At a Glance
- Tasks: Shape lending decisions and influence risk management strategies at Cynergy Bank.
- Company: Join Cynergy Bank, the UK's human digital bank focused on sustainable growth.
- Benefits: Enjoy competitive salary, 28 days holiday, hybrid working, and excellent benefits.
- Other info: Dynamic role with ongoing development and exposure to senior leadership.
- Why this job: Make a real impact on lending risk while collaborating with senior leaders.
- Qualifications: Experience in risk management and ability to influence stakeholders required.
The predicted salary is between 65000 - 90000 £ per year.
Shape decisions. Influence outcomes. Build the future of Risk at Cynergy Bank. Join Cynergy Bank as a First Line Non Financial Risk Partner and play a central role in shaping how we balance growth with robust, forward-thinking risk management, delivering at pace, and with real commercial impact.
What’s the opportunity?
This is a permanent Risk role sitting at the heart of our lending activity, partnering directly with Origination, Relationship Management, and Cynergy Business Finance teams. You’ll operate as a true business partner, working alongside senior stakeholders, promoting a proactive risk culture where colleagues understand how risk relates to their day to day role and supports sustainable growth. This is a highly visible role where your judgement and insight will directly influence front line business, shape risk appetite, strengthen risks and controls, and impact the bank’s long-term risk profile.
Why this role stands out:
- Real influence – Work side-by-side with lending teams and senior leaders, enabling sustainable growth
- Commercial partnering – Balance risk and opportunity, not just apply controls
- End-to-end exposure – From deal support to governance, incidents to forward planning
- Long-term impact – Shape how lending risk partnering is delivered over time
How you’ll make an impact:
- Act as a trusted Lending Risk Partner, providing insight and challenge on products, processes and portfolio risk
- Lead and shape risk forums, driving transparency, accountability, and action
- Embed practical, scalable risk frameworks and monitoring approaches
- Own incident and issue management, ensuring meaningful insight and resolution
- Provide independent, credible challenge while maintaining strong relationships
- Deliver clear, insight-led reporting and forward-looking risk analysis
What you’ll bring:
- Experience in risk management within UK banking or financial services
- Exposure to lending, product or front-office teams
- Ability to influence and challenge senior stakeholders
- A commercial mindset with a balanced approach to risk and growth
- Strong understanding of risk frameworks, lending governance, and regulation
- Ability to simplify complexity and provide clear, actionable insight
- A proactive, hands-on approach, comfortable operating close to live activity
Where you’ll work:
Hybrid working with 3 days in our London office and 2 days from home.
Why join Cynergy Bank?
At Cynergy Bank, risk isn’t a blocker — it’s a core enabler of smart, sustainable growth. You’ll be part of a business where:
- Risk is front and centre of lending decisions
- You’re trusted to challenge, influence, and add value
- You can build long-term credibility with senior stakeholders
- Innovation and human relationships sit side-by-side
What you’ll get:
- Competitive salary and bonus
- 28 days holiday (option to buy more)
- Excellent pension, healthcare, and protection benefits
- Hybrid working
- Ongoing development and exposure to senior leadership
Who are we?
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to support ambitious businesses and individuals. Since 2018, we have lent over £4bn to scaling businesses and continue to evolve how banking supports growth.
Final word:
Ready to step into a role where your judgement directly shapes lending decisions and your impact is visible across the business? Apply now and be part of a bank where risk sits at the centre of smart growth.
First Line Non Financial Risk Partner – Lending Risk & Controls · London · employer: Cynergy Bank Limited
Cynergy Bank is an exceptional employer that prioritises a proactive risk culture, allowing employees to influence lending decisions and drive sustainable growth. With a hybrid working model, competitive benefits, and a commitment to ongoing development, you will thrive in a collaborative environment where innovation and strong relationships are valued. Join us in London and be part of a team that sees risk as a core enabler of success.
StudySmarter Expert Advice🤫
We think this is how you could land First Line Non Financial Risk Partner – Lending Risk & Controls · London ·
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace First Line Non Financial Risk Partner – Lending Risk & Controls · London ·
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cynergy Bank Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Cynergy Bank Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Cynergy Bank Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cynergy Bank Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Cynergy Bank Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Cynergy Bank Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
