At a Glance
- Tasks: Lead the development of innovative payment solutions and enhance customer experiences.
- Company: Join Cynergy Bank, the UK's human digital bank focused on innovation.
- Benefits: Enjoy a competitive salary, hybrid working, and comprehensive benefits.
- Other info: Flexible work-life balance with opportunities for personal growth and development.
- Why this job: Make a real impact in the banking sector while driving change in payments.
- Qualifications: Hands-on payments experience and knowledge of UK payment schemes required.
The predicted salary is between 66150 - 80850 £ per year.
Join us as a Senior Product Manager - Cards & Payments and make a real impact by helping ambitious businesses and individuals achieve their goals through our award-winning human digital banking model.
What’s the opportunity?
This is an opportunity to take ownership of a key area of our banking proposition, helping us develop and improve how customers make and receive payments. You'll combine hands-on payments expertise with product ownership, working across our payment schemes, cards proposition and Open Banking capabilities. From improving customer journeys to working with key suppliers and delivering strategic change, you'll have the scope to identify opportunities and turn them into practical improvements. You'll also play a key role in delivering initiatives including debit card modernisation and straight-through payments, with genuine ownership for driving activity forward.
Where You Will Work
You will enjoy hybrid working, with 3 days in our London office and 2 days from home.
Why Join Us?
- Impact: Take ownership of an important area of our product proposition, improving how customers experience cards and payments.
- Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
- Flexibility: A culture that values work-life balance, supported by our hybrid working model.
- Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.
How You Will Make an Impact
- Own cards and payments product activity, helping shape priorities and drive improvements across the customer journey.
- Deliver key change initiatives, including debit card modernisation and improvements to straight-through payments.
- Use payment and operational data to understand volumes, performance and customer journeys, identifying opportunities to improve the experience for customers.
- Partner with payment schemes, processors and other third-party suppliers, using service and performance insight to drive effective outcomes.
- Work closely with Financial Crime, Operations, Technology, Risk and Compliance to improve payment processes while maintaining appropriate controls.
- Identify issues and opportunities across the payments journey and translate them into clear, practical solutions.
- Contribute to the continued development of our Open Banking, cards and wider payments capabilities.
What You Will Bring
- Strong, hands-on payments experience within a banking environment, with a good understanding of the UK payments landscape.
- Practical knowledge of major payment schemes and rails, ideally including Faster Payments, Bacs and CHAPS.
- Knowledge of cards, which could include physical or digital cards, tokenisation and experience working with Visa or Mastercard.
- An understanding of Open Banking and the wider direction of payments.
- Experience working with payment processors, schemes, technology providers or other third-party suppliers.
- An understanding of the regulatory, compliance and financial crime considerations associated with payments and cards.
- A proactive, solutions-focused approach, with the ability to take ownership and confidently drive activity forward.
How We Will Support You
At Cynergy Bank, we are committed to your wellbeing and success. We know everyone's needs are different, so our benefits are designed to support you at every stage of your career and life. Here is a snapshot of what we offer:
- A salary and bonus package designed to recognise your skills and contribution.
- 28 days holiday, with the option to buy 10 more.
- Healthcare, life assurance and income protection.
- Hybrid working, with 3 days in the office and 2 from home.
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards and volunteering initiatives, all designed to keep you supported and thriving.
Who Are We?
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to support ambitious individuals and businesses. Through Cynergy Business Finance, we provide tailored Invoice Finance solutions that empower SMEs to grow with confidence. Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience.
At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. Please note, we may close the advert early if we receive a high volume of applications.
Payments and Cards Senior Product Manager in London employer: Cynergy Bank Limited
Cynergy Bank Limited is an excellent employer, offering a dynamic work environment that fosters innovation and collaboration. With a hybrid working model based in London, employees benefit from a competitive salary, comprehensive benefits package, and ample opportunities for professional growth within the mortgage sector. The company's commitment to enhancing customer journeys while meeting regulatory standards makes it a rewarding place to contribute meaningfully to the financial services industry.
StudySmarter Expert Advice🤫
We think this is how you could land Payments and Cards Senior Product Manager in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Cynergy Bank Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Payments and Cards Senior Product Manager in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cynergy Bank Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Cynergy Bank Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Cynergy Bank Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cynergy Bank Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Cynergy Bank Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Cynergy Bank Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
