At a Glance
- Tasks: Lead and execute lending transactions, shaping deals from start to finish.
- Company: Join Cynergy Bank, a human digital bank with a focus on relationship-led banking.
- Benefits: Enjoy 28 days annual leave, competitive salary, hybrid working, and professional development support.
- Other info: Work in a dynamic environment with excellent career growth opportunities.
- Why this job: Take ownership of real deals and make a significant impact in a growing bank.
- Qualifications: Experience in lending or structured finance with strong credit analysis skills.
The predicted salary is between 70000 - 90000 £ per year.
Cynergy Bank | London (Hybrid)
Real deals. Real ownership. Real impact. If you want to move beyond supporting transactions and play a leading role in originating and executing them, this is an opportunity to step into a genuinely front-office role within a growing, award-winning bank.
The role
This is a deal-led role with real accountability. As an Associate Director, you’ll originate, structure and execute lending transactions—working directly with customers, introducers and senior stakeholders across the bank. From first conversation through to completion, you will shape deals, influence outcomes and build a sustainable pipeline of high-quality opportunities. You’ll work across mid-market and complex transactions, gaining exposure to a range of structures while building relationships that drive repeat business.
What you’ll do
- Originate opportunities through your network of borrowers, introducers and advisors
- Own deal progression from early-stage structuring through to completion
- Lead credit analysis, including cashflow modelling, risk assessment and structuring
- Prepare and present credit papers for internal approval forums
- Execute transactions, including negotiation of LMA-based documentation
- Coordinate across Credit, Risk, Legal and Operations to deliver deals efficiently
- Build a consistent pipeline of commercially sound lending opportunities
Why this role stands out
- End-to-end ownership – you are not feeding into deals, you are helping lead them
- Meaningful exposure – work directly with senior stakeholders and decision-makers
- Deal quality – focus on well-structured, sustainable transactions
- A credible platform – part of a bank that has deployed over £4bn into UK businesses since 2018
What you’ll bring
- Experience in lending, structured finance or development finance
- Strong credit analysis and financial modelling capability
- A track record of originating or executing transactions
- Working knowledge of LMA documentation and deal processes
- Sound commercial judgement with a balanced approach to risk
- Strong relationship-building and stakeholder management skills
Where you’ll work
St Pauls, Central London (3 days in the office, 2 from home)
How we will support you
We offer a clear and competitive package designed to support you both financially and personally:
- Core benefits
- 28 days annual leave + public holidays + plus your birthday off!
- Competitive salary + bonus
- Competitive salary + performance-linked bonus (up to 30%)
- Pension (5% employer / 4% employee from month 4)
- Life cover (4x salary) and income protection from day one
- Private medical cover post-probation (or cash plan alternative)
- Hybrid working (3 days office / 2 from home)
Additional benefits
- Holiday purchase scheme
- Electric vehicle scheme
- Professional development and qualifications support
- Employee Assistance Programme (EAP)
- Cycle to Work and season ticket loan
- Enhanced family-friendly policies
- Wellbeing and lifestyle support
Who we are
Cynergy Bank is the UK’s human digital bank—combining relationship-led banking with smart technology to support ambitious businesses and institutions. Since 2018, we have lent over £4bn to growing businesses and were named Bank of the Year 2025 by MoneyAge. Our approach balances commercial ambition with disciplined risk management, underpinned by clear values and strong governance.
Final note
This role is best suited to someone who can take transactions beyond origination—through structuring, credit and execution. If you’re currently close to deals but not yet owning them end-to-end, this is an opportunity to step up into that space. If your experience is purely early-stage origination without execution exposure, it may not offer the right fit at this stage. This advert outlines the key responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply. We use anonymous screening at the first stage of recruitment to ensure fair and inclusive hiring. Apply now to play a central role in driving origination at Cynergy Bank.
Associate Director - Origination London & South employer: Cynergy Bank Limited
Cynergy Bank is an exceptional employer that offers a unique blend of relationship-led banking and innovative technology, providing employees with the opportunity to take ownership of meaningful transactions in a supportive and dynamic environment. With a competitive benefits package, including generous annual leave, hybrid working options, and professional development support, employees can thrive both personally and professionally while contributing to a bank that has made a significant impact in the UK business landscape since 2018.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director - Origination London & South
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join relevant groups, and don’t be shy about reaching out to potential contacts. The more you engage, the better your chances of hearing about opportunities before they even hit the job boards.
✨Showcase Your Expertise
When you get the chance to chat with someone from Cynergy Bank or any other company, make sure to highlight your experience in lending and structured finance. Share specific examples of deals you've worked on and how you’ve influenced outcomes. This will help you stand out as a candidate who can take ownership of transactions.
✨Prepare for Conversations
Before any meeting or interview, do your homework! Understand the bank's recent deals and their approach to risk management. This will not only impress them but also show that you’re genuinely interested in contributing to their success.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re proactive and serious about joining Cynergy Bank.
We think you need these skills to ace Associate Director - Origination London & South
Some tips for your application 🫡
Show Your Deal-Making Skills:When writing your application, make sure to highlight your experience in originating and executing transactions. We want to see how you've taken ownership of deals and influenced outcomes, so share specific examples that showcase your skills.
Tailor Your CV and Cover Letter:Don’t just send a generic CV! Tailor it to reflect the key responsibilities and requirements mentioned in the job description. We love seeing candidates who take the time to align their experiences with what we’re looking for at Cynergy Bank.
Be Clear and Concise:Keep your application clear and to the point. We appreciate well-structured documents that are easy to read. Use bullet points where necessary to break down your achievements and make them stand out!
Apply Through Our Website:Make sure to apply through our website for the best chance of being noticed. It’s the easiest way for us to keep track of your application and ensures you’re considered for this exciting opportunity at Cynergy Bank!
How to prepare for a job interview at Cynergy Bank Limited
✨Know Your Numbers
As an Associate Director, you'll need to demonstrate strong credit analysis and financial modelling skills. Brush up on your cashflow modelling techniques and be ready to discuss specific examples of how you've used these skills in past transactions.
✨Showcase Your Deal Experience
Prepare to talk about your experience in originating and executing transactions. Have a couple of solid examples ready that highlight your role in the deal process, from structuring to completion, and how you built relationships with stakeholders.
✨Understand LMA Documentation
Familiarise yourself with LMA-based documentation and be prepared to discuss its importance in the deal process. This will show that you have the technical knowledge needed for the role and can navigate complex transactions.
✨Build Rapport with Interviewers
Since this role involves significant stakeholder management, focus on building rapport during your interview. Be personable and engaging, showing that you can establish strong relationships, which is crucial for driving repeat business.
