At a Glance
- Tasks: Lead complex pricing analysis using data science and AI to drive impactful decisions.
- Company: Join Cuvva, a pioneering tech company revolutionising car insurance.
- Benefits: Enjoy a flexible WFH setup, a four-day work week, and generous holiday allowance.
- Other info: Be part of a diverse team that values innovation and collaboration.
- Why this job: Make a real impact in the future of insurance while working with cutting-edge technology.
- Qualifications: Experience in personal lines pricing and proficiency in Python, R, or SQL required.
The predicted salary is between 78000 - 104000 £ per year.
Location: Very flexible - we’re happy for folks to work WFH and lots of us do. We only ask that you come into our London office a couple of times a month for team strategy days and socials - but of course, you’re more than welcome to come in as much as you like! (+ we’re working a 4 day work week - Fridays off!)
Contract: Permanent
Salary: £90,000 - £100,000 + benefits listed below
About Cuvva: We’re on a mission to give everyone affordable access to a car anytime, anywhere. We offer short-term car insurance through our world-class app, creating truly flexible products that meet people’s real needs. Using lightning-fast technology to unlock better experiences and fairer prices for our customers, Cuvva is building the future of insurance every day.
About the role: We’re looking for a commercially minded and technically skilled Principal Pricing Analyst to join our Pricing function at Cuvva. The Principal Pricing Analyst is a senior individual contributor role responsible for owning the pricing modelling framework, advancing the use of data science, AI and machine learning in pricing, setting pricing judgement and analytical standards, and delivering pricing recommendations across the business.
On a day-to-day basis you’ll be:
- Owning Data science led analytical and modelling approach for complex pricing problems, from problem definition through to recommendation and impact assessment.
- Building, assessing and evolving pricing models (e.g. GLMs, GAMs, GBMs or similar) with a focus on commercial relevance and sustainability, not just technical correctness.
- Leveraging AI and ML technologies and techniques to data mine, derive and deliver insights and elevate the Pricing function.
- Independently determining when modelling and analysis are robust enough to inform pricing decisions, and clearly articulating risks, limitations and trade-offs.
- Translating model outputs into clear, actionable pricing recommendations linked to expected business impact (e.g. loss ratio, conversion, risk mix).
- Operating as the primary owner of pricing recommendations for assigned areas, operating with a high degree of autonomy and accountability.
- Partnering closely with stakeholders across Pricing, Underwriting, Product and the wider business to shape decisions through strong analytical insight.
- Communicating complex pricing concepts in a way that enables confident decision-making at different levels of seniority.
- Setting and upholding high standards for pricing analysis, including documentation, validation, reproducibility and clarity of outputs.
- Identifying weaknesses or gaps in existing pricing approaches and recommending improvements to tooling, processes or methodology.
- Providing informal mentorship and guidance to other Analysts, helping raise the overall quality of analytical thinking across the team.
- Contributing to the evolution of pricing strategy by bringing deep analytical insight, market awareness and commercial judgement.
- Anticipating future pricing challenges as the business scales and proactively adapting analytical approaches to meet increasing complexity.
You’ll do great here if you:
- Have strong hands-on experience in personal lines pricing (insurer or MGA).
- Are confident owning pricing changes end to end, from modelling through to recommendation.
- Have advanced proficiency in Python and/or R and SQL.
- Are comfortable selecting modelling approaches and making judgement calls, not just running analysis.
- Can clearly explain trade-offs between growth, conversion and risk to non-technical stakeholders.
- Enjoy working cross-functionally and influencing decisions through evidence rather than hierarchy.
- Take pride in producing work that is decision-ready, not just technically correct.
It’s a bonus if you:
- Have experience with pricing platforms such as Akur8, Radar/Emblem, Quantee or similar.
- Have worked in fast-moving or lean insurance environments.
- Have exposure to experimentation or A/B testing in a pricing or underwriting context.
- Have experience translating analytical outputs into commercial strategy.
Benefits: Very flexible WFH set up, we only ask folks to come in a couple of times a month for team strategy days and socials - but of course, you’re more than welcome to come in as much as you like! A four day work week (Fridays off!). Transparent salary model and bands for all roles (without sharing anyone’s individual salary of course!). 20.5 days of holiday a year + public holidays - rising with each year at Cuvva (holidays have been prorated based on our 4DWW). Quarterly team socials and company events. Private medical insurance with Bupa. Professional development budget. Health, WFH and wellbeing budget. Increases to all allowances year on year. Enhanced parental leave and pay. Cycle to work scheme. Mental Health and Coaching Support - We offer free and confidential access to comprehensive mental healthcare and coaching through Oliva. Giving you the space to talk to a coach or therapist about anything you like. Hundreds of perks and discounts with Perkbox. £100 a month towards your Cuvva car insurance. Referral bonus when you bring your friends to join the Cuvva team.
The hiring process: Initial chat with hiring manager (60m), Technical interview, take home task review & live Q&A (90m), Key stakeholder chat (45m), Founders chat with our CEO, Freddy (20m).
Important note on eligibility: We’re really grateful for the interest we receive from candidates around the world. However, for this role we’re unable to offer visa sponsorship or transfers, so you’ll need to have the existing right to work in the UK.
Principal Pricing Analyst in London employer: Cuvva Limited
Cuvva is an exceptional employer that champions flexibility and innovation, offering a four-day work week and a supportive work-from-home culture. With a strong focus on employee growth, Cuvva provides professional development budgets, mental health support, and a transparent salary model, all while fostering a diverse and inclusive environment where every team member can thrive. Join us in our mission to revolutionise car insurance and enjoy the unique advantage of working in a dynamic, tech-driven company located in London.
StudySmarter Expert Advice🤫
We think this is how you could land Principal Pricing Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Cuvva Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Principal Pricing Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cuvva Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Cuvva Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Cuvva Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cuvva Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Cuvva Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Cuvva Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
