At a Glance
- Tasks: Lead and execute lending transactions, shaping deals from start to finish.
- Company: Join Cynergy Bank, a human digital bank with a focus on relationship-led banking.
- Benefits: Enjoy 28 days leave, competitive salary, hybrid work, and personal development support.
- Other info: Dynamic role with opportunities for career growth and meaningful exposure to senior stakeholders.
- Why this job: Take ownership of real deals and make a significant impact in a growing bank.
- Qualifications: Experience in lending, strong credit analysis skills, and a track record in transactions.
The predicted salary is between 70000 - 90000 £ per year.
Cynergy Bank | London (Hybrid)
Real deals. Real ownership. Real impact.
If you want to move beyond supporting transactions and play a leading role in originating and executing them, this is an opportunity to step into a genuinely front-office role within a growing, award-winning bank.
This is a deal-led role with real accountability. As an Associate Director, you’ll originate, structure and execute lending transactions—working directly with customers, introducers and senior stakeholders across the bank. From first conversation through to completion, you will shape deals, influence outcomes and build a sustainable pipeline of high-quality opportunities. You’ll work across mid-market and complex transactions, gaining exposure to a range of structures while building relationships that drive repeat business.
What you’ll do
- Originate opportunities through your network of borrowers, introducers and advisors
- Own deal progression from early-stage structuring through to completion
- Lead credit analysis, including cashflow modelling, risk assessment and structuring
- Prepare and present credit papers for internal approval forums
- Execute transactions, including negotiation of LMA-based documentation
- Coordinate across Credit, Risk, Legal and Operations to deliver deals efficiently
- Build a consistent pipeline of commercially sound lending opportunities
Why this role stands out
- End-to-end ownership – you are not feeding into deals, you are helping lead them
- Meaningful exposure – work directly with senior stakeholders and decision-makers
- Deal quality – focus on well-structured, sustainable transactions
- A credible platform – part of a bank that has deployed over £4bn into UK businesses since 2018
What you’ll bring
- Experience in lending, structured finance or development finance
- Strong credit analysis and financial modelling capability
- A track record of originating or executing transactions
- Working knowledge of LMA documentation and deal processes
- Sound commercial judgement with a balanced approach to risk
- Strong relationship-building and stakeholder management skills
Where you’ll work
St Pauls, Central London (3 days in the office, 2 from home)
How we will support you
We offer a clear and competitive package designed to support you both financially and personally:
- 28 days annual leave + public holidays + plus your birthday off!
- Competitive salary + bonus
- Competitive salary + performance-linked bonus (up to 30%)
- Pension (5% employer / 4% employee from month 4)
- Life cover (4x salary) and income protection from day one
- Private medical cover post-probation (or cash plan alternative)
- Hybrid working (3 days office / 2 from home)
- Additional benefits
- Holiday purchase scheme
- Electric vehicle scheme
- Professional development and qualifications support
- Employee Assistance Programme (EAP)
- Cycle to Work and season ticket loan
- Enhanced family-friendly policies
- Wellbeing and lifestyle support
Who we are
Cynergy Bank is the UK’s human digital bank—combining relationship-led banking with smart technology to support ambitious businesses and institutions. Since 2018, we have lent over £4bn to growing businesses and were named Bank of the Year 2025 by MoneyAge. Our approach balances commercial ambition with disciplined risk management, underpinned by clear values and strong governance.
Final note
This role is best suited to someone who can take transactions beyond origination—through structuring, credit and execution. If you’re currently close to deals but not yet owning them end-to-end, this is an opportunity to step up into that space. If your experience is purely early-stage origination without execution exposure, it may not offer the right fit at this stage.
This advert outlines the key responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply. We use anonymous screening at the first stage of recruitment to ensure fair and inclusive hiring.
Apply now to play a central role in driving origination at Cynergy Bank.
Associate Director - Origination London & South employer: Cynergy Bank Limited
Cynergy Bank is an exceptional employer that offers a dynamic and supportive work environment in the heart of Central London. With a strong focus on employee growth, competitive benefits including hybrid working, generous leave policies, and professional development opportunities, we empower our team to take ownership of their roles and make a real impact in the banking sector. Join us to be part of a forward-thinking bank that values innovation and relationship-led banking, while enjoying a culture that prioritises well-being and work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director - Origination London & South
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join relevant groups, and don’t be shy about reaching out to potential contacts on LinkedIn. The more people you know, the better your chances of hearing about opportunities.
✨Tip Number 2
Show off your skills! When you get the chance to chat with someone from Cynergy Bank or any other company, make sure to highlight your experience in lending and credit analysis. Share specific examples of deals you've worked on to demonstrate your expertise.
✨Tip Number 3
Prepare for interviews by researching the bank’s recent transactions and their approach to risk management. This will not only impress your interviewers but also help you tailor your answers to show how you can contribute to their goals.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Cynergy Bank team. Let’s get you that dream job!
We think you need these skills to ace Associate Director - Origination London & South
Some tips for your application 🫡
Show Your Deal-Making Skills:When writing your application, make sure to highlight your experience in originating and executing transactions. We want to see how you've taken ownership of deals and influenced outcomes, so share specific examples that showcase your skills!
Tailor Your CV and Cover Letter:Don’t just send a generic CV! Tailor it to reflect the key responsibilities and requirements mentioned in the job description. We love seeing candidates who take the time to align their experiences with what we’re looking for at Cynergy Bank.
Be Clear and Concise:Keep your application clear and to the point. We appreciate well-structured documents that are easy to read. Use bullet points where necessary to break down your achievements and skills, making it easier for us to see your potential.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us without any hiccups. Plus, it shows you’re keen on joining our team at Cynergy Bank!
How to prepare for a job interview at Cynergy Bank Limited
✨Know Your Numbers
As an Associate Director, you'll need to demonstrate strong credit analysis and financial modelling skills. Brush up on your cashflow modelling techniques and be ready to discuss specific examples of how you've used these skills in past transactions.
✨Showcase Your Deal Experience
Prepare to talk about your experience in originating and executing transactions. Have a couple of solid examples ready that highlight your role in the deal process, from structuring to completion, and how you navigated challenges along the way.
✨Build Relationships
This role is all about relationship-building. Think about how you've successfully managed stakeholders in previous roles. Be prepared to share strategies you've used to maintain and grow your network of borrowers and introducers.
✨Understand LMA Documentation
Familiarise yourself with LMA-based documentation and the deal processes involved. Being able to discuss this knowledge confidently will show that you're ready to take on the responsibilities of the role and can hit the ground running.
