At a Glance
- Tasks: Originate and execute new lending opportunities while building strong professional relationships.
- Company: Join Cynergy Bank, the UK's innovative human digital bank.
- Benefits: Enjoy hybrid working, competitive salary, bonuses, and comprehensive benefits.
- Other info: Dynamic work culture that values personal growth and work-life balance.
- Why this job: Make a real impact on ambitious businesses and individuals through innovative banking solutions.
- Qualifications: Experience in lending or development finance with strong credit analysis skills.
The predicted salary is between 43200 - 72000 £ per year.
Shape the future of Origination at Cynergy Bank. Join us as an Associate Director and make a real impact by helping ambitious businesses and individuals achieve their goals through our award-winning human digital banking model.
What’s the opportunity?
In this permanent role, you will support the origination and execution of new lending opportunities, working closely with internal and external stakeholders to assess deal viability, structure transactions, and guide deals through to completion. You will contribute to the delivery of high-quality credit papers, financial analysis, and risk assessment while developing long-term, commercially sustainable relationships with customers and key business introducers.
Where You will Work
You will enjoy hybrid working, with 3 days in our London office and 2 days from home.
Why Join Us?
- Impact: This role directly supports the bank’s growth strategy by sourcing and executing high-quality lending transactions, ensuring each deal aligns with our credit appetite and risk frameworks.
- Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
- Flexibility: A culture that values work-life balance, supported by our hybrid working model.
- Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.
How You Will Make an Impact
- Originate new lending opportunities and cultivate a strong professional network across customers, key business introducers and professional advisors.
- Conduct rigorous credit and risk assessments, including cashflow modelling, market analysis and customer due diligence.
- Produce high-quality credit papers that clearly articulate deal structure, financial analysis, and risk considerations.
- Lead the execution of transactions including negotiation of LMA-based facility agreements, review of third-party reports, and management of completion timelines.
- Engage effectively with internal teams including Credit, Risk, Legal, and Operations to ensure smooth deal progression.
What You Will Bring
- Demonstrable experience in a similar lending or development finance role.
- Strong credit analysis expertise, including covenant evaluation and financial risk assessment.
- Advanced financial analysis and cashflow modelling capability.
- Experience delivering polished, insightful credit write-ups.
- Proven transaction execution capability, including working knowledge of LMA facility agreements and valuation processes.
- Excellent communication skills with the ability to articulate complex financial information clearly.
- Strong relationship-building and stakeholder-engagement skills.
- Ability to work to timelines while maintaining high standards of accuracy and attention to detail.
How We Will Support You
At Cynergy Bank, we are committed to your wellbeing and success. We know everyone’s needs are different, so our benefits are designed to support you at every stage of your career and life. Here is a snapshot of what we offer:
- A salary and bonus package designed to recognise your skills and contribution.
- 25 – 30 days holiday (with the option to buy 10 more).
- Award-winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
- Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving.
Who Are We?
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to help ambitious businesses and individuals achieve their goals. We know that professional and personal lives often overlap, so our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Named Bank of the Year 2025 by MoneyAge, we are recognised for our commitment to customers, innovation, and tailored solutions. Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing. These principles guide our decisions, drive our culture, and ensure the best outcomes for our customers and colleagues.
This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience. At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Friday 13th March 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.
Associate Director, Origination Origination London and South · London · employer: Cynergy Bank Limited
At Cynergy Bank, we pride ourselves on being an exceptional employer that fosters a culture of innovation, personal growth, and work-life balance. With our hybrid working model, comprehensive benefits package, and commitment to employee wellbeing, you will have the opportunity to make a meaningful impact while developing your career in a supportive environment. Join us in London and be part of a team that values your contributions and empowers you to thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director, Origination Origination London and South · London ·
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. The more connections you make, the better your chances of hearing about opportunities before they even hit the job boards.
✨Tip Number 2
Prepare for those interviews! Research Cynergy Bank and understand their values and mission. Be ready to discuss how your experience aligns with their goals, especially in origination and lending. Practise common interview questions and have your own questions ready to show your interest.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your appreciation for the opportunity and keeps you fresh in their minds. Mention something specific from the interview to make it personal.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining Cynergy Bank and being part of our innovative team.
We think you need these skills to ace Associate Director, Origination Origination London and South · London ·
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Associate Director role. Highlight your experience in lending and credit analysis, and show how your skills align with our mission at Cynergy Bank.
Showcase Your Achievements:Don’t just list your responsibilities; share specific examples of your successes in previous roles. Whether it’s a successful transaction or a strong relationship built with clients, we want to see how you’ve made an impact.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language to articulate your financial expertise and transaction execution capabilities. We appreciate clarity and precision!
Apply Through Our Website:We encourage you to submit your application directly through our website. It’s the best way for us to receive your details and ensures you’re considered for this exciting opportunity at Cynergy Bank.
How to prepare for a job interview at Cynergy Bank Limited
✨Know Your Numbers
As an Associate Director in Origination, you'll need to demonstrate strong financial analysis skills. Brush up on your cashflow modelling and credit assessment techniques. Be ready to discuss specific examples of how you've evaluated deals in the past.
✨Build Your Network
This role involves cultivating relationships with customers and key business introducers. Before the interview, think about how you can showcase your relationship-building skills. Perhaps share a story about a successful partnership you've developed in your previous roles.
✨Master the Art of Communication
You'll need to articulate complex financial information clearly. Practice explaining your past projects or transactions in simple terms. This will help you convey your expertise effectively during the interview.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities and decision-making process. Prepare for scenarios related to risk assessment and transaction execution. Think through how you would handle challenges in these areas and be ready to share your thought process.
