At a Glance
- Tasks: Manage business customer portfolios and support larger transactions in a dynamic banking environment.
- Company: Join Cynergy Bank, the UK's innovative human digital bank.
- Benefits: Enjoy hybrid working, competitive salary, bonuses, and comprehensive benefits.
- Why this job: Make a real impact on ambitious businesses while growing your career.
- Qualifications: 3+ years in commercial banking with strong analytical and communication skills.
- Other info: Embrace a culture of curiosity, innovation, and personal growth.
The predicted salary is between 36000 - 60000 £ per year.
Shape the future of Relationship Management at Cynergy Bank. Join us as an Associate Director, and make a real impact by helping ambitious businesses and individuals achieve their goals through our award-winning human digital banking model.
This is a permanent opportunity to join our Relationship Management team based in London or Manchester. As an Associate Director, you will manage a portfolio of business customers with lending requirements up to £10m, focusing on day-to-day relationship management and smaller, less complex deals. You will also support Relationship Directors on larger transactions, gaining exposure and experience to progress within the team.
Where You Will Work
You will enjoy hybrid working, with 3 days in our London office and 2 days from home.
Why Join Us?
- Impact: Support the delivery of business banking strategy and ensure operational and regulatory risk standards are met.
- Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
- Flexibility: A culture that values work-life balance, supported by our hybrid working model.
- Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.
How You Will Make an Impact
- Proactively manage and develop a portfolio of business customers with lending up to £10m.
- Support Relationship Directors on larger, more complex transactions.
- Prepare and submit high-quality loan applications for smaller deals.
- Identify opportunities to promote and cross-sell banking products.
- Ensure full compliance with AML, KYC, and regulatory requirements.
- Champion a high-quality customer experience and continuous process improvement.
What You Will Bring
- Minimum of 3 years' experience in commercial banking or a similar financial services role.
- Experience in trading businesses will be beneficial.
- Strong analytical and decision-making skills.
- Excellent communication and stakeholder management abilities.
- Sound understanding of risk, governance, AML, and KYC frameworks.
- Proactive approach to problem-solving and driving results.
How We Will Support You
At Cynergy Bank, we are committed to your wellbeing and success. We know everyone's needs are different, so our benefits are designed to support you at every stage of your career and life. Here is a snapshot of what we offer:
- A salary and bonus package designed to recognise your skills and contribution.
- 25 – 30 days holiday (with the option to buy 10 more).
- Award-winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving.
Who Are We?
Cynergy Bank is the UK's human digital bank, combining personal service with smart technology to help ambitious businesses and individuals achieve their goals. We know that professional and personal lives often overlap, so our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Named Bank of the Year 2025 by MoneyAge, we are recognised for our commitment to customers, innovation, and tailored solutions.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don't meet every requirement, we still encourage you to apply as we value potential as much as experience.
At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Wednesday 28 January 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.
Associate Director – Commercial Banking in London employer: Cynergy Bank Limited
Contact Detail:
Cynergy Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Director – Commercial Banking in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who work at Cynergy Bank. A friendly chat can open doors and give you insider info about the role.
✨Tip Number 2
Prepare for the interview by researching Cynergy Bank's values and recent achievements. Show us how your experience aligns with our mission to support ambitious businesses and individuals.
✨Tip Number 3
Practice your pitch! Be ready to discuss how you can manage a portfolio of business customers and support larger transactions. Confidence is key, so rehearse your answers to common questions.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows us you’re genuinely interested in joining our team.
We think you need these skills to ace Associate Director – Commercial Banking in London
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Associate Director role. Highlight your experience in commercial banking and how it aligns with our values at Cynergy Bank. We want to see how you can make an impact!
Showcase Your Skills: Don’t just list your skills; demonstrate them! Use specific examples from your past roles that showcase your analytical abilities, decision-making skills, and experience with relationship management. We love seeing real-life applications of your expertise.
Be Authentic: Let your personality shine through in your application. We value authenticity and want to know what makes you tick. Share your passion for helping businesses grow and how you embody our mission at Cynergy Bank.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets the attention it deserves. Plus, you’ll find all the details about the role and our amazing benefits there!
How to prepare for a job interview at Cynergy Bank Limited
✨Know Your Portfolio
Before the interview, make sure you understand the types of businesses and lending requirements you'll be managing. Familiarise yourself with common challenges faced by businesses seeking loans up to £10m, as this will help you demonstrate your expertise and readiness for the role.
✨Showcase Your Relationship Management Skills
Prepare examples from your past experience that highlight your ability to build and maintain strong relationships with clients. Think about specific instances where you successfully managed a portfolio or supported larger transactions, as this aligns perfectly with what Cynergy Bank is looking for.
✨Understand Compliance Inside Out
Brush up on AML, KYC, and regulatory requirements relevant to commercial banking. Be ready to discuss how you've ensured compliance in previous roles, as this is crucial for the position and shows that you take risk management seriously.
✨Emphasise Your Problem-Solving Approach
Cynergy Bank values a proactive approach to problem-solving. Prepare to share examples of how you've tackled challenges in the past, particularly in relation to driving results and improving processes. This will demonstrate your fit within their culture of innovation and continuous improvement.