch can set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining Cynergy Bank and shaping the future of human digital banking. So, get your application in and let’s make some waves together!
We think you need these skills to ace Associate Director, Origination
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate Director role. Highlight your experience in lending, credit analysis, and transaction execution. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our growth strategy. Keep it concise but impactful – we love a good story!
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use specific examples of how you've successfully originated lending opportunities or executed transactions. Numbers and results speak volumes!
Apply Through Our Website: We encourage you to apply through our website for a smooth application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Cynergy Bank
✨Know Your Numbers
As an Associate Director in Origination, you'll need to demonstrate strong financial analysis skills. Brush up on your cashflow modelling and credit assessment techniques. Be ready to discuss specific examples of how you've evaluated deals in the past.
✨Build Your Network
This role involves cultivating relationships with customers and key business introducers. Before the interview, think about your existing network and how you can leverage it. Prepare to share stories about how you've successfully built and maintained professional relationships.
✨Master the Art of Communication
Excellent communication skills are crucial for this position. Practice articulating complex financial information clearly and concisely. You might even want to prepare a mock presentation of a credit paper to showcase your ability to convey important details effectively.
✨Understand the Company Culture
Cynergy Bank values innovation and personal growth. Familiarise yourself with their mission and values, and be prepared to discuss how your own values align with theirs. Show them that you're not just a fit for the role, but also for the company culture.