At a Glance
- Tasks: Lead strategic transformation in Credit, ensuring innovative solutions and compliance.
- Company: Dynamic financial services firm focused on collaboration and innovation.
- Benefits: Pension scheme, performance bonuses, private health insurance, and colleague discounts.
- Other info: Join a high-performance team with opportunities for growth and continuous improvement.
- Why this job: Shape the future of Credit while driving impactful change and enhancing customer experience.
- Qualifications: Experience in strategy delivery, project management, and strong relationship-building skills.
The predicted salary is between 60000 - 80000 £ per year.
The Transformation Credit Lead is a critical member of the Credit function, responsible for shaping, driving, and landing the strategic transformation agenda across the Credit portfolio. The role translates Credit Strategy into executable delivery, ensuring innovative capabilities, regulatory compliance, and commercial value are embedded across all change. The role partners closely with internal delivery teams, senior leadership, and external lending partners. It requires strong leadership across a complex matrix, influencing without direct authority, and orchestrating multiple workstreams to deliver high-quality outcomes for customers and the business. A key part of the role is providing strategic oversight across the programme portfolio, ensuring effective governance, clear prioritisation and the conditions for successful delivery.
Responsibilities
- Support the Head of Credit Transformation in delivering the end-to-end Credit transformation roadmap.
- Provide strategic and commercial oversight for Credit initiatives while ensuring alignment to regulatory requirements.
- Lead delivery across multiple transformation workstreams, ensuring clear milestones, RAID management, governance adherence, and strong cross-functional coordination.
- Act as SME and escalation point for the portfolio, ensuring issues are resolved rapidly to protect delivery timelines and scope.
- Liaise effectively across the matrix to align business requirements, technical feasibility, and strategic intent.
- Ensure new proposals are assessed efficiently, providing direction on delivery approach, solution design, and prioritisation.
- Champion outstanding customer experience, ensuring solutions drive both commercial value and service improvements.
- Support regulatory activity including reporting, evaluation, and any required oversight engagement.
- Maintain and strengthen the strategic partnership with the lending partner and all third-party suppliers.
- Manage the transformation "front door"—ensuring demand is shaped, triaged, and aligned to strategic priorities.
- Foster a collaborative, inclusive, high-performance environment across all transformation activities.
- Support business case development and benefits tracking to secure and demonstrate ongoing investment in Credit.
Qualifications
- Strong background operating within joint-venture or partner-driven models, ideally in financial services.
- Proven experience delivering large-scale strategy and transformation programmes in a regulated environment.
- Strong track record in project management and product management, delivering complex multi-workstream programmes.
- Demonstrated ability to manage risks, controls, and governance frameworks.
- Excellent relationship-building skills across internal functions and external partners.
- Experience managing change at scale within matrixed organisations.
- Ability to simplify complex problems, identify dependencies quickly, and drive alignment.
- Experience with scaled agile or hybrid delivery models, working closely with technology teams.
- Demonstrated ability to foster a continuous-improvement culture alongside a joint-venture delivery model.
Benefits
- Company Pension Scheme
- Discretionary/Performance based bonus
- Private Health Insurance
- Colleague Discounts
Transformation Credit Lead in Ilford employer: Currys PLC
As a leading employer in the financial services sector, we offer the Transformation Credit Lead an exceptional opportunity to drive impactful change within a collaborative and high-performance culture. Our commitment to employee growth is reflected in our comprehensive benefits package, including a company pension scheme, private health insurance, and performance-based bonuses, all designed to support your well-being and career advancement. Join us in a dynamic environment where your strategic insights will shape the future of credit transformation, ensuring both regulatory compliance and commercial success.
StudySmarter Expert Advice🤫
We think this is how you could land Transformation Credit Lead in Ilford
✨Tip Number 1
Network like a pro! Reach out to people in your industry, especially those who work in credit transformation. A casual chat can lead to opportunities you might not find on job boards.
✨Tip Number 2
Prepare for interviews by understanding the company’s transformation agenda. Show how your experience aligns with their goals and be ready to discuss how you can drive innovative solutions.
✨Tip Number 3
Don’t just apply; engage! Follow up on your applications through our website. A quick message expressing your enthusiasm can set you apart from other candidates.
✨Tip Number 4
Showcase your leadership skills during interviews. Talk about times you've influenced teams or managed complex projects without direct authority—this is key for roles like Transformation Credit Lead!
We think you need these skills to ace Transformation Credit Lead in Ilford
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to reflect the specific skills and experiences that align with the Transformation Credit Lead role. Highlight your background in financial services and any relevant transformation projects you've led.
Showcase Your Leadership Skills:Since this role requires strong leadership across a complex matrix, be sure to include examples of how you've influenced teams and driven change without direct authority. We want to see how you can orchestrate multiple workstreams effectively.
Demonstrate Your Strategic Thinking:Use your application to illustrate your ability to translate strategy into executable delivery. Share instances where you've provided strategic oversight and ensured alignment with regulatory requirements, as this is key for us.
Apply Through Our Website:We encourage you to submit your application through our website. This way, we can ensure your application gets the attention it deserves and you can easily track its progress!
How to prepare for a job interview at Currys PLC
✨Know Your Transformation Agenda
Make sure you understand the strategic transformation agenda of the Credit function. Familiarise yourself with how the role translates Credit Strategy into executable delivery, and be ready to discuss how your experience aligns with this.
✨Showcase Your Leadership Skills
Prepare examples that demonstrate your ability to lead across complex matrices and influence without direct authority. Think about times when you've orchestrated multiple workstreams to achieve high-quality outcomes.
✨Understand Regulatory Compliance
Brush up on regulatory requirements relevant to the Credit portfolio. Be prepared to discuss how you've ensured compliance in past roles and how you would approach it in this position.
✨Emphasise Relationship Building
Highlight your relationship-building skills, especially with internal teams and external partners. Share specific instances where you've successfully collaborated to drive transformation initiatives.
