At a Glance
- Tasks: Shape financial risk strategies through analysis and modelling in a dynamic banking environment.
- Company: Join Cynergy Bank, the UK's innovative human digital bank.
- Benefits: Enjoy competitive salary, hybrid working, and comprehensive wellbeing support.
- Why this job: Make a real impact on financial strategies while developing your skills.
- Qualifications: Relevant background in finance or analytics; coding skills are a plus.
- Other info: Collaborative culture with excellent career growth opportunities.
The predicted salary is between 50000 - 60000 £ per year.
Shape the future of financial risk at Cynergy Bank. Join us as a Financial Risk Analyst and help shape the bank's strategic decisions, through insightful analysis and modelling. You will play a key role in ensuring we remain resilient, data‐driven, and forward‐looking as we continue to support ambitious businesses and individuals through our award‐winning human digital banking model.
This is a fantastic opportunity to join our Treasury function and influence how the Bank assesses and manages financial risk. You will develop risk models, support ICAAP stress testing, enhance portfolio analytics, and contribute to key regulatory and strategic initiatives. Working closely with colleagues across Treasury, Regulatory Reporting, Credit, and the wider business, your insights will help guide decision‐making at the highest levels.
Where You Will Work
You will enjoy hybrid working, with 3 days each week in our London office and 2 days from home.
Why Join Us?
- Impact: Help strengthen the Bank's financial strategy with insightful risk analytics, modelling, and performance monitoring across lending portfolios.
- Growth: We champion curiosity, innovation, and career development. Gain exposure to treasury, regulatory frameworks, modelling techniques, data automation tools, and senior stakeholders.
- Flexibility: Our hybrid working model and supportive culture empower you to perform at your best.
- Rewards: A competitive salary, bonus opportunities, and a comprehensive benefits package designed to support your wellbeing and ambitions.
How You Will Make an Impact
- Develop and maintain financial risk models covering credit, regulatory, market, and liquidity risk.
- Conduct quantitative analysis to identify and evaluate risk exposures across the organisation.
- Produce insightful MI and dashboards that support management decisions, including ECL reporting and portfolio performance monitoring.
- Support ICAAP production, scenario analysis, and stress testing activities.
- Contribute to market‐facing initiatives (including British Business Bank EGS schemes) through pre‐ and post‐completion reporting.
- Collaborate with cross‐functional teams to embed risk thinking into business processes and strategic planning.
- Support reporting automation using tools such as Power BI, Python, and SQL.
- Assist with ad‐hoc treasury and risk projects, including regulatory changes or technology enhancements.
What You Will Bring
- A relevant academic background or practical experience in finance, economics, mathematics, risk, analytics, or a related field.
- Strong analytical and quantitative skills, with confidence working with financial or risk data.
- Proficiency in Excel and PowerPoint.
- Coding skills (Python, SQL, VBA) or a willingness to learn — highly beneficial.
- Experience using or interest in data visualisation tools such as Power BI.
- Ability to communicate complex ideas clearly and simply.
- Curiosity, a growth mindset, and a collaborative approach.
How We Will Support You
At Cynergy Bank, we are committed to your wellbeing and success. We know everyone's needs are different, so our benefits are designed to support you at every stage of your career and life.
- A salary and bonus package designed to recognise your skills and contribution.
- 25 – 30 days holiday (with the option to buy 10 more).
- Award‐winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving.
Who Are We?
Cynergy Bank is the UK's human digital bank—combining personal service with smart technology to support ambitious individuals and businesses. Through Cynergy Business Finance, we provide tailored Invoice Finance solutions that empower SMEs to grow with confidence. We know that professional and personal lives often overlap, so our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Named Bank of the Year 2025 by MoneyAge, we are recognised for our commitment to customers, innovation, and tailored solutions. This award reflects our team's dedication to delivering exceptional banking experiences, powered by cutting‐edge technology.
Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing. These principles guide our decisions, drive our culture, and ensure the best outcomes for our customers and colleagues.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don't meet every requirement, we still encourage you to apply as we value potential as much as experience.
At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Tuesday 7th April 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.
Financial Risk Analyst Treasury · London · employer: Cynergy Bank Limited
Contact Detail:
Cynergy Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Risk Analyst Treasury · London ·
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can leave a lasting impression and shows your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Financial Risk Analyst Treasury · London ·
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Financial Risk Analyst role. Highlight your analytical skills, coding abilities, and any relevant projects you've worked on. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about financial risk and how your background makes you a great fit for Cynergy Bank. Keep it concise but impactful—show us your personality!
Showcase Your Analytical Skills: In your application, don’t forget to mention specific examples of your analytical work. Whether it's developing risk models or conducting quantitative analysis, we want to know how you've tackled challenges in the past and what tools you used.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets the attention it deserves. Plus, you’ll find all the details about the role and our amazing benefits there!
How to prepare for a job interview at Cynergy Bank Limited
✨Know Your Numbers
As a Financial Risk Analyst, you'll be dealing with a lot of data. Brush up on your quantitative analysis skills and be ready to discuss how you've used data to identify and evaluate risk exposures in the past. Prepare examples that showcase your analytical prowess.
✨Master the Tools
Familiarise yourself with tools like Power BI, Python, and SQL before the interview. If you have experience using these, be prepared to share specific projects where you applied these skills. If you're still learning, express your enthusiasm and any relevant coursework or self-study you've undertaken.
✨Understand the Business
Research Cynergy Bank's approach to financial risk and their human digital banking model. Be ready to discuss how your insights can contribute to their strategic decisions. Showing that you understand their values and mission will set you apart from other candidates.
✨Communicate Clearly
You’ll need to explain complex ideas simply, so practice articulating your thoughts on financial risk in a clear and concise manner. Consider doing mock interviews with friends or family to refine your communication skills and ensure you can convey your expertise effectively.